Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Gain Federal Credit Union

Burbank, CaliforniaCredit UnionSan Francisco Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

each | Account Research / Reconcilement$25Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2820. canonical_hint=account_research; text_hash=0fb35bba94f9cc687187bd0cc1b066d4e2866f93319075e729a253d38694dbd4; excerpt="Previous Month(s) ...................................................... $5.00 each | Account Research / Reconcilement ............... $25.00 / hour (1 hour min.)" · Source

Overdraft & NSFVerified

Non-Sufficient Funds (NSF)$29Within the typical range ($25–$32 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2820. canonical_hint=nsf; text_hash=0fb35bba94f9cc687187bd0cc1b066d4e2866f93319075e729a253d38694dbd4; excerpt="Non-Sufficient Funds (NSF) ................................................... $29.00 | Gain FCU owned ATM ...................................................... $10.00" · Source

Check ServicesVerified

Check Cashing - Non Member$10Within the typical range ($5–$10 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2820. canonical_hint=check_cashing; text_hash=0fb35bba94f9cc687187bd0cc1b066d4e2866f93319075e729a253d38694dbd4; excerpt="Reconveyance Fee .................................................................. $150.00 | Check Cashing - Non Member .............................. $10.00 per check" · Source
Reverse Stop Payment$10Below the typical range ($20–$30 nationally)
$17 below the national median
Knox deterministic extraction from Rosetta artifact #2820. canonical_hint=stop_payment; text_hash=0fb35bba94f9cc687187bd0cc1b066d4e2866f93319075e729a253d38694dbd4; excerpt="Reverse Stop Payment ............................................................ $10.00 | SERVICE FEES" · Source

Account ServicesVerified

Legal Process$50Within the typical range ($25–$100 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2820. canonical_hint=legal_process; text_hash=0fb35bba94f9cc687187bd0cc1b066d4e2866f93319075e729a253d38694dbd4; excerpt="Legal Process ........................................................................... $50.00" · Source
Member Levy / Subpoenas$50Within the typical range ($25–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2820. canonical_hint=garnishment_levy; text_hash=0fb35bba94f9cc687187bd0cc1b066d4e2866f93319075e729a253d38694dbd4; excerpt="Non-Sufficient Funds (NSF) Money Market Check .................. $29.00 | Member Levy / Subpoenas ...................................................... $50.00" · Source
Notary Service$15Above the typical range ($0–$5 nationally)
$12.50 above the national median
Knox deterministic extraction from Rosetta artifact #2820. canonical_hint=notary_fee; text_hash=0fb35bba94f9cc687187bd0cc1b066d4e2866f93319075e729a253d38694dbd4; excerpt="Notary Service ........................................................................... $15.00" · Source

Retirement & IRAVerified

IRA Annual Maintenance$15Within the typical range ($10–$25 nationally)
At the national median
per year · Knox deterministic extraction from Rosetta artifact #2820. canonical_hint=ira_administration; text_hash=0fb35bba94f9cc687187bd0cc1b066d4e2866f93319075e729a253d38694dbd4; excerpt="IRA Annual Maintenance ......................................................... $15.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
each \| Account Research / Reconcilement	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2820. canonical_hint=account_research; text_hash=0fb35bba94f9cc687187bd0cc1b066d4e2866f93319075e729a253d38694dbd4; excerpt="Previous Month(s) ...................................................... $5.00 each \| Account Research / Reconcilement ............... $25.00 / hour (1 hour min.)"	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF)	$29Within the typical range ($25–$32 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2820. canonical_hint=nsf; text_hash=0fb35bba94f9cc687187bd0cc1b066d4e2866f93319075e729a253d38694dbd4; excerpt="Non-Sufficient Funds (NSF) ................................................... $29.00 \| Gain FCU owned ATM ...................................................... $10.00"	Source
Check ServicesVerified
Check Cashing - Non Member	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2820. canonical_hint=check_cashing; text_hash=0fb35bba94f9cc687187bd0cc1b066d4e2866f93319075e729a253d38694dbd4; excerpt="Reconveyance Fee .................................................................. $150.00 \| Check Cashing - Non Member .............................. $10.00 per check"	Source
Account ServicesVerified
Legal Process	$50Within the typical range ($25–$100 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2820. canonical_hint=legal_process; text_hash=0fb35bba94f9cc687187bd0cc1b066d4e2866f93319075e729a253d38694dbd4; excerpt="Legal Process ........................................................................... $50.00"	Source
Member Levy / Subpoenas
Retirement & IRAVerified
IRA Annual Maintenance	$15Within the typical range ($10–$25 nationally)	At the national median	per year	Knox deterministic extraction from Rosetta artifact #2820. canonical_hint=ira_administration; text_hash=0fb35bba94f9cc687187bd0cc1b066d4e2866f93319075e729a253d38694dbd4; excerpt="IRA Annual Maintenance ......................................................... $15.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $29

NSF fee is aligned with the national median

Total fees: 8 — leaner than most institutions

Verified fees

Under review

Assets

$454.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$454.0M

Total deposits

$424.1M

Service charge income (year to date)

$523K

Fee income ratio

5.4%

Return on assets

0.09%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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