Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Ume Federal Credit Union

Burbank, CaliforniaCredit UnionSan Francisco Fed districtFees collected Apr 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Age 19 & over$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #2889. canonical_hint=dormant_account; text_hash=fc2aff3baf41854e7b19a77d4a7a5b450eedc8f6b54afa354b4dc1869fdb0315; excerpt="Age 19 & over | $5 | Dormant Account | $5 per month**" · Source

Overdraft & NSFVerified

NSF ACH Debit$30Within the typical range ($25–$32 nationally)
$1 above the national median
per month · Knox deterministic extraction from Rosetta artifact #2889. canonical_hint=nsf; text_hash=fc2aff3baf41854e7b19a77d4a7a5b450eedc8f6b54afa354b4dc1869fdb0315; excerpt="NSF ACH Debit | $30* | Visa Late Payment Fee $25 | (fee-waived options available) | Deposits per month | FREE up to 20" · Source
NSF Check Debit Card$30Within the typical range ($25–$32 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #2889. canonical_hint=nsf; text_hash=fc2aff3baf41854e7b19a77d4a7a5b450eedc8f6b54afa354b4dc1869fdb0315; excerpt="NSF Check Debit Card $30* | thereafter" · Source

Wire TransfersVerified

Incoming Wire$10Within the typical range ($7.75–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2889. canonical_hint=wire_domestic_incoming; text_hash=fc2aff3baf41854e7b19a77d4a7a5b450eedc8f6b54afa354b4dc1869fdb0315; excerpt="Incoming Wire | $10 per transfer | (Visa charges this fee)" · Source

Check ServicesVerified

ACH Stop Payment$25Within the typical range ($20–$30 nationally)
$2 below the national median
per month · Knox deterministic extraction from Rosetta artifact #2889. canonical_hint=stop_payment; text_hash=fc2aff3baf41854e7b19a77d4a7a5b450eedc8f6b54afa354b4dc1869fdb0315; excerpt="ACH Stop Payment | $25 per item | Check, ATM, Point-of-Sale, $25 per item | per month | each, thereafter" · Source
Stop Payment/CU$25Within the typical range ($20–$30 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2889. canonical_hint=stop_payment; text_hash=fc2aff3baf41854e7b19a77d4a7a5b450eedc8f6b54afa354b4dc1869fdb0315; excerpt="Stop Payment/CU | $25 per item | NOTE: Locate the CO-OP Network ATMs nearest" · Source

Lending FeesVerified

Loan Late Payment Fee$25Within the typical range ($15–$26.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2889. canonical_hint=late_payment; text_hash=fc2aff3baf41854e7b19a77d4a7a5b450eedc8f6b54afa354b4dc1869fdb0315; excerpt="Loan Late Payment Fee $25" · Source
Visa Late Payment Fee$25Within the typical range ($15–$26.50 nationally)
At the national median
per month · Knox deterministic extraction from Rosetta artifact #2889. canonical_hint=late_payment; text_hash=fc2aff3baf41854e7b19a77d4a7a5b450eedc8f6b54afa354b4dc1869fdb0315; excerpt="NSF ACH Debit | $30* | Visa Late Payment Fee $25 | (fee-waived options available) | Deposits per month | FREE up to 20" · Source

Retirement & IRAVerified

IRA Maintenance$15Within the typical range ($10–$25 nationally)
At the national median
per year · Knox deterministic extraction from Rosetta artifact #2889. canonical_hint=ira_administration; text_hash=fc2aff3baf41854e7b19a77d4a7a5b450eedc8f6b54afa354b4dc1869fdb0315; excerpt="IRA Maintenance | $15 per year**" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Age 19 & over	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #2889. canonical_hint=dormant_account; text_hash=fc2aff3baf41854e7b19a77d4a7a5b450eedc8f6b54afa354b4dc1869fdb0315; excerpt="Age 19 & over \| $5 \| Dormant Account \| $5 per month**"	Source
Overdraft & NSFVerified
NSF ACH Debit	$30Within the typical range ($25–$32 nationally)	$1 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2889. canonical_hint=nsf; text_hash=fc2aff3baf41854e7b19a77d4a7a5b450eedc8f6b54afa354b4dc1869fdb0315; excerpt="NSF ACH Debit \| $30* \| Visa Late Payment Fee $25 \| (fee-waived options available) \| Deposits per month \| FREE up to 20"	Source
NSF Check Debit Card
Wire TransfersVerified
Incoming Wire	$10Within the typical range ($7.75–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2889. canonical_hint=wire_domestic_incoming; text_hash=fc2aff3baf41854e7b19a77d4a7a5b450eedc8f6b54afa354b4dc1869fdb0315; excerpt="Incoming Wire \| $10 per transfer \| (Visa charges this fee)"	Source
Check ServicesVerified
ACH Stop Payment	$25Within the typical range ($20–$30 nationally)	$2 below the national median	per month	Knox deterministic extraction from Rosetta artifact #2889. canonical_hint=stop_payment; text_hash=fc2aff3baf41854e7b19a77d4a7a5b450eedc8f6b54afa354b4dc1869fdb0315; excerpt="ACH Stop Payment \| $25 per item \| Check, ATM, Point-of-Sale, $25 per item \| per month \| each, thereafter"	Source
Stop Payment/CU
Lending FeesVerified
Loan Late Payment Fee	$25Within the typical range ($15–$26.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2889. canonical_hint=late_payment; text_hash=fc2aff3baf41854e7b19a77d4a7a5b450eedc8f6b54afa354b4dc1869fdb0315; excerpt="Loan Late Payment Fee $25"	Source
Visa Late Payment Fee	$25
Retirement & IRAVerified
IRA Maintenance	$15Within the typical range ($10–$25 nationally)	At the national median	per year	Knox deterministic extraction from Rosetta artifact #2889. canonical_hint=ira_administration; text_hash=fc2aff3baf41854e7b19a77d4a7a5b450eedc8f6b54afa354b4dc1869fdb0315; excerpt="IRA Maintenance \| $15 per year**"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 9 — leaner than most institutions

Verified fees

Under review

Assets

$327.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$327.9M

Total deposits

$296.7M

Service charge income (year to date)

$491K

Fee income ratio

5.6%

Return on assets

1.29%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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