8 published fees; none has a market median to compare yet.
Source: its fee schedule, read Feb 17, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Stop Payment
Debit Card Replacement
ACH Origination
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Norfolk Fire Department Federal Credit Union’s own schedules, with a source for each figure.
per hour
per year
per year
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Research Fee (to be paid up front) | $55Not compared: Charged per hour; comparison unavailable | per hour | None |
ATM & Card | |||
| Card Replacement Fee | $10 | Not stated | None |
Check Services | |||
| Stop Payment Fee | $35 | Not stated | None |
Digital & Electronic | |||
| One-Time ACH Origination Fee | $10 | Not stated | None |
| ACH Origination NSF Return Fee | $35 | Not stated | None |
| Non-Sufficient Funds Fee (share draft, ACH, returned check and debit cards) | $35 | per item | None |
Cash & Deposit | |||
| Coin Counting Fee (audience not stated, treated as personal) | 8% | Not stated | None |
Account Services | |||
| Safe Deposit Box 10 x 10 | $60 | per year | None |
| Safe Deposit Box 10 x 10 | $60 | Not stated | None |
| Safe Deposit Box 3 x 10 | $30 | per year | None |
| Safe Deposit Box 3 x 10 | $30 | Not stated | None |
| Safe Deposit Box 3 x 5 | $20 | per year | None |
| Safe Deposit Box 3 x 5 | $20 | Not stated | None |
| Safe Deposit Box 5 x 10 | $40 | per year | None |
| Safe Deposit Box 5 x 10 | $40 | Not stated | None |
| Safe Deposit Box 5 x 5 | $25 | per year | None |
| Garnishment, Levy, Hold Shares, Collection Letter | $50 | Not stated | None |
Lending Fees | |||
| Visa Late Charge | $25 | Not stated | None |
Other Fees | |||
| Statement Copy (duplicate and electronic access) | $5Not compared: Monthly charge, not per item | per month | None |
| Lien Satisfaction Letter (each title) | $10 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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