Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Toledo Fire Fighters Federal Credit Union

Toledo, OhioCredit UnionCleveland Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation (per hour)$25Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #6253. canonical_hint=account_research; text_hash=9f1e93c0363134118a2c518810415ba88f1c39c68678c125022d0821370c8922; excerpt="Account Reconciliation (per hour) | $25" · Source

Overdraft & NSFVerified

Non-Sufficient Funds$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6253. canonical_hint=nsf; text_hash=9f1e93c0363134118a2c518810415ba88f1c39c68678c125022d0821370c8922; excerpt="Non-Sufficient Funds | $30" · Source
NSF — Courtesy Pay$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6253. canonical_hint=overdraft; text_hash=9f1e93c0363134118a2c518810415ba88f1c39c68678c125022d0821370c8922; excerpt="NSF — Courtesy Pay | $30" · Source

ATM & CardVerified

ATM Cirrus Network Usage$2Within the typical range ($1–$2.50 nationally)
$0.50 above the national median
Knox deterministic extraction from Rosetta artifact #6253. canonical_hint=atm_non_network; text_hash=9f1e93c0363134118a2c518810415ba88f1c39c68678c125022d0821370c8922; excerpt="ATM Cirrus Network Usage | $2" · Source
ATM Withdrawals (first 10 free)$1Within the typical range ($1–$2.50 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #6253. canonical_hint=atm_non_network; text_hash=9f1e93c0363134118a2c518810415ba88f1c39c68678c125022d0821370c8922; excerpt="ATM Withdrawals (first 10 free) | $1" · Source
Lost Debit Card (first one free)$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6253. canonical_hint=card_replacement; text_hash=9f1e93c0363134118a2c518810415ba88f1c39c68678c125022d0821370c8922; excerpt="Lost Debit Card (first one free) | $10" · Source

Wire TransfersVerified

Incoming Wire$15Within the typical range ($5–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #6253. canonical_hint=wire_domestic_incoming; text_hash=9f1e93c0363134118a2c518810415ba88f1c39c68678c125022d0821370c8922; excerpt="Incoming Wire | $15" · Source
Outgoing Wire Transfer$25Within the typical range ($20–$25 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #6253. canonical_hint=wire_domestic_outgoing; text_hash=9f1e93c0363134118a2c518810415ba88f1c39c68678c125022d0821370c8922; excerpt="Outgoing Wire Transfer | $25" · Source

Check ServicesVerified

ACH/Check Stop Payment$25Within the typical range ($20–$30 nationally)
$0.50 below the national median
per item · Knox deterministic extraction from Rosetta artifact #6253. canonical_hint=stop_payment; text_hash=9f1e93c0363134118a2c518810415ba88f1c39c68678c125022d0821370c8922; excerpt="ACH/Check Stop Payment | $25" · Source
Copy of Check$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6253. canonical_hint=check_image; text_hash=9f1e93c0363134118a2c518810415ba88f1c39c68678c125022d0821370c8922; excerpt="Copy of Check | $3" · Source

Cash & DepositVerified

Deposited Item Return at TFFFCU$25Within the typical range ($10–$25 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #6253. canonical_hint=deposited_item_return; text_hash=9f1e93c0363134118a2c518810415ba88f1c39c68678c125022d0821370c8922; excerpt="Deposited Item Return at TFFFCU | $25" · Source

Account ServicesVerified

Garnishments$30Within the typical range ($30–$75 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #6253. canonical_hint=garnishment_levy; text_hash=9f1e93c0363134118a2c518810415ba88f1c39c68678c125022d0821370c8922; excerpt="Garnishments | $30" · Source
Subordination Agreement$50Within the typical range ($30–$131.13 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #6253. canonical_hint=legal_process; text_hash=9f1e93c0363134118a2c518810415ba88f1c39c68678c125022d0821370c8922; excerpt="Subordination Agreement | $50" · Source

Lending FeesVerified

Home Equity Loan Processing Fee$350Above the typical range ($25–$50 nationally)
$315 above the national median
Knox deterministic extraction from Rosetta artifact #6253. canonical_hint=loan_origination; text_hash=9f1e93c0363134118a2c518810415ba88f1c39c68678c125022d0821370c8922; excerpt="Home Equity Loan Processing Fee | $350" · Source

Other FeesVerified

Loan Application Fee$75Above the typical range ($20–$35 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #6253. canonical_hint=other_lending_fee; text_hash=9f1e93c0363134118a2c518810415ba88f1c39c68678c125022d0821370c8922; excerpt="Loan Application Fee | $75" · Source
Statement Copy (per page)$1Below the typical range ($2–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #6253. canonical_hint=document_reproduction; text_hash=9f1e93c0363134118a2c518810415ba88f1c39c68678c125022d0821370c8922; excerpt="Statement Copy (per page) | $1" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation (per hour)	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6253. canonical_hint=account_research; text_hash=9f1e93c0363134118a2c518810415ba88f1c39c68678c125022d0821370c8922; excerpt="Account Reconciliation (per hour) \| $25"	Source
Overdraft & NSFVerified
Non-Sufficient Funds	$30Within the typical range ($25–$31 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6253. canonical_hint=nsf; text_hash=9f1e93c0363134118a2c518810415ba88f1c39c68678c125022d0821370c8922; excerpt="Non-Sufficient Funds \| $30"	Source
NSF — Courtesy Pay	$30
ATM & CardVerified
ATM Cirrus Network Usage	$2Within the typical range ($1–$2.50 nationally)	$0.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #6253. canonical_hint=atm_non_network; text_hash=9f1e93c0363134118a2c518810415ba88f1c39c68678c125022d0821370c8922; excerpt="ATM Cirrus Network Usage \| $2"	Source
ATM Withdrawals (first 10 free)	$1
Wire TransfersVerified
Incoming Wire	$15Within the typical range ($5–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #6253. canonical_hint=wire_domestic_incoming; text_hash=9f1e93c0363134118a2c518810415ba88f1c39c68678c125022d0821370c8922; excerpt="Incoming Wire \| $15"	Source
Outgoing Wire Transfer	$25
Check ServicesVerified
ACH/Check Stop Payment	$25Within the typical range ($20–$30 nationally)	$0.50 below the national median	per item	Knox deterministic extraction from Rosetta artifact #6253. canonical_hint=stop_payment; text_hash=9f1e93c0363134118a2c518810415ba88f1c39c68678c125022d0821370c8922; excerpt="ACH/Check Stop Payment \| $25"	Source
Copy of Check	$3
Cash & DepositVerified
Deposited Item Return at TFFFCU	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #6253. canonical_hint=deposited_item_return; text_hash=9f1e93c0363134118a2c518810415ba88f1c39c68678c125022d0821370c8922; excerpt="Deposited Item Return at TFFFCU \| $25"	Source
Account ServicesVerified
Garnishments	$30Within the typical range ($30–$75 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #6253. canonical_hint=garnishment_levy; text_hash=9f1e93c0363134118a2c518810415ba88f1c39c68678c125022d0821370c8922; excerpt="Garnishments \| $30"	Source
Subordination Agreement	$50
Lending FeesVerified
Home Equity Loan Processing Fee	$350Above the typical range ($25–$50 nationally)	$315 above the national median	—	Knox deterministic extraction from Rosetta artifact #6253. canonical_hint=loan_origination; text_hash=9f1e93c0363134118a2c518810415ba88f1c39c68678c125022d0821370c8922; excerpt="Home Equity Loan Processing Fee \| $350"	Source
Other FeesVerified
Loan Application Fee	$75Above the typical range ($20–$35 nationally)	$50 above the national median	—	Knox deterministic extraction from Rosetta artifact #6253. canonical_hint=other_lending_fee; text_hash=9f1e93c0363134118a2c518810415ba88f1c39c68678c125022d0821370c8922; excerpt="Loan Application Fee \| $75"	Source
Statement Copy (per page)	$1

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 16 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$45.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$45.5M

Total deposits

$37.4M

Service charge income (year to date)

$35K

Fee income ratio

3.0%

Return on assets

1.75%

Financial profile · Pro

Performance from regulator filings

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