16 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 8, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
NSF / Returned Item
Wire Transfer (Domestic Out)
Compared at $27.50, the middle of its prices
Stop Payment
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Open Bank’s own schedules, with a source for each figure.
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closed within 90 Days of Opening | $20 | one time | None |
| Escheatment Notice | $29 | Not stated | None |
| Record Research | $50Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Returned Item (NSF10/UCF10/Other Unpaid) (audience not stated, treated as personal) | $30 | Not stated | None |
ATM & Card | |||
| Debit Card Replacement | $5 | Not stated | None |
Wire Transfers | |||
| Outgoing Wire (In Person) (audience not stated, treated as personal) | $25 | Not stated | None |
| Outgoing Wire (Via Facsimile) (audience not stated, treated as personal) | $30 | Not stated | None |
| Incoming Wire (audience not stated, treated as personal) | $8 | Not stated | None |
Check Services | |||
| Cashier’s Check Purchase | $5 | Not stated | None |
| Stop Payment Order / Notice of Postdated Check (new/renewal) (audience not stated, treated as personal) | $30 | Not stated | None |
| Copy of Check (Truncated check/from check file) | $1 | Not stated | None |
Digital & Electronic | |||
| ACH Batch File (audience not stated, treated as personal) | $10 | per item | None |
| ACH Origination (audience not stated, treated as personal) | $0.15 | per item | None |
| Originated ACH Return (audience not stated, treated as personal) | $8 | per item | None |
Cash & Deposit | |||
| Deposited or Cashed Item Return (Charge-Back) on non-consumer account | $10 | Not stated | None |
Account Services | |||
| Key Replacement | $25Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10 x 10 | $300 | Not stated | None |
| Safe Deposit Box 10 x 10 (audience not stated, treated as personal) | $300 | Not stated | None |
| Safe Deposit Box 3 x 10 | $150 | Not stated | None |
| Safe Deposit Box 3 x 10 (audience not stated, treated as personal) | $150 | Not stated | None |
| Safe Deposit Box 3 x 5 | $80 | Not stated | None |
| Safe Deposit Box 3 x 5 (audience not stated, treated as personal) | $80 | Not stated | None |
| Safe Deposit Box 5 x 10 | $200 | Not stated | None |
| Safe Deposit Box 5 x 10 (audience not stated, treated as personal) | $200 | Not stated | None |
| Safe Deposit Box 5 x 5 | $130 | Not stated | None |
| Safe Deposit Box 5 x 5 (audience not stated, treated as personal) | $130 | Not stated | None |
| Safe Deposit Box 6 x 10 | $240 | Not stated | None |
| Safe Deposit Box 6 x 10 (audience not stated, treated as personal) | $240 | Not stated | None |
| Safe Deposit Box 9 x 10 | $270 | Not stated | None |
| Safe Deposit Box 9 x 10 (audience not stated, treated as personal) | $270 | Not stated | None |
| Legal Process | $100 | Not stated | None |
| Balance Certification Letter/Verification of Deposit (VOD) | $10 | Not stated | None |
Other Fees | |||
| Copy of Statement | $5 | Not stated | None |
| Fax (Domestic & International) | $1 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closed within 90 Days of Opening | $20 | one time | None |
| Escheatment Notice | $29 | Not stated | None |
| Record Research | $50Not compared: Charged per hour; comparison unavailable | per hour | None |
ATM & Card | |||
| Debit Card Replacement | $5 | Not stated | None |
Check Services | |||
| Cashier’s Check Purchase | $5 | Not stated | None |
| Cashed Check/Withdrawal (MSB-Check Cashing Business only) | $1 | per item | None |
| Copy of Check (Truncated check/from check file) | $1 | Not stated | None |
Account Services | |||
| Key Replacement | $25Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10 x 10 | $300 | Not stated | None |
| Safe Deposit Box 3 x 10 | $150 | Not stated | None |
| Safe Deposit Box 3 x 5 | $80 | Not stated | None |
| Safe Deposit Box 5 x 10 | $200 | Not stated | None |
| Safe Deposit Box 5 x 5 | $130 | Not stated | None |
| Safe Deposit Box 6 x 10 | $240 | Not stated | None |
| Safe Deposit Box 9 x 10 | $270 | Not stated | None |
| Legal Process | $100 | Not stated | None |
| Balance Certification Letter/Verification of Deposit (VOD) | $10 | Not stated | None |
Other Fees | |||
| Copy of Statement | $5 | Not stated | None |
| Fax (Domestic & International) | $1 | Not stated | None |
Nov 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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