Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Western Vista Federal Credit Union

Cheyenne, WyomingCredit UnionKansas City Fed districtFees collected Apr 22, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account closed within 90 days of opening$15Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2682. canonical_hint=early_closure; text_hash=241f7595b96c7ac52029a97badbe9c9db36da302585cd7df416897362a110c0f; excerpt="Account closed within 90 days of opening $15.00" · Source

Account research/reconciliation$25

$5 above the national median

Knox deterministic extraction from Rosetta artifact #2682. canonical_hint=account_research; text_hash=241f7595b96c7ac52029a97badbe9c9db36da302585cd7df416897362a110c0f; excerpt="Account research/reconciliation $25.00 per hour" · Source

Administration on escheat accounts$25

$20 above the national median

Knox deterministic extraction from Rosetta artifact #2682. canonical_hint=dormant_account; text_hash=241f7595b96c7ac52029a97badbe9c9db36da302585cd7df416897362a110c0f; excerpt="Administration on escheat accounts $25.00" · Source

Liquid Gold service charge$15

$8.87 above the national median

per month · Knox deterministic extraction from Rosetta artifact #2682. canonical_hint=monthly_maintenance; text_hash=241f7595b96c7ac52029a97badbe9c9db36da302585cd7df416897362a110c0f; excerpt="Liquid Gold service charge $15.00 monthly" · Source

Overdraft & NSFVerified

NSF (check/ACH/debit/bill pay)$30Within the typical range ($25–$32 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #2682. canonical_hint=nsf; text_hash=241f7595b96c7ac52029a97badbe9c9db36da302585cd7df416897362a110c0f; excerpt="NSF (check/ACH/debit/bill pay) $30.00" · Source

Wire TransfersVerified

Incoming wire transfer$15Within the typical range ($7.75–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2682. canonical_hint=wire_domestic_incoming; text_hash=241f7595b96c7ac52029a97badbe9c9db36da302585cd7df416897362a110c0f; excerpt="Incoming wire transfer $15.00" · Source
Outgoing wire transfer$25Within the typical range ($20–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2682. canonical_hint=wire_domestic_outgoing; text_hash=241f7595b96c7ac52029a97badbe9c9db36da302585cd7df416897362a110c0f; excerpt="Outgoing wire transfer $25.00" · Source

Check ServicesVerified

Official check$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2682. canonical_hint=cashiers_check; text_hash=241f7595b96c7ac52029a97badbe9c9db36da302585cd7df416897362a110c0f; excerpt="Official check $5.00" · Source
Stop payment (series of items)$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #2682. canonical_hint=stop_payment; text_hash=241f7595b96c7ac52029a97badbe9c9db36da302585cd7df416897362a110c0f; excerpt="Stop payment (series of items) $30.00 each" · Source
Stop payment (single item)$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #2682. canonical_hint=stop_payment; text_hash=241f7595b96c7ac52029a97badbe9c9db36da302585cd7df416897362a110c0f; excerpt="Stop payment (single item) $25.00" · Source

Digital & ElectronicVerified

ACH origination (one time to or from another financial institution)$25Above the typical range ($5–$20 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #2682. canonical_hint=ach_origination; text_hash=241f7595b96c7ac52029a97badbe9c9db36da302585cd7df416897362a110c0f; excerpt="ACH origination (one time to or from another financial institution) $25.00" · Source

Cash & DepositVerified

Deposited item return$15Within the typical range ($9.50–$25 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #2682. canonical_hint=deposited_item_return; text_hash=241f7595b96c7ac52029a97badbe9c9db36da302585cd7df416897362a110c0f; excerpt="Deposited item return $15.00 per item" · Source

Account ServicesVerified

Garnishment/levy/executions$50Within the typical range ($25–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2682. canonical_hint=garnishment_levy; text_hash=241f7595b96c7ac52029a97badbe9c9db36da302585cd7df416897362a110c0f; excerpt="Garnishment/levy/executions $50.00 per occurrence" · Source
Lost key$10Below the typical range ($25–$80 nationally)
$30 below the national median
Knox deterministic extraction from Rosetta artifact #2682. canonical_hint=safe_deposit_box; text_hash=241f7595b96c7ac52029a97badbe9c9db36da302585cd7df416897362a110c0f; excerpt="Lost key $10.00" · Source

Gift & Prepaid CardsVerified

Gift card$4.95Within the typical range ($3–$4.95 nationally)
$1.32 above the national median
Knox deterministic extraction from Rosetta artifact #2682. canonical_hint=gift_card_purchase; text_hash=241f7595b96c7ac52029a97badbe9c9db36da302585cd7df416897362a110c0f; excerpt="Gift card $4.95" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account closed within 90 days of opening	$15Within the typical range ($10–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2682. canonical_hint=early_closure; text_hash=241f7595b96c7ac52029a97badbe9c9db36da302585cd7df416897362a110c0f; excerpt="Account closed within 90 days of opening $15.00"	Source
Account research/reconciliation	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2682. canonical_hint=account_research; text_hash=241f7595b96c7ac52029a97badbe9c9db36da302585cd7df416897362a110c0f; excerpt="Account research/reconciliation $25.00 per hour"	Source
Administration on escheat accounts	$25Above the typical range ($5–$10 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #2682. canonical_hint=dormant_account; text_hash=241f7595b96c7ac52029a97badbe9c9db36da302585cd7df416897362a110c0f; excerpt="Administration on escheat accounts $25.00"	Source
Liquid Gold service charge	$15Above the typical range ($4–$12.63 nationally)	$8.87 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2682. canonical_hint=monthly_maintenance; text_hash=241f7595b96c7ac52029a97badbe9c9db36da302585cd7df416897362a110c0f; excerpt="Liquid Gold service charge $15.00 monthly"	Source
Overdraft & NSFVerified
NSF (check/ACH/debit/bill pay)	$30Within the typical range ($25–$32 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #2682. canonical_hint=nsf; text_hash=241f7595b96c7ac52029a97badbe9c9db36da302585cd7df416897362a110c0f; excerpt="NSF (check/ACH/debit/bill pay) $30.00"	Source
Wire TransfersVerified
Incoming wire transfer	$15Within the typical range ($7.75–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2682. canonical_hint=wire_domestic_incoming; text_hash=241f7595b96c7ac52029a97badbe9c9db36da302585cd7df416897362a110c0f; excerpt="Incoming wire transfer $15.00"	Source
Outgoing wire transfer
Check ServicesVerified
Official check	$5Within the typical range ($3–$6 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2682. canonical_hint=cashiers_check; text_hash=241f7595b96c7ac52029a97badbe9c9db36da302585cd7df416897362a110c0f; excerpt="Official check $5.00"	Source
Stop payment (series of items)	$30
Digital & ElectronicVerified
ACH origination (one time to or from another financial institution)	$25Above the typical range ($5–$20 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #2682. canonical_hint=ach_origination; text_hash=241f7595b96c7ac52029a97badbe9c9db36da302585cd7df416897362a110c0f; excerpt="ACH origination (one time to or from another financial institution) $25.00"	Source
Cash & DepositVerified
Deposited item return	$15Within the typical range ($9.50–$25 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #2682. canonical_hint=deposited_item_return; text_hash=241f7595b96c7ac52029a97badbe9c9db36da302585cd7df416897362a110c0f; excerpt="Deposited item return $15.00 per item"	Source
Account ServicesVerified
Garnishment/levy/executions	$50Within the typical range ($25–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2682. canonical_hint=garnishment_levy; text_hash=241f7595b96c7ac52029a97badbe9c9db36da302585cd7df416897362a110c0f; excerpt="Garnishment/levy/executions $50.00 per occurrence"	Source
Lost key
Gift & Prepaid CardsVerified
Gift card	$4.95Within the typical range ($3–$4.95 nationally)	$1.32 above the national median	—	Knox deterministic extraction from Rosetta artifact #2682. canonical_hint=gift_card_purchase; text_hash=241f7595b96c7ac52029a97badbe9c9db36da302585cd7df416897362a110c0f; excerpt="Gift card $4.95"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 15 — leaner than most institutions

Verified fees

Under review

Assets

$280.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$280.8M

Total deposits

$235.3M

Service charge income (year to date)

$1.0M

Fee income ratio

10.0%

Return on assets

0.75%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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