Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Norfolk Fire Department Federal Credit Union

Norfolk, VirginiaCredit UnionRichmond Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research Fee (to be paid up front)$55Above the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #5275. canonical_hint=account_research; text_hash=068416a6657da90debb471ba9615779bc055d4e2ebfd851722efd78ae2ae776b; excerpt="Account Research Fee (to be paid up front) | $55.00 per hour" · Source

Overdraft & NSFVerified

Box Overdraft Fee$35Above the typical range ($20–$30 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #5275. canonical_hint=overdraft; text_hash=068416a6657da90debb471ba9615779bc055d4e2ebfd851722efd78ae2ae776b; excerpt="Box Overdraft Fee | $35.00" · Source

ATM & CardVerified

Card Replacement Fee$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5275. canonical_hint=card_replacement; text_hash=068416a6657da90debb471ba9615779bc055d4e2ebfd851722efd78ae2ae776b; excerpt="Card Replacement Fee | $10.00" · Source
OUR ATM$0Below the typical range ($1–$3 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #5275. canonical_hint=atm_non_network; text_hash=068416a6657da90debb471ba9615779bc055d4e2ebfd851722efd78ae2ae776b; excerpt="OUR ATM FREE" · Source

Check ServicesVerified

Stop Payment Fee$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #5275. canonical_hint=stop_payment; text_hash=068416a6657da90debb471ba9615779bc055d4e2ebfd851722efd78ae2ae776b; excerpt="Stop Payment Fee | $35.00" · Source

Digital & ElectronicVerified

Non-Sufficient Funds Fee (share draft, ACH, returned check and debit cards)$35Above the typical range ($15–$30 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #5275. canonical_hint=ach_return; text_hash=068416a6657da90debb471ba9615779bc055d4e2ebfd851722efd78ae2ae776b; excerpt="Non-Sufficient Funds Fee (share draft, ACH, returned check and debit cards) | $35.00 each" · Source
One-Time ACH Origination Fee$10Within the typical range ($5–$20 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5275. canonical_hint=ach_origination; text_hash=068416a6657da90debb471ba9615779bc055d4e2ebfd851722efd78ae2ae776b; excerpt="One-Time ACH Origination Fee | $10.00" · Source

Account ServicesVerified

10 x 10$60Within the typical range ($25–$80 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #5275. canonical_hint=safe_deposit_box; text_hash=068416a6657da90debb471ba9615779bc055d4e2ebfd851722efd78ae2ae776b; excerpt="3 x 5 $20.00 | 10 x 10 $60.00" · Source
3 x 10$30Within the typical range ($25–$80 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #5275. canonical_hint=safe_deposit_box; text_hash=068416a6657da90debb471ba9615779bc055d4e2ebfd851722efd78ae2ae776b; excerpt="5 x 10 $40.00 | 3 x 10 $30.00" · Source
3 x 5$20Below the typical range ($25–$80 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #5275. canonical_hint=safe_deposit_box; text_hash=068416a6657da90debb471ba9615779bc055d4e2ebfd851722efd78ae2ae776b; excerpt="3 x 5 $20.00 | 10 x 10 $60.00" · Source
5 x 10$40Within the typical range ($25–$80 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5275. canonical_hint=safe_deposit_box; text_hash=068416a6657da90debb471ba9615779bc055d4e2ebfd851722efd78ae2ae776b; excerpt="5 x 10 $40.00 | 3 x 10 $30.00" · Source
5 x 5$25Within the typical range ($25–$80 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #5275. canonical_hint=safe_deposit_box; text_hash=068416a6657da90debb471ba9615779bc055d4e2ebfd851722efd78ae2ae776b; excerpt="5 x 5 $25.00" · Source
Garnishment, Levy, Hold Shares, Collection Letter$50Within the typical range ($25–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5275. canonical_hint=garnishment_levy; text_hash=068416a6657da90debb471ba9615779bc055d4e2ebfd851722efd78ae2ae776b; excerpt="Garnishment, Levy, Hold Shares, Collection Letter | $50.00" · Source

Lending FeesVerified

Visa Late Charge$25Within the typical range ($15–$26.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5275. canonical_hint=late_payment; text_hash=068416a6657da90debb471ba9615779bc055d4e2ebfd851722efd78ae2ae776b; excerpt="Visa Late Charge | $25.00" · Source

Other FeesVerified

Statement Copy (duplicate and electronic access)$5Within the typical range ($2–$5 nationally)
$2 above the national median
per month · Knox deterministic extraction from Rosetta artifact #5275. canonical_hint=document_reproduction; text_hash=068416a6657da90debb471ba9615779bc055d4e2ebfd851722efd78ae2ae776b; excerpt="Statement Copy (duplicate and electronic access) | $5.00 per month" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research Fee (to be paid up front)	$55Above the typical range ($15–$25 nationally)	$35 above the national median	—	Knox deterministic extraction from Rosetta artifact #5275. canonical_hint=account_research; text_hash=068416a6657da90debb471ba9615779bc055d4e2ebfd851722efd78ae2ae776b; excerpt="Account Research Fee (to be paid up front) \| $55.00 per hour"	Source
Overdraft & NSFVerified
Box Overdraft Fee	$35Above the typical range ($20–$30 nationally)	$7 above the national median	—	Knox deterministic extraction from Rosetta artifact #5275. canonical_hint=overdraft; text_hash=068416a6657da90debb471ba9615779bc055d4e2ebfd851722efd78ae2ae776b; excerpt="Box Overdraft Fee \| $35.00"	Source
ATM & CardVerified
Card Replacement Fee	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5275. canonical_hint=card_replacement; text_hash=068416a6657da90debb471ba9615779bc055d4e2ebfd851722efd78ae2ae776b; excerpt="Card Replacement Fee \| $10.00"	Source
OUR ATM	$0
Check ServicesVerified
Stop Payment Fee	$35Above the typical range ($20–$30 nationally)	$8 above the national median	—	Knox deterministic extraction from Rosetta artifact #5275. canonical_hint=stop_payment; text_hash=068416a6657da90debb471ba9615779bc055d4e2ebfd851722efd78ae2ae776b; excerpt="Stop Payment Fee \| $35.00"	Source
Digital & ElectronicVerified
Non-Sufficient Funds Fee (share draft, ACH, returned check and debit cards)	$35Above the typical range ($15–$30 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #5275. canonical_hint=ach_return; text_hash=068416a6657da90debb471ba9615779bc055d4e2ebfd851722efd78ae2ae776b; excerpt="Non-Sufficient Funds Fee (share draft, ACH, returned check and debit cards) \| $35.00 each"	Source

Account ServicesVerified
10 x 10	$60Within the typical range ($25–$80 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #5275. canonical_hint=safe_deposit_box; text_hash=068416a6657da90debb471ba9615779bc055d4e2ebfd851722efd78ae2ae776b; excerpt="3 x 5 $20.00 \| 10 x 10 $60.00"	Source
3 x 10	$30
Lending FeesVerified
Visa Late Charge	$25Within the typical range ($15–$26.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5275. canonical_hint=late_payment; text_hash=068416a6657da90debb471ba9615779bc055d4e2ebfd851722efd78ae2ae776b; excerpt="Visa Late Charge \| $25.00"	Source
Other FeesVerified
Statement Copy (duplicate and electronic access)	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per month	Knox deterministic extraction from Rosetta artifact #5275. canonical_hint=document_reproduction; text_hash=068416a6657da90debb471ba9615779bc055d4e2ebfd851722efd78ae2ae776b; excerpt="Statement Copy (duplicate and electronic access) \| $5.00 per month"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

25% above the national median overdraft fee

Total fees: 15 — leaner than most institutions

Verified fees

Under review

Assets

$26.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$26.8M

Total deposits

$21.4M

Service charge income (year to date)

$31K

Fee income ratio

4.6%

Return on assets

1.55%

Financial profile · Pro

Performance from regulator filings

One-Time ACH Origination Fee

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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