17 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Compared at $5, the middle of its prices
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Seaboard Federal Credit Union’s own schedules, with a source for each figure.
per year
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early Account Closure (audience not stated, treated as personal) | $15 | Not stated | None |
| Inactivity Fee-annually (audience not stated, treated as personal) | $10Not compared: Annual charge, not monthly | per year | None |
| Account Research per hour ($5 min.) (audience not stated, treated as personal) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Bad Address (audience not stated, treated as personal) | $10 | Not stated | None |
Overdraft & NSF | |||
| Member Privilege-Overdraft Fee (each) (audience not stated, treated as personal) | $20 | per item | None |
| NSF Returned | No charge | Not stated | None |
| Online Bill Payer Return item | $10 | Not stated | None |
| Auto Transfer Overdraft (audience not stated, treated as personal) | $2 | Not stated | None |
ATM & Card | |||
| Debit Card Replacement after free ones (audience not stated, treated as personal) | $5 | Not stated | None |
| Debit Card-Expedited replacement (audience not stated, treated as personal) | $62 | Not stated | None |
Wire Transfers | |||
| Wire-Domestic Out | $18 | Not stated | None |
Check Services | |||
| Cashier's Check (audience not stated, treated as personal) | $2 | Not stated | None |
| Money Order (each, max. $1,000 each) (audience not stated, treated as personal) | $2 | per item | None |
| Stop Payment | $25 | Not stated | None |
| Copy of Cashier's Check (audience not stated, treated as personal) | $2 | Not stated | None |
| Copy of Teller Check (audience not stated, treated as personal) | $2 | Not stated | None |
Digital & Electronic | |||
| Bill Pay-monthly-with estatements (audience not stated, treated as personal) | No charge | per month | None |
| Bill Pay-monthly-without estatements (audience not stated, treated as personal) | $2.95 | per month | None |
Account Services | |||
| Notary Public/Signature Guarantee | No charge | Not stated | None |
| Legal-Levies/writs/summons (per occurrence) (audience not stated, treated as personal) | $30 | per item | None |
Gift & Prepaid Cards | |||
| Gift Card (non-reloadable) (audience not stated, treated as personal) | $2.95 | Not stated | None |
| Gift Card (reloadable) (audience not stated, treated as personal) | $4.95 | Not stated | None |
Other Fees | |||
| Copy of Statement (audience not stated, treated as personal) | $3 | Not stated | None |
| Photocopy-each (after the first 10) | $0.25 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early Account Closure | $15 | Not stated | None |
| Inactivity Fee-annually | $10Not compared: Annual charge, not monthly | per year | None |
| Account Research per hour ($5 min.) | $20Not compared: Daily charge, not per item | per day | None |
| Bad Address-per occurrence | $10Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Member Privilege-Overdraft (per occurrence) | $20 | per item | None |
| NSF Returned | No charge | Not stated | None |
| Online Bill Payer Return item | $10 | Not stated | None |
| Auto Transfer Overdraft | $2 | Not stated | None |
ATM & Card | |||
| Debit Card-Expedited replacement | $62 | Not stated | None |
Wire Transfers | |||
| Wire-Domestic In | $5 | Not stated | None |
Check Services | |||
| Cashier's Check | $2 | Not stated | None |
| Money Order (each, max. $1,000 each) | $2 | per item | None |
| Stop Payment | $25 | Not stated | None |
| Copy of Cashier's Check | $2 | Not stated | None |
| Copy of Teller Check | $2 | Not stated | None |
Digital & Electronic | |||
| Bill Pay-monthly-with estatements | No charge | per month | None |
| Bill Pay-monthly-without estatements | $2.95 | per month | None |
Account Services | |||
| Notary Public/Signature Guarantee | No charge | Not stated | None |
| Legal-Levies/writs/summons (per occurrence) | $30 | per item | None |
Gift & Prepaid Cards | |||
| Gift Card (non-reloadable) | $2.95 | Not stated | None |
| Gift Card (reloadable) | $4.95 | Not stated | None |
Other Fees | |||
| Copy of Statement | $3 | Not stated | None |
| Photocopy-each page | $0.25 | per item | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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