Atlantic Regional Federal Credit Union

Headquarters: South Portland, Maine
Charter: Credit Union
Assets: $1.1B
Fed district: Boston

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7.50, the middle of its prices
Atlantic Regional Federal Credit Union: $0 to $15
Atlantic Regional Federal Credit Union: $0 to $15
U.S. median: no median
Overdraft (OD)
Atlantic Regional Federal Credit Union: $30
Atlantic Regional Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Atlantic Regional Federal Credit Union: $30
Atlantic Regional Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maine: Banks and credit unions headquartered in Maine that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Atlantic Regional Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance Fee$15
per month
Monthly Maintenance FeeNo charge
per month
Closed within 90 Days of Opening$25
Abandoned Property Processing$50
Inactive Account Monthly (365 days of no activity)$5
per month
Account Reconciliation Hourly$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research Hourly$20
Not compared: Charged per hour; comparison unavailable
per hour
Returned Statement$5

Overdraft & NSF

Overdraft (OD)$30
per item
Returned Check$30

ATM & Card

Debit Card: Rush on Card and PIN$75
Not compared: Monthly charge, not per item
per month
Rush on Card Replacement$50

Wire Transfers

Domestic: Initial Outgoing Wire$25
Domestic: Recurring Outgoing Wire$6
Incoming Wire$10
Foreign: Outgoing Wire$50

Check Services

Money Order$3
Not compared: Annual charge, not per item
per year
Stop Payment Request$30
Counter Check Sheet (one sheet of four checks)$2
Not compared: Annual charge, not per item
per year
Foreign Check Processing Fee$10
per item
Check Copy$5

Digital & Electronic

Bill PayNo charge

Account Services

10x10x20 Safe Deposit Box Annually$125
per year
2x5x20 Safe Deposit Box Annually$30
per year
3x10x20 Safe Deposit Box Annually$55
per year
3x5x20 Safe Deposit Box Annually$35
per year
5x10x20 Safe Deposit Box Annually$75
per year
5x5x20 Safe Deposit Box Annually$40
per year
Box Drilling (includes replacement of lock)$200
Not compared: Box drilling or key fee
Key Replacement (includes rekeying of lock)$100
Not compared: Box drilling or key fee

Retirement & IRA

Closing by Rollover or Transfer$25

Other Fees

Research: Photocopy$0.50
One-time Loan Payment by Phone from another$3
one time
Program fee$835
one time

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance Fee	$15	per month	None
Monthly Maintenance Fee	No charge	per month	None
Closed within 90 Days of Opening	$25	Not stated	None
Abandoned Property Processing	$50	Not stated	None
Inactive Account Monthly (365 days of no activity)	$5	per month	None
Account Reconciliation Hourly	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research Hourly	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Statement	$5	Not stated	None
Overdraft & NSF
Overdraft (OD)	$30	per item	None
Returned Check	$30	Not stated	None
ATM & Card
Debit Card: Rush on Card and PIN	$75Not compared: Monthly charge, not per item	per month	None
Rush on Card Replacement	$50	Not stated	None
Wire Transfers
Domestic: Initial Outgoing Wire	$25	Not stated	None
Domestic: Recurring Outgoing Wire	$6	Not stated	None
Incoming Wire	$10	Not stated	None
Foreign: Outgoing Wire	$50	Not stated	None
Check Services
Money Order	$3Not compared: Annual charge, not per item	per year	None
Stop Payment Request	$30	Not stated	None
Counter Check Sheet (one sheet of four checks)	$2Not compared: Annual charge, not per item	per year	None
Foreign Check Processing Fee	$10	per item	None
Check Copy	$5	Not stated	None
Digital & Electronic
Bill Pay	No charge	Not stated	None
Account Services
10x10x20 Safe Deposit Box Annually	$125	per year	None
2x5x20 Safe Deposit Box Annually	$30	per year	None
3x10x20 Safe Deposit Box Annually	$55	per year	None
3x5x20 Safe Deposit Box Annually	$35	per year	None
5x10x20 Safe Deposit Box Annually	$75	per year	None
5x5x20 Safe Deposit Box Annually	$40	per year	None
Box Drilling (includes replacement of lock)	$200Not compared: Box drilling or key fee	Not stated	None
Key Replacement (includes rekeying of lock)	$100Not compared: Box drilling or key fee	Not stated	None
Retirement & IRA
Closing by Rollover or Transfer	$25	Not stated	None
Other Fees
Research: Photocopy	$0.50	Not stated	None
One-time Loan Payment by Phone from another	$3	one time	None
Program fee	$835	one time	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Atlantic Regional Federal Credit Union's safe deposit box changes in our data

We check once a day and send one email covering every change.