17 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 1, 2026
Call-report figures are for Seaboard Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Seaboard Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 1, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $454K in Q2 2026, 10% above the same quarter a year earlier ($412K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Compared at $5, the middle of its prices
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income rose 4.8% from Q3 2025 to Q2 2026, to $454K.
$454K
Seaboard Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Seaboard Federal Credit Union · $246M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Seaboard Federal Credit Union(this institution) | Bucksport, ME | $246M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Bossier Federal Credit Union | Bossier City, LA | $245M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Building Trades Federal Credit Union | Maple Grove, MN | $250M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Cedar Falls Community Federal Credit Union | Cedar Falls, IA | $252M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Corazo Federal Credit Union | El Centro, CA | $244M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Encompass Federal Credit Union | Tipton, IN | $241M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Geovista Federal Credit Union | Hinesville, GA | $247M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Greater Alliance Federal Credit Union | Paramus, NJ | $248M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Illinois State Federal Credit Union | Normal, IL | $249M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Investex Federal Credit Union | Humble, TX | $245M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Jersey Shore Federal Credit Union | Northfield, NJ | $246M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Luso Federal Credit Union | Ludlow, MA | $245M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Mc Federal Credit Union | Danville, PA | $247M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Meritus Federal Credit Union | Lafayette, LA | $246M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Novation Federal Credit Union | Oakdale, MN | $244M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Nw Priority Federal Credit Union | Portland, OR | $248M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Ohio Valley Community Federal Credit Union | Clarington, OH | $244M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Pioneer Appalachia Federal Credit Union | Charleston, WV | $245M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Pyramid Federal Credit Union | Tucson, AZ | $248M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Shrewsbury Federal Credit Union | Shrewsbury, MA | $249M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Skypoint Federal Credit Union | Germantown, MD | $243M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Southbridge Federal Credit Union | Southbridge, MA | $242M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Southern Security Federal Credit Union | Collierville, TN | $252M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| St. Paul Federal Credit Union | Saint Paul, MN | $252M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Sterling Federal Credit Union | Sterling, CO | $247M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Tongass Federal Credit Union | Ketchikan, AK | $252M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 12 publish this fee(monthly maintenance)
13 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $6.73 among 12 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.
Monthly maintenance fee in dollars, one mark per institution
Seaboard Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.
Call reports for Seaboard Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $454K | +$50K | +12.4% |
| Q1 2026 | $404K | −$52K | −11.4% |
| Q4 2025 | $456K | +$23K | +5.3% |
| Q3 2025 | $433K | +$21K | +5.1% |
| Q2 2025 | $412K | +$16K | +4.0% |
| Q1 2025 | $396K | −$49K | −11.0% |
| Q4 2024 | $445K | +$29K | +7.0% |
| Q3 2024 | $416K | −$7K | −1.7% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Seaboard Federal Credit Union’s own schedules, with a source for each figure.
per year
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early Account Closure (audience not stated, treated as personal) | $15 | Not stated | None |
| Inactivity Fee-annually (audience not stated, treated as personal) | $10Not compared: Annual charge, not monthly | per year | None |
| Account Research per hour ($5 min.) (audience not stated, treated as personal) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Bad Address (audience not stated, treated as personal) | $10 | Not stated | None |
Overdraft & NSF | |||
| Member Privilege-Overdraft Fee (each) (audience not stated, treated as personal) | $20 | per item | None |
| NSF Returned | No charge | Not stated | None |
| Online Bill Payer Return item | $10 | Not stated | None |
| Auto Transfer Overdraft (audience not stated, treated as personal) | $2 | Not stated | None |
ATM & Card | |||
| Debit Card Replacement after free ones (audience not stated, treated as personal) | $5 | Not stated | None |
| Debit Card-Expedited replacement (audience not stated, treated as personal) | $62 | Not stated | None |
Wire Transfers | |||
| Wire-Domestic Out | $18 | Not stated | None |
Check Services | |||
| Cashier's Check (audience not stated, treated as personal) | $2 | Not stated | None |
| Money Order (each, max. $1,000 each) (audience not stated, treated as personal) | $2 | per item | None |
| Stop Payment | $25 | Not stated | None |
| Copy of Cashier's Check (audience not stated, treated as personal) | $2 | Not stated | None |
| Copy of Teller Check (audience not stated, treated as personal) | $2 | Not stated | None |
Digital & Electronic | |||
| Bill Pay-monthly-with estatements (audience not stated, treated as personal) | No charge | per month | None |
| Bill Pay-monthly-without estatements (audience not stated, treated as personal) | $2.95 | per month | None |
Account Services | |||
| Notary Public/Signature Guarantee | No charge | Not stated | None |
| Legal-Levies/writs/summons (per occurrence) (audience not stated, treated as personal) | $30 | per item | None |
Gift & Prepaid Cards | |||
| Gift Card (non-reloadable) (audience not stated, treated as personal) | $2.95 | Not stated | None |
| Gift Card (reloadable) (audience not stated, treated as personal) | $4.95 | Not stated | None |
Other Fees | |||
| Copy of Statement (audience not stated, treated as personal) | $3 | Not stated | None |
| Photocopy-each (after the first 10) | $0.25 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early Account Closure | $15 | Not stated | None |
| Inactivity Fee-annually | $10Not compared: Annual charge, not monthly | per year | None |
| Account Research per hour ($5 min.) | $20Not compared: Daily charge, not per item | per day | None |
| Bad Address-per occurrence | $10Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Member Privilege-Overdraft (per occurrence) | $20 | per item | None |
| NSF Returned | No charge | Not stated | None |
| Online Bill Payer Return item | $10 | Not stated | None |
| Auto Transfer Overdraft | $2 | Not stated | None |
ATM & Card | |||
| Debit Card-Expedited replacement | $62 | Not stated | None |
Wire Transfers | |||
| Wire-Domestic In | $5 | Not stated | None |
Check Services | |||
| Cashier's Check | $2 | Not stated | None |
| Money Order (each, max. $1,000 each) | $2 | per item | None |
| Stop Payment | $25 | Not stated | None |
| Copy of Cashier's Check | $2 | Not stated | None |
| Copy of Teller Check | $2 | Not stated | None |
Digital & Electronic | |||
| Bill Pay-monthly-with estatements | No charge | per month | None |
| Bill Pay-monthly-without estatements | $2.95 | per month | None |
Account Services | |||
| Notary Public/Signature Guarantee | No charge | Not stated | None |
| Legal-Levies/writs/summons (per occurrence) | $30 | per item | None |
Gift & Prepaid Cards | |||
| Gift Card (non-reloadable) | $2.95 | Not stated | None |
| Gift Card (reloadable) | $4.95 | Not stated | None |
Other Fees | |||
| Copy of Statement | $3 | Not stated | None |
| Photocopy-each page | $0.25 | per item | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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