Schools Federal Credit Union

Headquarters: Torrance, California
Charter: Credit Union
Assets: $195.7M
Fed district: San Francisco

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Schools Federal Credit Union: $20
Schools Federal Credit Union: $20
U.S. median: no median
NSF / Returned Item
Schools Federal Credit Union: $30
Schools Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Schools Federal Credit Union: $1
Schools Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Schools Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account (Annual)$10
Not compared: Annual charge, not monthly
per year
Escheat Fee$2
Printed Statement Fee$2
Returned Mail (Bad Address)$5

Overdraft & NSF

Courtesy Pay$20
Insufficient Funds$30
Loan Overdraft Transfer FeeNo charge

ATM & Card

ATM Transaction (Non Co-Op)$1

Wire Transfers

Wire Transfer - Domestic$30
Incoming Wire Tranfer - International$10

Check Services

Cashier Checks 3 Free "$5
Money Orders$1
Stop Payment$25
Temporary ChecksNo charge
Not compared: Annual charge, not per item
per year
Check Cashing (Non Member)$5
Copy of Paid Check$2

Digital & Electronic

Bill PayerNo charge

Cash & Deposit

Returned Deposit Item$30

Account Services

Notary Service (excluding CU business)$10
Levy/Garnishment$50
Verification of Account$10

Retirement & IRA

IRA Closure/TransferNo charge

Other Fees

Copy of SFCU Loan Documents$25
Statement Copy or Document (per page)$2
per item
Due Date Change$25

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account (Annual)	$10Not compared: Annual charge, not monthly	per year	None
Escheat Fee	$2	Not stated	None
Printed Statement Fee	$2	Not stated	None
Returned Mail (Bad Address)	$5	Not stated	None
Overdraft & NSF
Courtesy Pay	$20	Not stated	None
Insufficient Funds	$30	Not stated	None
Loan Overdraft Transfer Fee	No charge	Not stated	None
ATM & Card
ATM Transaction (Non Co-Op)	$1	Not stated	None
Wire Transfers
Wire Transfer - Domestic	$30	Not stated	None
Incoming Wire Tranfer - International	$10	Not stated	None
Check Services
Cashier Checks 3 Free "	$5	Not stated	None
Money Orders	$1	Not stated	None
Stop Payment	$25	Not stated	None
Temporary Checks	No chargeNot compared: Annual charge, not per item	per year	None
Check Cashing (Non Member)	$5	Not stated	None
Copy of Paid Check	$2	Not stated	None
Digital & Electronic
Bill Payer	No charge	Not stated	None
Cash & Deposit
Returned Deposit Item	$30	Not stated	None
Account Services
Notary Service (excluding CU business)	$10	Not stated	None
Levy/Garnishment	$50	Not stated	None
Verification of Account	$10	Not stated	None
Retirement & IRA
IRA Closure/Transfer	No charge	Not stated	None
Other Fees
Copy of SFCU Loan Documents	$25	Not stated	None
Statement Copy or Document (per page)	$2	per item	None
Due Date Change	$25	Not stated	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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