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Bay Atlantic Federal Credit Union Fees and Fee Schedule | Fee Insight

Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Bay Atlantic Federal Credit Union

Vineland, New JerseyCredit UnionNew York Fed districtFinancials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

Courtesy Pay Cap$300
varies · Source

Check ServicesVerified

Temporary Drafts$1Within the typical range ($1–$4 nationally)
$1 below the national median
per item · Per 4 checks · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
Courtesy Pay Cap	$300	—	varies	—	Source
Check ServicesVerified
Temporary Drafts	$1Within the typical range ($1–$4 nationally)	$1 below the national median	per item	Per 4 checks	Source

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Verified fees

Under review

Assets

$97.1M

Status: Verified

2 verified fees so far. Once 5 are verified, this profile gets a national-median comparison and a free competitive report.

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$97.1M

Total deposits

$87.7M

Service charge income (year to date)

$697K

Fee income ratio

21.9%

Return on assets

0.33%

Financial profile · Pro

Performance from regulator filings

Total assets

— —

Net income

— —

Return on assets

— —

Net charge-off rate

— —

Regulator

Primary regulator: NCUA

How we verify fees

Verified fees have cleared review and are used in Bank Fee Index benchmarks.Fees marked Under review are shown with their source for context, but stay out of benchmark scores until they clear.Financial figures come from public FDIC and NCUA call reports and are shown in whole dollars by Fee Insight.

·Methodology

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 21,453 verified fees from 2,141 institutions

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