12 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 4, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Montana, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Badlands Federal Credit Union’s own schedules, with a source for each figure.
per month
per hour
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Fee assessed at end of month if balance falls below $100.00 | $5 | Not stated | None |
| Account closed within the first 90 days or closed more than once | $25 | Not stated | None |
| Annual Dormant Account Fee | $5 | per month | None |
| Account Reconciliation | $10Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research | $5Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Check paid via Courtesy Pay Program | $25 | per item | None |
| Non-Sufficient fund Check | $25 | per item | None |
Wire Transfers | |||
| Wire Transfer: Domestic – Outgoing | $15 | Not stated | None |
| Wire Transfer: Foreign – Outgoing | $35 | Not stated | None |
Check Services | |||
| Teller Checks | $3 | Not stated | None |
| Money Orders | $1 | Not stated | None |
| Sheet of 4 counter checks | $1 | Not stated | None |
| Copy of a draft (check) | $2 | Not stated | None |
Other Fees | |||
| Duplicate Statement | $1 | Not stated | None |
Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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