Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

N C P D Federal Credit Union

Plainview, New YorkCredit UnionNew York Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing Assistance (Per Half-Hour)$25Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3209. canonical_hint=account_research; text_hash=26b00bc4eabddd6c44dd87f928c48b241980746e7690150831127a7e17e670a4; excerpt="Account Balancing Assistance (Per Half-Hour) | $25.00" · Source

Overdraft & NSFVerified

Non-Sufficient Funds Share Draft$25Within the typical range ($25–$32 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #3209. canonical_hint=nsf; text_hash=26b00bc4eabddd6c44dd87f928c48b241980746e7690150831127a7e17e670a4; excerpt="Non-Sufficient Funds Share Draft | $25.00" · Source

Wire TransfersVerified

Domestic Outgoing Wire Transfer$15Below the typical range ($20–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #3209. canonical_hint=wire_domestic_outgoing; text_hash=26b00bc4eabddd6c44dd87f928c48b241980746e7690150831127a7e17e670a4; excerpt="Domestic Outgoing Wire Transfer | $15.00" · Source
Foreign Outgoing Wire Transfer$30Below the typical range ($40–$50 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #3209. canonical_hint=wire_intl_outgoing; text_hash=26b00bc4eabddd6c44dd87f928c48b241980746e7690150831127a7e17e670a4; excerpt="Foreign Outgoing Wire Transfer | $30.00" · Source

Check ServicesVerified

Certified Check (Share Drafts)$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3209. canonical_hint=cashiers_check; text_hash=26b00bc4eabddd6c44dd87f928c48b241980746e7690150831127a7e17e670a4; excerpt="Certified Check (Share Drafts) | $5.00" · Source
Stop Payment – Check$10Below the typical range ($20–$30 nationally)
$17 below the national median
Knox deterministic extraction from Rosetta artifact #3209. canonical_hint=stop_payment; text_hash=26b00bc4eabddd6c44dd87f928c48b241980746e7690150831127a7e17e670a4; excerpt="Stop Payment – Check | $10.00" · Source

Cash & DepositVerified

Visa® Cash Advance Fee$1Below the typical range ($3–$10 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #3209. canonical_hint=cash_advance; text_hash=26b00bc4eabddd6c44dd87f928c48b241980746e7690150831127a7e17e670a4; excerpt="Visa® Cash Advance Fee | $1.00" · Source

Lending FeesVerified

Visa® Late Payment Fee$25Within the typical range ($15–$26.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3209. canonical_hint=late_payment; text_hash=26b00bc4eabddd6c44dd87f928c48b241980746e7690150831127a7e17e670a4; excerpt="Visa® Late Payment Fee | $25.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing Assistance (Per Half-Hour)	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3209. canonical_hint=account_research; text_hash=26b00bc4eabddd6c44dd87f928c48b241980746e7690150831127a7e17e670a4; excerpt="Account Balancing Assistance (Per Half-Hour) \| $25.00"	Source
Overdraft & NSFVerified
Non-Sufficient Funds Share Draft	$25Within the typical range ($25–$32 nationally)	$4 below the national median	—	Knox deterministic extraction from Rosetta artifact #3209. canonical_hint=nsf; text_hash=26b00bc4eabddd6c44dd87f928c48b241980746e7690150831127a7e17e670a4; excerpt="Non-Sufficient Funds Share Draft \| $25.00"	Source
Wire TransfersVerified
Domestic Outgoing Wire Transfer	$15Below the typical range ($20–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #3209. canonical_hint=wire_domestic_outgoing; text_hash=26b00bc4eabddd6c44dd87f928c48b241980746e7690150831127a7e17e670a4; excerpt="Domestic Outgoing Wire Transfer \| $15.00"	Source
Foreign Outgoing Wire Transfer
Check ServicesVerified
Certified Check (Share Drafts)	$5Within the typical range ($3–$6 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3209. canonical_hint=cashiers_check; text_hash=26b00bc4eabddd6c44dd87f928c48b241980746e7690150831127a7e17e670a4; excerpt="Certified Check (Share Drafts) \| $5.00"	Source
Stop Payment – Check	$10
Cash & DepositVerified
Visa® Cash Advance Fee	$1Below the typical range ($3–$10 nationally)	$4 below the national median	—	Knox deterministic extraction from Rosetta artifact #3209. canonical_hint=cash_advance; text_hash=26b00bc4eabddd6c44dd87f928c48b241980746e7690150831127a7e17e670a4; excerpt="Visa® Cash Advance Fee \| $1.00"	Source
Lending FeesVerified
Visa® Late Payment Fee	$25Within the typical range ($15–$26.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3209. canonical_hint=late_payment; text_hash=26b00bc4eabddd6c44dd87f928c48b241980746e7690150831127a7e17e670a4; excerpt="Visa® Late Payment Fee \| $25.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

14% below the national median NSF fee

Total fees: 8 — leaner than most institutions

Verified fees

Under review

Assets

$908.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$908.8M

Total deposits

$747.9M

Service charge income (year to date)

$534K

Fee income ratio

3.0%

Return on assets

0.74%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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