19 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 2, 2026
Call-report figures are for Machias Savings Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FDIC BankFind Suite (call report data) ASSET | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Revenue | Revenue (net interest + noninterest income) One quarter, as reported | FDIC BankFind Suite (call report data) NIMQ + NONIIQ | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Service-charge income | Service charges on deposit accounts One quarter, as reported | FDIC BankFind Suite (call report data) ISERCHGQ | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Machias Savings Bank's published fee schedule; Bank Fee Index medians | Current schedule | Nov 2, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $352K in Q2 2026, 29% above the same quarter a year earlier ($273K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Wire Transfer (Domestic Out)
Compared at $50, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 18% from Q3 2025 to Q2 2026, to $352K.
$352K
Machias Savings BankMedian
FDIC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Machias Savings Bank · $2.7B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 14 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Machias Savings Bank(this institution) | Machias, ME | $2.7B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Avidia Bank | Hudson, MA | $2.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Community National Bank & Trust | Chanute, KS | $2.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Cornerstone Bank | York, NE | $2.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cornerstone Bank | Spencer, MA | $2.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Emprise Bank | Wichita, KS | $2.8B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Extraco Banks, National Association | Temple, TX | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| FCB Banks | Collinsville, IL | $2.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Fidelity Bank & Trust | Dubuque, IA | $2.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First National Bank | Paragould, AR | $2.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Home Federal Bank of Tennessee | Knoxville, TN | $2.7B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Horizon Bank, SSB | Austin, TX | $2.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| INB, National Association | Springfield, IL | $2.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ion Bank | Naugatuck, CT | $2.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| KS StateBank | Manhattan, KS | $2.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Meridian Bank | Wayne, PA | $2.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| North Shore Bank | Brookfield, WI | $2.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| One Community Bank | Oregon, WI | $2.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Open Bank | Los Angeles, CA | $2.7B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Quad City Bank and Trust Company | Bettendorf, IA | $2.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| South Shore Bank | South Weymouth, MA | $2.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| State Bank of Southern Utah | Cedar City, UT | $2.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Sunrise Banks, National Association | Sioux Falls, SD | $2.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| United Bank of Iowa | Ida Grove, IA | $2.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Wells Fargo Bank South Central, National Association | Houston, TX | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Westfield Bank | Westfield, MA | $2.7B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 13 publish this fee(monthly maintenance)
12 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $8 among 13 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Machias Savings Bank does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for Machias Savings Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $352K | −$13K | −3.6% |
| Q1 2026 | $365K | +$56K | +18.1% |
| Q4 2025 | $309K | +$10K | +3.3% |
| Q3 2025 | $299K | +$26K | +9.5% |
| Q2 2025 | $273K | −$11K | −3.9% |
| Q1 2025 | $284K | +$10K | +3.6% |
| Q4 2024 | $274K | −$102K | −27.1% |
| Q3 2024 | $376K | +$7K | +1.9% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Machias Savings Bank’s own schedules, with a source for each figure.
per month
per hour · Account Reconciliation (hourly rate) | $30.00 ($30 min)
per item
per page · Copies of Check Images | $2.00 Per Page
per page · Fax or Photocopy Fee | $2.00 Per Page
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early Closing Fee (Account Closed within 90 days) | $25 | Not stated | None |
| Dormant Accounts (monthly) | $5 | per month | None |
| Escheatment Fee | $50 | Not stated | None |
| Account Reconciliation (hourly rate) | $30Not compared: Charged per hour; comparison unavailable | per hour | Account Reconciliation (hourly rate) | $30.00 ($30 min) |
| Account Research | $30 | Not stated | None |
| Undeliverable Address Fee | $10 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Item Charge | $33 | Not stated | None |
| Returned Item Fee | $33 | Not stated | None |
| Personal Account Continuous Overdraft Charge | $5 | Not stated | None |
ATM & Card | |||
| Lost Debit Card Replacement | $5 | Not stated | None |
Wire Transfers | |||
| Online Banking Outgoing Wire Transfer: Domestic | $15 | Not stated | None |
| Wire Transfer Fee: Domestic | $75 | Not stated | None |
| Wire Transfer Fee: Domestic (in-person) | $25 | Not stated | None |
| Incoming Wire Transfer Fee | $15 | Not stated | None |
| Online Banking Outgoing Wire Transfer: International | $50 | Not stated | None |
| Wire Transfer Fee: International (audience not stated, treated as personal) | $100 | Not stated | None |
Check Services | |||
| Treasurer Checks | $10 | Not stated | None |
| Treasurer Checks - Customer | $5 | Not stated | None |
| Money Order - Customer | $3 | Not stated | None |
| Stop Payments - Check & ACH | $35 | Not stated | None |
| Stop Payments via Online Banking | No charge | Not stated | None |
| Counter Checks | $3 | per item | None |
| Collection Items - Foreign | $20 | Not stated | None |
| Copies of Check Images | $2Not compared: Charged per page; comparison unavailable | per page | Copies of Check Images | $2.00 Per Page |
Cash & Deposit | |||
| Coin Counting | 6% | Not stated | None |
| Night Drop Replacement Key (per key) | $10 | per item | None |
Account Services | |||
| Notary Services (per item) | $10 | per item | None |
| Additional fee for special request drilling | $100Not compared: Box drilling or key fee | Not stated | None |
| Drilling Fee | $225Not compared: Box drilling or key fee | Not stated | None |
| Key Replacement (per key) | $30Not compared: Box drilling or key fee | per item | None |
| Legal Processing Fee | $150 | Not stated | None |
Other Fees | |||
| Fax or Photocopy Fee | $2Not compared: Charged per page; comparison unavailable | per page | Fax or Photocopy Fee | $2.00 Per Page |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per month
per hour · Account Reconciliation (hourly rate) | $30.00 ($30 min)
per item
per page · Copies of Check Images | $2.00 Per Page
per page · Fax or Photocopy Fee | $2.00 Per Page
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early Closing Fee (Account Closed within 90 days) | $25 | Not stated | None |
| Dormant Accounts (monthly) | $5 | per month | None |
| Escheatment Fee | $50 | Not stated | None |
| Account Reconciliation (hourly rate) | $30Not compared: Charged per hour; comparison unavailable | per hour | Account Reconciliation (hourly rate) | $30.00 ($30 min) |
| Account Research | $30 | Not stated | None |
| Undeliverable Address Fee | $10 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Item Charge | $33 | Not stated | None |
| Returned Item Fee | $33 | Not stated | None |
| Business Account Continuous Overdraft Charge | $20 | Not stated | None |
ATM & Card | |||
| Lost Debit Card Replacement | $5 | Not stated | None |
Wire Transfers | |||
| Online Banking Outgoing Wire Transfer: Domestic | $15 | Not stated | None |
| Wire Transfer Fee: Domestic | $75 | Not stated | None |
| Wire Transfer Fee: Domestic (in-person) | $25 | Not stated | None |
| Incoming Wire Transfer Fee | $15 | Not stated | None |
| Online Banking Outgoing Wire Transfer: International | $50 | Not stated | None |
Check Services | |||
| Treasurer Checks | $10 | Not stated | None |
| Treasurer Checks - Customer | $5 | Not stated | None |
| Money Order - Customer | $3 | Not stated | None |
| Stop Payments - Check & ACH | $35 | Not stated | None |
| Stop Payments via Online Banking | No charge | Not stated | None |
| Counter Checks | $3 | per item | None |
| Collection Items - Foreign | $20 | Not stated | None |
| Copies of Check Images | $2Not compared: Charged per page; comparison unavailable | per page | Copies of Check Images | $2.00 Per Page |
Cash & Deposit | |||
| Coin Counting | 6% | Not stated | None |
| Night Drop Replacement Key (per key) | $10 | per item | None |
Account Services | |||
| Notary Services (per item) | $10 | per item | None |
| Additional fee for special request drilling | $100Not compared: Box drilling or key fee | Not stated | None |
| Drilling Fee | $225Not compared: Box drilling or key fee | Not stated | None |
| Key Replacement (per key) | $30Not compared: Box drilling or key fee | per item | None |
| Legal Processing Fee | $150 | Not stated | None |
Other Fees | |||
| Fax or Photocopy Fee | $2Not compared: Charged per page; comparison unavailable | per page | Fax or Photocopy Fee | $2.00 Per Page |
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.