N C P D Federal Credit Union

Headquarters: Plainview, New York
Charter: Credit Union
Assets: $908.8M
Fed district: New York
Regulator: NCUA

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 17, 2026

How these figures are measured

Call-report figures are for N C P D Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	N C P D Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 17, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: N C P D Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $269K in Q2 2026, 18% above the same quarter a year earlier ($228K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
N C P D Federal Credit Union: $25
N C P D Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
N C P D Federal Credit Union: $15
N C P D Federal Credit Union: $15
U.S. median: no median
Stop Payment
N C P D Federal Credit Union: $10
N C P D Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income rose 14% from Q3 2025 to Q2 2026, to $269K.

Fee income, Q2 2026

$269K

$235KQ3 2025

$238KQ4 2025

$265KQ1 2026

$269KQ2 2026

Against the median

N C P D Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

N C P D Federal Credit Union · $909M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$873M to $939M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
N C P D Federal Credit Union(this institution)	Plainview, NY	$909M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Abnb Federal Credit Union	Chesapeake, VA	$914M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
All One Federal Credit Union	Leominster, MA	$881M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Campus Federal Credit Union	Baton Rouge, LA	$936M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Cedar Point Federal Credit Union	Lexington Park, MD	$906M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Certified Federal Credit Union	El Monte, CA	$925M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Community Choice Federal Credit Union	Johnston, IA	$923M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Community First Federal Credit Union	Santa Rosa, CA	$921M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Community Resource Federal Credit Union	Baytown, TX	$930M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Communitywide Federal Credit Union	South Bend, IN	$874M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Day Air Federal Credit Union	Kettering, OH	$909M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Gather Federal Credit Union	Lihue, HI	$934M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Granite Federal Credit Union	Salt Lake City, UT	$918M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hoosier Hills Federal Credit Union	Bedford, IN	$938M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Hope Federal Credit Union	Jackson, MS	$881M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Members First Federal Credit Union	Midland, MI	$905M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Merced School Employees Federal Credit Union	Merced, CA	$899M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Numark Federal Credit Union	Joliet, IL	$932M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Nutmeg State Financial Federal Credit Union	Rocky Hill, CT	$916M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Oceanair Federal Credit Union	Oxnard, CA	$882M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pelican Federal Credit Union	Baton Rouge, LA	$885M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Pfcu Federal Credit Union	Portland, MI	$873M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Qualstar Federal Credit Union	Bothell, WA	$939M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Sun Community Federal Credit Union	El Centro, CA	$896M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Sun East Federal Credit Union	Aston, PA	$909M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Texas Bay Federal Credit Union	Houston, TX	$905M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(monthly maintenance)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

N C P D Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $7.95 among 13 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

N C P D Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

N C P D Federal Credit Un…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for N C P D Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $269K
vs prior quarter: +$4K+1.5%; from Q1 2026
vs a year earlier: +$41K+18.0%; from Q2 2025
vs start of range: +$33K+14.0%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: N C P D Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$269K	+$4K	+1.5%
Q1 2026	$265K	+$27K	+11.3%
Q4 2025	$238K	+$3K	+1.3%
Q3 2025	$235K	+$7K	+3.1%
Q2 2025	$228K	+$3K	+1.3%
Q1 2025	$225K	−$15K	−6.3%
Q4 2024	$240K	+$4K	+1.7%
Q3 2024	$236K	−$35K	−12.9%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from N C P D Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Monthly Inactive Fee (Per Month, Up to a Maximum of $120)$10
per month
Account Balancing Assistance (Per Half-Hour)$25

Overdraft & NSF

Non-Sufficient Funds ACH Preauthorized Withdrawal$25
Non-Sufficient Funds Share Draft$25

ATM & Card

Visa® Debit Card Replacement Fee$15
Foreign transaction fee (multiple currency)1%of the transaction

Wire Transfers

Domestic Outgoing Wire Transfer$15
Foreign Outgoing Wire Transfer$30

Check Services

Certified Check (Share Drafts)$5
Third-Party Official Check – Under $3,000$3
Stop Payment – ACH$10
Stop Payment – Check$10
Stop Payment – Series of Checks$10
Copy of Paid Check$2

Digital & Electronic

Minimum bill pay transfer amount$1

Cash & Deposit

Visa® Cash Advance Fee$1

Lending Fees

Visa® Late Payment Fee$25

Other Fees

Visa® Priority FedEx Delivery$75
Visa® Standard FedEx Delivery$45

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Monthly Inactive Fee (Per Month, Up to a Maximum of $120)	$10	per month	None
Account Balancing Assistance (Per Half-Hour)	$25	Not stated	None
Overdraft & NSF
Non-Sufficient Funds ACH Preauthorized Withdrawal	$25	Not stated	None
Non-Sufficient Funds Share Draft	$25	Not stated	None
ATM & Card
Visa® Debit Card Replacement Fee	$15	Not stated	None
Foreign transaction fee (multiple currency)	1%of the transaction	Not stated	None
Wire Transfers
Domestic Outgoing Wire Transfer	$15	Not stated	None
Foreign Outgoing Wire Transfer	$30	Not stated	None
Check Services
Certified Check (Share Drafts)	$5	Not stated	None
Third-Party Official Check – Under $3,000	$3	Not stated	None
Stop Payment – ACH	$10	Not stated	None
Stop Payment – Check	$10	Not stated	None
Stop Payment – Series of Checks	$10	Not stated	None
Copy of Paid Check	$2	Not stated	None
Digital & Electronic
Minimum bill pay transfer amount	$1	Not stated	None
Cash & Deposit
Visa® Cash Advance Fee	$1	Not stated	None
Lending Fees
Visa® Late Payment Fee	$25	Not stated	None
Other Fees
Visa® Priority FedEx Delivery	$75	Not stated	None
Visa® Standard FedEx Delivery	$45	Not stated	None

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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