17 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Compared at $5, the middle of its prices
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Seaboard Federal Credit Union · $246M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Seaboard Federal Credit Union(this institution) | Bucksport, ME | $246M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Bossier Federal Credit Union | Bossier City, LA | $245M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Building Trades Federal Credit Union | Maple Grove, MN | $250M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Cedar Falls Community Federal Credit Union | Cedar Falls, IA | $252M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Corazo Federal Credit Union | El Centro, CA | $244M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Encompass Federal Credit Union | Tipton, IN | $241M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Geovista Federal Credit Union | Hinesville, GA | $247M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Greater Alliance Federal Credit Union | Paramus, NJ | $248M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Illinois State Federal Credit Union | Normal, IL | $249M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Investex Federal Credit Union | Humble, TX | $245M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Jersey Shore Federal Credit Union | Northfield, NJ | $246M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Luso Federal Credit Union | Ludlow, MA | $245M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Mc Federal Credit Union | Danville, PA | $247M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Meritus Federal Credit Union | Lafayette, LA | $246M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Novation Federal Credit Union | Oakdale, MN | $244M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Nw Priority Federal Credit Union | Portland, OR | $248M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Ohio Valley Community Federal Credit Union | Clarington, OH | $244M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Pioneer Appalachia Federal Credit Union | Charleston, WV | $245M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Pyramid Federal Credit Union | Tucson, AZ | $248M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Shrewsbury Federal Credit Union | Shrewsbury, MA | $249M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Skypoint Federal Credit Union | Germantown, MD | $243M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Southbridge Federal Credit Union | Southbridge, MA | $242M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Southern Security Federal Credit Union | Collierville, TN | $252M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| St. Paul Federal Credit Union | Saint Paul, MN | $252M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Sterling Federal Credit Union | Sterling, CO | $247M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Tongass Federal Credit Union | Ketchikan, AK | $252M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 12 publish this fee(monthly maintenance)
13 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $6.73 among 12 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.
Monthly maintenance fee in dollars, one mark per institution
Seaboard Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.
Amounts from Seaboard Federal Credit Union’s own schedules, with a source for each figure.
per year
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early Account Closure (audience not stated, treated as personal) | $15 | Not stated | None |
| Inactivity Fee-annually (audience not stated, treated as personal) | $10Not compared: Annual charge, not monthly | per year | None |
| Account Research per hour ($5 min.) (audience not stated, treated as personal) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Bad Address (audience not stated, treated as personal) | $10 | Not stated | None |
Overdraft & NSF | |||
| Member Privilege-Overdraft Fee (each) (audience not stated, treated as personal) | $20 | per item | None |
| NSF Returned | No charge | Not stated | None |
| Online Bill Payer Return item | $10 | Not stated | None |
| Auto Transfer Overdraft (audience not stated, treated as personal) | $2 | Not stated | None |
ATM & Card | |||
| Debit Card Replacement after free ones (audience not stated, treated as personal) | $5 | Not stated | None |
| Debit Card-Expedited replacement (audience not stated, treated as personal) | $62 | Not stated | None |
Wire Transfers | |||
| Wire-Domestic Out | $18 | Not stated | None |
Check Services | |||
| Cashier's Check (audience not stated, treated as personal) | $2 | Not stated | None |
| Money Order (each, max. $1,000 each) (audience not stated, treated as personal) | $2 | per item | None |
| Stop Payment | $25 | Not stated | None |
| Copy of Cashier's Check (audience not stated, treated as personal) | $2 | Not stated | None |
| Copy of Teller Check (audience not stated, treated as personal) | $2 | Not stated | None |
Digital & Electronic | |||
| Bill Pay-monthly-with estatements (audience not stated, treated as personal) | No charge | per month | None |
| Bill Pay-monthly-without estatements (audience not stated, treated as personal) | $2.95 | per month | None |
Account Services | |||
| Notary Public/Signature Guarantee | No charge | Not stated | None |
| Legal-Levies/writs/summons (per occurrence) (audience not stated, treated as personal) | $30 | per item | None |
Gift & Prepaid Cards | |||
| Gift Card (non-reloadable) (audience not stated, treated as personal) | $2.95 | Not stated | None |
| Gift Card (reloadable) (audience not stated, treated as personal) | $4.95 | Not stated | None |
Other Fees | |||
| Copy of Statement (audience not stated, treated as personal) | $3 | Not stated | None |
| Photocopy-each (after the first 10) | $0.25 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early Account Closure | $15 | Not stated | None |
| Inactivity Fee-annually | $10Not compared: Annual charge, not monthly | per year | None |
| Account Research per hour ($5 min.) | $20Not compared: Daily charge, not per item | per day | None |
| Bad Address-per occurrence | $10Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Member Privilege-Overdraft (per occurrence) | $20 | per item | None |
| NSF Returned | No charge | Not stated | None |
| Online Bill Payer Return item | $10 | Not stated | None |
| Auto Transfer Overdraft | $2 | Not stated | None |
ATM & Card | |||
| Debit Card-Expedited replacement | $62 | Not stated | None |
Wire Transfers | |||
| Wire-Domestic In | $5 | Not stated | None |
Check Services | |||
| Cashier's Check | $2 | Not stated | None |
| Money Order (each, max. $1,000 each) | $2 | per item | None |
| Stop Payment | $25 | Not stated | None |
| Copy of Cashier's Check | $2 | Not stated | None |
| Copy of Teller Check | $2 | Not stated | None |
Digital & Electronic | |||
| Bill Pay-monthly-with estatements | No charge | per month | None |
| Bill Pay-monthly-without estatements | $2.95 | per month | None |
Account Services | |||
| Notary Public/Signature Guarantee | No charge | Not stated | None |
| Legal-Levies/writs/summons (per occurrence) | $30 | per item | None |
Gift & Prepaid Cards | |||
| Gift Card (non-reloadable) | $2.95 | Not stated | None |
| Gift Card (reloadable) | $4.95 | Not stated | None |
Other Fees | |||
| Copy of Statement | $3 | Not stated | None |
| Photocopy-each page | $0.25 | per item | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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