Riverbank Federal Credit Union

Headquarters: Windsor Locks, Connecticut
Charter: Credit Union
Assets: $87.3M
Fed district: Boston
Regulator: NCUA

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 8, 2026

How these figures are measured

Call-report figures are for Riverbank Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Riverbank Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 8, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Riverbank Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $57K in Q2 2026, 3.4% below the same quarter a year earlier ($59K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Riverbank Federal Credit Union: $25
Riverbank Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Compared at $35, the middle of its prices
Riverbank Federal Credit Union: $25 to $35
Riverbank Federal Credit Union: $25 to $35
U.S. median: no median
Non-Network ATM
Riverbank Federal Credit Union: $1
Riverbank Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Connecticut, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Connecticut: Banks and credit unions headquartered in Connecticut that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 1.7% from Q3 2025 to Q2 2026, to $57K.

Fee income, Q2 2026

$57K

$58KQ3 2025

$62KQ4 2025

$62KQ1 2026

$57KQ2 2026

Against the median

Riverbank Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Riverbank Federal Credit Union · $87M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$85M to $89M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Riverbank Federal Credit Union(this institution)	Windsor Locks, CT	$87M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Credit Union For Robertson County	Springfield, TN	$85M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Dc Federal Credit Union	Washington, DC	$89M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Domino Federal Credit Union	Texarkana, TX	$87M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Firefighters Federal Credit Union	Indianapolis, IN	$88M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Education Federal Credit Union	Cheyenne, WY	$87M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Front Royal Federal Credit Union	Front Royal, VA	$87M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
My Pensacola Federal Credit Union	Pensacola, FL	$89M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Postel Family Federal Credit Union	Wichita Falls, TX	$85M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Power Co-Op Employees Federal Credit Union	Humboldt, IA	$86M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Public Service #3 Federal Credit Union	Fort Wayne, IN	$87M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Pwc Employees Federal Credit Union	Woodbridge, VA	$86M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Radius Federal Credit Union	Kenmore, NY	$87M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Ravalli County Federal Credit Union	Hamilton, MT	$89M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Smw Financial Federal Credit Union	Lino Lakes, MN	$87M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Snocope Federal Credit Union	Everett, WA	$89M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Southland Federal Credit Union	Lufkin, TX	$89M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Southwest Research Center Federal Credit Union	San Antonio, TX	$88M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Spokane Firefighters Federal Credit Union	Spokane, WA	$86M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Susquehanna Valley Federal Credit Union	Camp Hill, PA	$87M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
T M H Federal Credit Union	Tallahassee, FL	$87M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Taylor Federal Credit Union	Medford, WI	$89M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
U. S. Employees Federal Credit Union	Tomball, TX	$86M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Union Building Trades Federal Credit Union	Parsippany, NJ	$86M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Volt Federal Credit Union	Springfield, MO	$86M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wexford Community Federal Credit Union	Cadillac, MI	$89M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(monthly maintenance)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Riverbank Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $3.75 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 28, 2026.

Monthly maintenance fee in dollars, one mark per institution

Riverbank Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Riverbank Federal Credit…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 28, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Riverbank Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $57K
vs prior quarter: −$5K−8.1%; from Q1 2026
vs a year earlier: −$2K−3.4%; from Q2 2025
vs start of range: −$18K−24.0%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Riverbank Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$57K	−$5K	−8.1%
Q1 2026	$62K	$0	0.0%
Q4 2025	$62K	+$4K	+6.9%
Q3 2025	$58K	−$1K	−1.7%
Q2 2025	$59K	−$10K	−14.5%
Q1 2025	$69K	−$3K	−4.2%
Q4 2024	$72K	−$3K	−4.0%
Q3 2024	$75K	+$5K	+7.1%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Riverbank Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Closed Account (within first 90 days)$25
Club Account – Early Withdrawal or Close$25
Inactive (over 6 months, less than $500)$10
per month
Paper Statement (Exempt ages 18 & younger and 65 & older)$2
Undeliverable Statement/Bad Address$10

Overdraft & NSF

Debit Card Overdraft (after OPT-IN)$25
Non Sufficient Funds$25
NSF on ACH$35
NSF on Bill Pay$35
Returned Item$35
Extended Overdraft per day (negative over 5 days)$2
per day

ATM & Card

Non-proprietary ATM Transaction$1
Card Replacement$10
per item
International Service Assessment1%

Wire Transfers

Wire Transfer – Domestic$30
Wire Transfer – Foreign$60

Check Services

ACH Stop Payment$25
Stop Payment of Credit Union Check$25
Starter Checks$5
Check Cashing Fee (audience not stated, treated as personal)1%($2 minimum)
Copy of Check$5

Digital & Electronic

Outgoing ACH Origination$5
Minimum balance required to open this$25

Account Services

Signature Guarantee or Notary Service/non-member$5
Safe Deposit Box 10 x 10$165
per year
Safe Deposit Box 3 x 10$70
per year
Safe Deposit Box 3 x 5$55
per year
Safe Deposit Box 5 x 10$90
per year
Safe Deposit Box 5 x 5$65
per year
Bank Execution/Escheat/Garnishment$25

Retirement & IRA

IRA Transfer$35

Other Fees

Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Closed Account (within first 90 days)	$25	Not stated	None
Club Account – Early Withdrawal or Close	$25	Not stated	None
Inactive (over 6 months, less than $500)	$10	per month	None
Paper Statement (Exempt ages 18 & younger and 65 & older)	$2	Not stated	None
Undeliverable Statement/Bad Address	$10	Not stated	None
Overdraft & NSF
Debit Card Overdraft (after OPT-IN)	$25	Not stated	None
Non Sufficient Funds	$25	Not stated	None
NSF on ACH	$35	Not stated	None
NSF on Bill Pay	$35	Not stated	None
Returned Item	$35	Not stated	None
Extended Overdraft per day (negative over 5 days)	$2	per day	None
ATM & Card
Non-proprietary ATM Transaction	$1	Not stated	None
Card Replacement	$10	per item	None
International Service Assessment	1%	Not stated	None
Wire Transfers
Wire Transfer – Domestic	$30	Not stated	None
Wire Transfer – Foreign	$60	Not stated	None
Check Services
ACH Stop Payment	$25	Not stated	None
Stop Payment of Credit Union Check	$25	Not stated	None
Starter Checks	$5	Not stated	None
Check Cashing Fee (audience not stated, treated as personal)	1%($2 minimum)	Not stated	None
Copy of Check	$5	Not stated	None
Digital & Electronic
Outgoing ACH Origination	$5	Not stated	None
Minimum balance required to open this	$25	Not stated	None
Account Services
Signature Guarantee or Notary Service/non-member	$5	Not stated	None
Safe Deposit Box 10 x 10	$165	per year	None
Safe Deposit Box 3 x 10	$70	per year	None
Safe Deposit Box 3 x 5	$55	per year	None
Safe Deposit Box 5 x 10	$90	per year	None
Safe Deposit Box 5 x 5	$65	per year	None
Bank Execution/Escheat/Garnishment	$25	Not stated	None
Retirement & IRA
IRA Transfer	$35	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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