24 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 15, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $12.50, the middle of its prices
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Keys Federal Credit Union · $253M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Keys Federal Credit Union(this institution) | Key West, FL | $253M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Bridge Federal Credit Union | Powell, OH | $257M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Building Trades Federal Credit Union | Maple Grove, MN | $250M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Cacl Federal Credit Union | Pottsville, PA | $256M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Cedar Falls Community Federal Credit Union | Cedar Falls, IA | $252M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Central State Federal Credit Union | Stockton, CA | $258M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Citizens Community Federal Credit Union | Fort Dodge, IA | $254M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Community West Federal Credit Union | Kentwood, MI | $252M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ghs Federal Credit Union | Binghamton, NY | $253M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Highmark Federal Credit Union | Rapid City, SD | $258M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Illinois State Federal Credit Union | Normal, IL | $249M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Moog Employees Federal Credit Union | East Aurora, NY | $257M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Mygeorgia Federal Credit Union | Gainesville, GA | $258M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| North Jersey Federal Credit Union | Totowa, NJ | $256M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Nw Priority Federal Credit Union | Portland, OR | $248M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Pyramid Federal Credit Union | Tucson, AZ | $248M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Red Crown Federal Credit Union | Tulsa, OK | $257M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Shrewsbury Federal Credit Union | Shrewsbury, MA | $249M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Southern Security Federal Credit Union | Collierville, TN | $252M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| St. Paul Federal Credit Union | Saint Paul, MN | $252M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Family Federal Credit Union | Davenport, IA | $253M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Tongass Federal Credit Union | Ketchikan, AK | $252M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Tremont Federal Credit Union | Boston, MA | $256M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Truchoice Federal Credit Union | Portland, ME | $257M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Truecore Federal Credit Union | Newark, OH | $255M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Usx Federal Credit Union | Cranberry Twp, PA | $258M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 8 publish this fee(monthly maintenance)
17 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $12.50, the middle of its two prices, against a peer median of $5.75 among 8 publishing peers.
Its two checking prices are $10 and $15.
$12.50 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Amounts from Keys Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per item
per hour
per hour
per transaction
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Maintenance | $15 | per month | None |
| Monthly Maintenance | $10 | per month | None |
| Account Closure (within 180 days of opening) (audience not stated, treated as personal) | $25 | Not stated | None |
| Escheat Processing (audience not stated, treated as personal) | $25 | Not stated | None |
| Escheat Processing | $25 | Not stated | None |
| Inactive Member (no activity on account for 365 days and less than in deposits) (audience not stated, treated as personal) | $15 | Not stated | None |
| Other Fees and Charges Escheat Processing | $25 | per item | None |
| Account Research (per hour) (audience not stated, treated as personal) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Statement Reconciliation (per hour) (audience not stated, treated as personal) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Printed Statements and Documents (audience not stated, treated as personal) | $3 | Not stated | None |
| Returned Mail Processing (audience not stated, treated as personal) | $10 | Not stated | None |
Overdraft & NSF | |||
| Non-Sufficient Funds (NSF) (audience not stated, treated as personal) | $15 | Not stated | None |
| Overdraft Transfer (audience not stated, treated as personal) | $2 | Not stated | None |
ATM & Card | |||
| ATM Network (audience not stated, treated as personal) | $1.50 | Not stated | None |
| Non-Keys FCU ATM Withdrawals, Balance Inquiries and Transfers | $1.50 | Not stated | None |
| Debit MasterCard Rush Order (audience not stated, treated as personal) | $40 | Not stated | None |
| Foreign Transaction | 1%of the transaction | per transaction | None |
Wire Transfers | |||
| Wire Transfer: Outgoing - US (audience not stated, treated as personal) | $20 | Not stated | None |
| Wire Transfer: Incoming - US (audience not stated, treated as personal) | $10 | Not stated | None |
| Wire Transfer: Outgoing - Int’l | $40 | Not stated | None |
Check Services | |||
| Cashier’s Check (audience not stated, treated as personal) | $5 | Not stated | None |
| Stop Payment Order (audience not stated, treated as personal) | $15 | Not stated | None |
| Check Cashing | 5%($5 minimum) | Not stated | None |
| Collection Item (International) (audience not stated, treated as personal) | $35 | Not stated | None |
| Check Image/Copy | $15 | Not stated | None |
| Copy of Check (audience not stated, treated as personal) | $3 | Not stated | None |
Cash & Deposit | |||
| Cash Advance | 2%of the advance ($20 minimum) | Not stated | None |
| Cash Advance (audience not stated, treated as personal) | 2%of the advance | Not stated | None |
| Check Order or Reorder (shipping not included) Varies Cash Advance | minimum (audience not stated, treated as personal) | $10 | Not stated | None |
| Returned Deposit Item (audience not stated, treated as personal) | $10 | Not stated | None |
Account Services | |||
| Notary Service (Non-Members) (audience not stated, treated as personal) | $3 | per item | None |
| Tax Levy/Garnishment Processing (audience not stated, treated as personal) | $100 | Not stated | None |
Lending Fees | |||
| UCC Filing (per occurrence) (audience not stated, treated as personal) | $10 | per item | None |
Retirement & IRA | |||
| IRA Transfer to Another Financial Institution (audience not stated, treated as personal) | $45 | Not stated | None |
Other Fees | |||
| Statement Copy (audience not stated, treated as personal) | $3 | Not stated | None |
| Loan Due Date Change | $25 | Not stated | None |
| Loan Processing | $49 | Not stated | None |
| Loan Refinance Fee (audience not stated, treated as personal) | $100 | Not stated | None |
| Returned Loan Payment | $25 | Not stated | None |
| Skip Payment | $40 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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