Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Ume Federal Credit Union

Burbank, CaliforniaCredit UnionSan Francisco Fed districtFees collected Apr 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Returned Mail$5Below the typical range ($11–$25 nationally)

per item · Knox extract.rules v31 categorized a line held for review from Rosetta artifact #2889. canonical_hint=account_research; text_hash=fc2aff3baf41854e7b19a77d4a7a5b450eedc8f6b54afa354b4dc1869fdb0315; excerpt="Returned Mail | $5 per item** | (fee-waived options available) | Balance Inquiries | FREE" · Source

Overdraft & NSFVerified

NSF ACH Debit$30Within the typical range ($25–$32 nationally)
At the national median$7 above the California median
per month · Source
NSF Check Debit Card$30Within the typical range ($25–$32 nationally)
At the national median$7 above the California median
Source

Wire TransfersVerified

Incoming Wire$10Within the typical range ($5–$15 nationally)
At the national medianAt the California median
per item · Source

Check ServicesVerified

ACH Stop Payment$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$2.50 above the California median
per item · Source
Stop Payment/CU$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$2.50 above the California median
per item · Source

Lending FeesVerified

Loan Late Payment Fee$25Within the typical range ($10–$25 nationally)
$5 above the national median$5 above the California median
Source
Visa Late Payment Fee$25Within the typical range ($10–$25 nationally)
$5 above the national median$5 above the California median
per month · Source

Retirement & IRAVerified

IRA Maintenance$15Within the typical range ($10–$25 nationally)
At the national medianAt the California median
per year · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Returned Mail	$5Below the typical range ($11–$25 nationally)	$12.50 below the national median$15 below the California median	per item	Knox extract.rules v31 categorized a line held for review from Rosetta artifact #2889. canonical_hint=account_research; text_hash=fc2aff3baf41854e7b19a77d4a7a5b450eedc8f6b54afa354b4dc1869fdb0315; excerpt="Returned Mail \| $5 per item** \| (fee-waived options available) \| Balance Inquiries \| FREE"	Source
Overdraft & NSFVerified
NSF ACH Debit	$30Within the typical range ($25–$32 nationally)	At the national median$7 above the California median	per month	—	Source
NSF Check Debit Card	$30
Wire TransfersVerified
Incoming Wire	$10Within the typical range ($5–$15 nationally)	At the national medianAt the California median	per item	—	Source
Check ServicesVerified
ACH Stop Payment	$25Within the typical range ($20–$30 nationally)	$2.50 below the national median$2.50 above the California median	per item	—	Source
Stop Payment/CU	$25
Lending FeesVerified
Loan Late Payment Fee	$25Within the typical range ($10–$25 nationally)	$5 above the national median$5 above the California median	—	—	Source
Visa Late Payment Fee	$25
Retirement & IRAVerified
IRA Maintenance	$15Within the typical range ($10–$25 nationally)	At the national medianAt the California median	per year	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

9 verified fees collected

Headline fees published

3 of 15

Published fees

Under review

Assets

$327.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$327.9M

Total deposits

$296.7M

Service charge income (year to date)

$491K

Fee income ratio

5.6%

Return on assets

1.29%

Financial profile · Pro

Performance from regulator filings

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Based on 66,932 published fee entries from 3,619 institutions

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