N C P D Federal Credit Union

Headquarters: Plainview, New York
Charter: Credit Union
Assets: $908.8M
Fed district: New York

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
N C P D Federal Credit Union: $25
N C P D Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
N C P D Federal Credit Union: $15
N C P D Federal Credit Union: $15
U.S. median: no median
Stop Payment
N C P D Federal Credit Union: $10
N C P D Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from N C P D Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Monthly Inactive Fee (Per Month, Up to a Maximum of $120)$10
per month
Account Balancing Assistance (Per Half-Hour)$25

Overdraft & NSF

Non-Sufficient Funds ACH Preauthorized Withdrawal$25
Non-Sufficient Funds Share Draft$25

ATM & Card

Visa® Debit Card Replacement Fee$15
Foreign transaction fee (multiple currency)1%of the transaction

Wire Transfers

Domestic Outgoing Wire Transfer$15
Foreign Outgoing Wire Transfer$30

Check Services

Certified Check (Share Drafts)$5
Third-Party Official Check – Under $3,000$3
Stop Payment – ACH$10
Stop Payment – Check$10
Stop Payment – Series of Checks$10
Copy of Paid Check$2

Digital & Electronic

Minimum bill pay transfer amount$1

Cash & Deposit

Visa® Cash Advance Fee$1

Lending Fees

Visa® Late Payment Fee$25

Other Fees

Visa® Priority FedEx Delivery$75
Visa® Standard FedEx Delivery$45

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Monthly Inactive Fee (Per Month, Up to a Maximum of $120)	$10	per month	None
Account Balancing Assistance (Per Half-Hour)	$25	Not stated	None
Overdraft & NSF
Non-Sufficient Funds ACH Preauthorized Withdrawal	$25	Not stated	None
Non-Sufficient Funds Share Draft	$25	Not stated	None
ATM & Card
Visa® Debit Card Replacement Fee	$15	Not stated	None
Foreign transaction fee (multiple currency)	1%of the transaction	Not stated	None
Wire Transfers
Domestic Outgoing Wire Transfer	$15	Not stated	None
Foreign Outgoing Wire Transfer	$30	Not stated	None
Check Services
Certified Check (Share Drafts)	$5	Not stated	None
Third-Party Official Check – Under $3,000	$3	Not stated	None
Stop Payment – ACH	$10	Not stated	None
Stop Payment – Check	$10	Not stated	None
Stop Payment – Series of Checks	$10	Not stated	None
Copy of Paid Check	$2	Not stated	None
Digital & Electronic
Minimum bill pay transfer amount	$1	Not stated	None
Cash & Deposit
Visa® Cash Advance Fee	$1	Not stated	None
Lending Fees
Visa® Late Payment Fee	$25	Not stated	None
Other Fees
Visa® Priority FedEx Delivery	$75	Not stated	None
Visa® Standard FedEx Delivery	$45	Not stated	None

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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