Riverbank Federal Credit Union

Headquarters: Windsor Locks, Connecticut
Charter: Credit Union
Assets: $87.3M
Fed district: Boston

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Riverbank Federal Credit Union: $25
Riverbank Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Compared at $35, the middle of its prices
Riverbank Federal Credit Union: $25 to $35
Riverbank Federal Credit Union: $25 to $35
U.S. median: no median
Non-Network ATM
Riverbank Federal Credit Union: $1
Riverbank Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Connecticut, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Connecticut: Banks and credit unions headquartered in Connecticut that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Riverbank Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Closed Account (within first 90 days)$25
Club Account – Early Withdrawal or Close$25
Inactive (over 6 months, less than $500)$10
per month
Paper Statement (Exempt ages 18 & younger and 65 & older)$2
Undeliverable Statement/Bad Address$10

Overdraft & NSF

Debit Card Overdraft (after OPT-IN)$25
Non Sufficient Funds$25
NSF on ACH$35
NSF on Bill Pay$35
Returned Item$35
Extended Overdraft per day (negative over 5 days)$2
per day

ATM & Card

Non-proprietary ATM Transaction$1
Card Replacement$10
per item
International Service Assessment1%

Wire Transfers

Wire Transfer – Domestic$30
Wire Transfer – Foreign$60

Check Services

ACH Stop Payment$25
Stop Payment of Credit Union Check$25
Starter Checks$5
Check Cashing Fee (audience not stated, treated as personal)1%($2 minimum)
Copy of Check$5

Digital & Electronic

Outgoing ACH Origination$5
Minimum balance required to open this$25

Account Services

Signature Guarantee or Notary Service/non-member$5
Safe Deposit Box 10 x 10$165
per year
Safe Deposit Box 3 x 10$70
per year
Safe Deposit Box 3 x 5$55
per year
Safe Deposit Box 5 x 10$90
per year
Safe Deposit Box 5 x 5$65
per year
Bank Execution/Escheat/Garnishment$25

Retirement & IRA

IRA Transfer$35

Other Fees

Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Closed Account (within first 90 days)	$25	Not stated	None
Club Account – Early Withdrawal or Close	$25	Not stated	None
Inactive (over 6 months, less than $500)	$10	per month	None
Paper Statement (Exempt ages 18 & younger and 65 & older)	$2	Not stated	None
Undeliverable Statement/Bad Address	$10	Not stated	None
Overdraft & NSF
Debit Card Overdraft (after OPT-IN)	$25	Not stated	None
Non Sufficient Funds	$25	Not stated	None
NSF on ACH	$35	Not stated	None
NSF on Bill Pay	$35	Not stated	None
Returned Item	$35	Not stated	None
Extended Overdraft per day (negative over 5 days)	$2	per day	None
ATM & Card
Non-proprietary ATM Transaction	$1	Not stated	None
Card Replacement	$10	per item	None
International Service Assessment	1%	Not stated	None
Wire Transfers
Wire Transfer – Domestic	$30	Not stated	None
Wire Transfer – Foreign	$60	Not stated	None
Check Services
ACH Stop Payment	$25	Not stated	None
Stop Payment of Credit Union Check	$25	Not stated	None
Starter Checks	$5	Not stated	None
Check Cashing Fee (audience not stated, treated as personal)	1%($2 minimum)	Not stated	None
Copy of Check	$5	Not stated	None
Digital & Electronic
Outgoing ACH Origination	$5	Not stated	None
Minimum balance required to open this	$25	Not stated	None
Account Services
Signature Guarantee or Notary Service/non-member	$5	Not stated	None
Safe Deposit Box 10 x 10	$165	per year	None
Safe Deposit Box 3 x 10	$70	per year	None
Safe Deposit Box 3 x 5	$55	per year	None
Safe Deposit Box 5 x 10	$90	per year	None
Safe Deposit Box 5 x 5	$65	per year	None
Bank Execution/Escheat/Garnishment	$25	Not stated	None
Retirement & IRA
IRA Transfer	$35	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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