Gain Federal Credit Union

Headquarters: Burbank, California
Charter: Credit Union
Assets: $454.0M
Fed district: San Francisco

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Gain Federal Credit Union: $29
Gain Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
Gain Federal Credit Union: $29
Gain Federal Credit Union: $29
U.S. median: no median
Wire Transfer (Domestic Out)
Gain Federal Credit Union: $20
Gain Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Gain Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Escheat processing - Charged before reporting$2
Inactive Account$5
Account Research / Reconcilement$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$2
Incorrect Address$5

Overdraft & NSF

Courtesy Pay Fee$29
Non-Sufficient Funds (NSF)$29
Overdraft Transfer$1

ATM & Card

Card Replacement$15

Wire Transfers

Wire Transfer - Domestic$20
Wire Transfer - International$35

Check Services

Official Teller Check$2
Bill Pay / ACH Stop Payment Cancellation$10
Reverse Stop Payment$10
Stop Payment$15
Teller Check Stop Payment Cancellation$10
Check Cashing - Non Member$10
per item
Copy of Teller Check$5
Mastercard Sales Draft Copy$10

Account Services

Notary Service$15
Member Levy / Subpoenas$50
Legal Process$50
Subordination of Second Mortgage$250
Verification of Deposit$15

Retirement & IRA

IRA Annual Maintenance$15
per year

Other Fees

Mastercard Statement Copy: Previous Month(s)$5
per item
Loan Payment by Phone (EZ-Pay)$10
per item
Payoff Demand$50
Skip-A-Pay (per loan)$30
per item

Fee	Amount	Basis	Note
Account Maintenance
Escheat processing - Charged before reporting	$2	Not stated	None
Inactive Account	$5	Not stated	None
Account Research / Reconcilement	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$2	Not stated	None
Incorrect Address	$5	Not stated	None
Overdraft & NSF
Courtesy Pay Fee	$29	Not stated	None
Non-Sufficient Funds (NSF)	$29	Not stated	None
Overdraft Transfer	$1	Not stated	None
ATM & Card
Card Replacement	$15	Not stated	None
Wire Transfers
Wire Transfer - Domestic	$20	Not stated	None
Wire Transfer - International	$35	Not stated	None
Check Services
Official Teller Check	$2	Not stated	None
Bill Pay / ACH Stop Payment Cancellation	$10	Not stated	None
Reverse Stop Payment	$10	Not stated	None
Stop Payment	$15	Not stated	None
Teller Check Stop Payment Cancellation	$10	Not stated	None
Check Cashing - Non Member	$10	per item	None
Copy of Teller Check	$5	Not stated	None
Mastercard Sales Draft Copy	$10	Not stated	None
Account Services
Notary Service	$15	Not stated	None
Member Levy / Subpoenas	$50	Not stated	None
Legal Process	$50	Not stated	None
Subordination of Second Mortgage	$250	Not stated	None
Verification of Deposit	$15	Not stated	None
Retirement & IRA
IRA Annual Maintenance	$15	per year	None
Other Fees
Mastercard Statement Copy: Previous Month(s)	$5	per item	None
Loan Payment by Phone (EZ-Pay)	$10	per item	None
Payoff Demand	$50	Not stated	None
Skip-A-Pay (per loan)	$30	per item	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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