Southwest Montana Community Federal Credit Union

Headquarters: Anaconda, Montana
Charter: Credit Union
Assets: $203.3M
Fed district: Minneapolis

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 23, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Free Kasasa Cash Back Checking
Southwest Montana Community Federal Credit Union: $3
Southwest Montana Community Federal Credit Union: $3
U.S. median: no median
NSF / Returned Item
Southwest Montana Community Federal Credit Union: $25
Southwest Montana Community Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Southwest Montana Community Federal Credit Union: $20
Southwest Montana Community Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 23, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Montana, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Montana: Banks and credit unions headquartered in Montana that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Southwest Montana Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly service fee$3
per month
Early Closure Fee$25
Dormant Account$10
Not compared: Annual charge, not monthly
per year
Account Research & Reconcilement$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

NSF Charge$25

Wire Transfers

Outgoing Wire Transfer$20
Incoming Wire Transfer$10

Check Services

Cashier's Checks$1
per item
Money Orders$1
per item
Stop Payment$25
Counter Checks$1
Not compared: Charged per page; comparison unavailable
per page
Copy of Draft$2
per item

Digital & Electronic

ACH Return Fee$25
Bill Pay Fee (only after 3 mnths of inactivity)$5
per month

Cash & Deposit

Night Depository, Notary Service, & U.S. Savings BondsNo charge

Account Services

Safe Deposit Box 10x10$65
per year
Safe Deposit Box 3x10$30
per year
Safe Deposit Box 3x5$20
per year
Safe Deposit Box 5x10$40
per year
Safe Deposit Box 5x5$25
per year
Safe Deposit Box 7x10$50
per year
Garnishment or Levy$35

Fee	Amount	Basis	Note
Account Maintenance
Monthly service fee	$3	per month	None
Early Closure Fee	$25	Not stated	None
Dormant Account	$10Not compared: Annual charge, not monthly	per year	None
Account Research & Reconcilement	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
NSF Charge	$25	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$20	Not stated	None
Incoming Wire Transfer	$10	Not stated	None
Check Services
Cashier's Checks	$1	per item	None
Money Orders	$1	per item	None
Stop Payment	$25	Not stated	None
Counter Checks	$1Not compared: Charged per page; comparison unavailable	per page	None
Copy of Draft	$2	per item	None
Digital & Electronic
ACH Return Fee	$25	Not stated	None
Bill Pay Fee (only after 3 mnths of inactivity)	$5	per month	None
Cash & Deposit
Night Depository, Notary Service, & U.S. Savings Bonds	No charge	Not stated	None
Account Services
Safe Deposit Box 10x10	$65	per year	None
Safe Deposit Box 3x10	$30	per year	None
Safe Deposit Box 3x5	$20	per year	None
Safe Deposit Box 5x10	$40	per year	None
Safe Deposit Box 5x5	$25	per year	None
Safe Deposit Box 7x10	$50	per year	None
Garnishment or Levy	$35	Not stated	None

Correct a fee source

Oct 23, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Southwest Montana Community Federal Credit Union's ach origination changes in our data

We check once a day and send one email covering every change.