Tampa Postal Federal Credit Union

Headquarters: Tampa, Florida
Charter: Credit Union
Assets: $98.2M
Fed district: Atlanta

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Tampa Postal Federal Credit Union: $29
Tampa Postal Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
Tampa Postal Federal Credit Union: $29
Tampa Postal Federal Credit Union: $29
U.S. median: no median
Non-Network ATM
Compared at $0.50, the middle of its prices
Tampa Postal Federal Credit Union: $0.50 to $1.50
Tampa Postal Federal Credit Union: $0.50 to $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Tampa Postal Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Close / Re-Open Account$25
one time · 1st Free
Dormant Account Fee$5
per month · after 2 years of inactivity
Account Reconciliation$15
per item · per hour
Account Research Fee (per hour)$15
Not compared: Charged per hour; comparison unavailable
per hour
Regulation D Charge$5
per item · more than 6 preauthorized automatic transfers in one month

Overdraft & NSF

CP (Courtesy Pay) Fee$29
NSF (Insufficient Funds)$29

ATM & Card

ATM (Denial)$0.50
ATM Inquiry Fee$0.50
per item · 6 free per month
ATM Transfers (6 Free/Month)$0.50
ATM Withdrawal (Non-TPCU ATM)$1.50
Replacement ATM/Debit Card$10
Replacement ATM/Debit Card (Rush)$50

Wire Transfers

Outgoing Wire Transfer (Domestic)$20
per item
Incoming Wire Transfer (Domestic)$5
per item
Outgoing Wire Transfer (International)$50
Incoming Wire Transfer (International)$35

Check Services

Teller Check$3
per item · 1st free
Teller Check (1st Free)$3
Stop Payment on Draft: (per item/ ACH)$20
per item
Temporary Checks (per page)$1
Not compared: Charged per page; comparison unavailable
per page
Incoming / Outgoing Collection Item$15
Copy of Paid Teller Check$3
Photocopy of Cleared Draft$3

Digital & Electronic

ACH Origination Payment$10
per item

Account Services

NotaryNo charge
per item · free service
10 x 10 (Annual Fee)$75
per year
3 x 5 (Annual Fee)$25
per year
5 x 10 (Annual Fee)$45
per year
Key Replacement (each key)$25
Not compared: Box drilling or key fee
per item
Safety Deposit Box 3x10$35
per year · 3 x 10 box

Lending Fees

Loan Extension Fee$25
Not compared: Monthly charge, not per item
per month · per month
Loan Modification (Consumer Loan)$50
one time

Other Fees

Interim Statement Printout (per page)$1
Not compared: Charged per page; comparison unavailable
per page
Loan Extension Fee (Per Month)$25
Not compared: Monthly charge, not per item
per month
Loan Modification (Consumer Loan)$50

Fee	Amount	Basis	Note
Account Maintenance
Close / Re-Open Account	$25	one time	1st Free
Dormant Account Fee	$5	per month	after 2 years of inactivity
Account Reconciliation	$15	per item	per hour
Account Research Fee (per hour)	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Regulation D Charge	$5	per item	more than 6 preauthorized automatic transfers in one month
Overdraft & NSF
CP (Courtesy Pay) Fee	$29	Not stated	None
NSF (Insufficient Funds)	$29	Not stated	None
ATM & Card
ATM (Denial)	$0.50	Not stated	None
ATM Inquiry Fee	$0.50	per item	6 free per month
ATM Transfers (6 Free/Month)	$0.50	Not stated	None
ATM Withdrawal (Non-TPCU ATM)	$1.50	Not stated	None
Replacement ATM/Debit Card	$10	Not stated	None
Replacement ATM/Debit Card (Rush)	$50	Not stated	None
Wire Transfers
Outgoing Wire Transfer (Domestic)	$20	per item	None
Incoming Wire Transfer (Domestic)	$5	per item	None
Outgoing Wire Transfer (International)	$50	Not stated	None
Incoming Wire Transfer (International)	$35	Not stated	None
Check Services
Teller Check	$3	per item	1st free
Teller Check (1st Free)	$3	Not stated	None
Stop Payment on Draft: (per item/ ACH)	$20	per item	None
Temporary Checks (per page)	$1Not compared: Charged per page; comparison unavailable	per page	None
Incoming / Outgoing Collection Item	$15	Not stated	None
Copy of Paid Teller Check	$3	Not stated	None
Photocopy of Cleared Draft	$3	Not stated	None
Digital & Electronic
ACH Origination Payment	$10	per item	None
Account Services
Notary	No charge	per item	free service
10 x 10 (Annual Fee)	$75	per year	None
3 x 5 (Annual Fee)	$25	per year	None
5 x 10 (Annual Fee)	$45	per year	None
Key Replacement (each key)	$25Not compared: Box drilling or key fee	per item	None
Safety Deposit Box 3x10	$35	per year	3 x 10 box
Lending Fees
Loan Extension Fee	$25Not compared: Monthly charge, not per item	per month	per month
Loan Modification (Consumer Loan)	$50	one time	None
Other Fees
Interim Statement Printout (per page)	$1Not compared: Charged per page; comparison unavailable	per page	None
Loan Extension Fee (Per Month)	$25Not compared: Monthly charge, not per item	per month	None
Loan Modification (Consumer Loan)	$50	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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