19 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 11, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 11, 2026
Call-report figures are for Kinecta Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Kinecta Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 11, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $6.8M in Q2 2026, 6.6% below the same quarter a year earlier ($7.3M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Classic Checking $4.95 · ProtectPlus Checking $9.95
Compared at $7.45, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 4.4% from Q3 2025 to Q2 2026, to $6.8M.
$6.8M
Kinecta Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Kinecta Federal Credit Union · $6.8B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 14 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Kinecta Federal Credit Union(this institution) | Manhattan Beach, CA | $6.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Apple Federal Credit Union | Fairfax, VA | $5.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank Fund Staff Federal Credit Union | Washington, DC | $7.1B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Citadel Federal Credit Union | Exton, PA | $6.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Coastal Federal Credit Union | Raleigh, NC | $6.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Community First Federal Credit Union | Appleton, WI | $6.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Dfcu Financial Federal Credit Union | Dearborn, MI | $8B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Educational Employees Federal Credit Union | Fresno, CA | $5.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Everwise Federal Credit Union | South Bend, IN | $5.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Genisys Federal Credit Union | Auburn Hills, MI | $6.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Landmark Federal Credit Union | Brookfield, WI | $7.9B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Langley Federal Credit Union | Newport News, VA | $5.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Mission Federal Credit Union | San Diego, CA | $7.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Nasa Federal Credit Union | Upper Marlboro, MD | $5.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Royal Federal Credit Union | Eau Claire, WI | $5.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Service Federal Credit Union | Portsmouth, NH | $6.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Spokane Teachers Federal Credit Union | Liberty Lake, WA | $6.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| State Employees Credit Union of Maryland | Linthicum, MD | $5.8B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| State Farm Federal Credit Union | Bloomington, IL | $5.7B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Tinker Federal Credit Union | Oklahoma City, OK | $6.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Travis Federal Credit Union | Vacaville, CA | $5.9B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Truliant Federal Credit Union | Winston Salem, NC | $5.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Trustone Financial Federal Credit Union | Plymouth, MN | $6.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| University Of Wisconsin Federal Credit Union | Madison, WI | $6.7B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Virginia Federal Credit Union | Richmond, VA | $7.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Wescom Central Federal Credit Union | Pasadena, CA | $6.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 15 publish this fee(monthly maintenance)
10 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $7.45, the middle of its two prices, against a peer median of $8.75 among 15 publishing peers.
Its two checking prices are $4.95 and $9.95.
$7.45 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Kinecta Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $6.8M | +$92K | +1.4% |
| Q1 2026 | $6.7M | −$300K | −4.3% |
| Q4 2025 | $7.0M | −$104K | −1.5% |
| Q3 2025 | $7.1M | −$173K | −2.4% |
| Q2 2025 | $7.3M | +$1.3M | +21.2% |
| Q1 2025 | $6.0M | +$178K | +3.0% |
| Q4 2024 | $5.9M | +$35K | +0.6% |
| Q3 2024 | $5.8M | −$43K | −0.7% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Kinecta Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per hour · Record Research (Per Hour) ..................................................................................................................................................................................................... $24.00
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Classic Checking Monthly Service Fee (audience not stated, treated as personal) | $4.95 | per month | None |
| ProtectPlus Checking Monthly Service Fee (audience not stated, treated as personal) | $9.95 | per month | None |
| Inactive Checking Account (audience not stated, treated as personal) | $5 | Not stated | None |
| Record Research (Per Hour) | $24Not compared: Charged per hour; comparison unavailable | per hour | Record Research (Per Hour) ..................................................................................................................................................................................................... $24.00 |
| Paper Statement (audience not stated, treated as personal) | $2 | Not stated | None |
Overdraft & NSF | |||
| Courtesy Pay Fee / Select Accept Fee (audience not stated, treated as personal) | $25 | Not stated | None |
| Nonsufficient Funds (NSF) Fee (audience not stated, treated as personal) | $25 | Not stated | None |
ATM & Card | |||
| Non-Proprietary ATM Fees: Cash Withdrawals | $2 | Not stated | None |
| Rush Card Order | $25 | per item | None |
Wire Transfers | |||
| Wire Transfer Fee - Domestic Outgoing | $25 | per item | None |
| Wire Transfer Fees (Per Wire): Domestic — Outgoing (audience not stated, treated as personal) | $25 | Not stated | None |
Check Services | |||
| Cashier’s Checks (audience not stated, treated as personal) | $5 | Not stated | None |
| Stop Payment Fee (audience not stated, treated as personal) | $20 | Not stated | None |
| Temporary Checks (Per four (4) checks) (audience not stated, treated as personal) | $3 | Not stated | None |
| Check Cashing Fee (audience not stated, treated as personal) | $5 | Not stated | None |
| Collection Items: Incoming (audience not stated, treated as personal) | $25 | Not stated | None |
| Collection Items: Outgoing Domestic | $25 | Not stated | None |
| Copy of Deposited Item (audience not stated, treated as personal) | $3.50 | Not stated | None |
Cash & Deposit | |||
| Returned Deposited Items: Written by account holder | $25 | Not stated | None |
Account Services | |||
| Box Drilled (audience not stated, treated as personal) | $175Not compared: Box drilling or key fee | Not stated | None |
| Key Replacement (Per Lost Key) (audience not stated, treated as personal) | $25Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10” x 10” | $140 | Not stated | None |
| Safe Deposit Box 2” x 5” | $40 | Not stated | None |
| Safe Deposit Box 3” x 10” | $80 | Not stated | None |
| Safe Deposit Box 3” x 5” | $55 | Not stated | None |
| Safe Deposit Box 5” x 10” | $100 | Not stated | None |
| Safe Deposit Box 5” x 5” | $65 | Not stated | None |
| Safe Deposit Box 6” x 10” | $105 | Not stated | None |
| Safe Deposit Box 8” x 10” | $110 | Not stated | None |
| Safe Deposit Box 9” x 9” (audience not stated, treated as personal) | $110 | Not stated | None |
| Compliance with Legal Orders: Labor Per hour | $24Not compared: Charged per hour; comparison unavailable | per hour | None |
| Verification of Deposit (audience not stated, treated as personal) | $10 | Not stated | None |
Retirement & IRA | |||
| IRA Closeout | $25 | Not stated | None |
| IRA Trustee Transfer (audience not stated, treated as personal) | $25 | Not stated | None |
Other Fees | |||
| Statement Copies (Per Statement) (audience not stated, treated as personal) | $5 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.