Fairmont Federal Credit Union

Headquarters: Fairmont, West Virginia
Charter: Credit Union
Assets: $603.1M
Fed district: Richmond

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $30, its standard fee, the highest of its prices
Fairmont Federal Credit Union: $25 to $30
Fairmont Federal Credit Union: $25 to $30
U.S. median: no median
NSF / Returned Item
Fairmont Federal Credit Union: $20
Fairmont Federal Credit Union: $20
U.S. median: no median
Wire Transfer (Domestic Out)
Fairmont Federal Credit Union: $25
Fairmont Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for West Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
West Virginia: Banks and credit unions headquartered in West Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Fairmont Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

If, during any monthly statement cycle, your account balance falls below the required minimum daily balance, your accoun (audience not stated, treated as personal)$4
per month
Minimum balance fee (audience not stated, treated as personal)$4
per month
Share Savings Minimum Balance Fee$4
per month
Closed account fee (audience not stated, treated as personal)$5
one time
Early Account Closure (audience not stated, treated as personal)$5
Withdrawal of dividends prior to maturity: The annual percentage yield is based on the: Account Research and Balancing$25
Not compared: Annual charge, not per item
per year

Overdraft & NSF

Courtesy Overdraft Protection$30
per item
Multi-Account Overdraft Protec$25
Share Savings Non-Sufficient Fund Item$20
per item

ATM & Card

International Service Assessment1%

Wire Transfers

Domestic Wire Transfer – Ou$25

Check Services

Money Orders$4
per item
Delete Stop Payment$15
per item
Stop Payments (all items)$30
per item
Share Draft Copy$5
per item

Digital & Electronic

Bill Pay-e Plus Inactive Fee$3.95
per month
Bill Pay-e Plus, and Mobile BankingNo charge

Cash & Deposit

Coin Counting - Wrapped CoinNo charge

Account Services

Notary Service FeeNo charge
Safe Deposit Box Lost Key$15
Not compared: Box drilling or key fee
Safe Deposit Box Rentals$25
Attachments/Levies/Garnis$75

Lending Fees

Loan origination fee$195
one time

Other Fees

Fax Service (Continental US & Toll Free)$1
per item
Photocopy$0.25
per item
Statement Copy$3

Fee	Amount	Basis	Note
Account Maintenance
If, during any monthly statement cycle, your account balance falls below the required minimum daily balance, your accoun (audience not stated, treated as personal)	$4	per month	None
Minimum balance fee (audience not stated, treated as personal)	$4	per month	None
Share Savings Minimum Balance Fee	$4	per month	None
Closed account fee (audience not stated, treated as personal)	$5	one time	None
Early Account Closure (audience not stated, treated as personal)	$5	Not stated	None
Withdrawal of dividends prior to maturity: The annual percentage yield is based on the: Account Research and Balancing	$25Not compared: Annual charge, not per item	per year	None
Overdraft & NSF
Courtesy Overdraft Protection	$30	per item	None
Multi-Account Overdraft Protec	$25	Not stated	None
Share Savings Non-Sufficient Fund Item	$20	per item	None
ATM & Card
International Service Assessment	1%	Not stated	None
Wire Transfers
Domestic Wire Transfer – Ou	$25	Not stated	None
Check Services
Money Orders	$4	per item	None
Delete Stop Payment	$15	per item	None
Stop Payments (all items)	$30	per item	None
Share Draft Copy	$5	per item	None
Digital & Electronic
Bill Pay-e Plus Inactive Fee	$3.95	per month	None
Bill Pay-e Plus, and Mobile Banking	No charge	Not stated	None
Cash & Deposit
Coin Counting - Wrapped Coin	No charge	Not stated	None
Account Services
Notary Service Fee	No charge	Not stated	None
Safe Deposit Box Lost Key	$15Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Rentals	$25	Not stated	None
Attachments/Levies/Garnis	$75	Not stated	None
Lending Fees
Loan origination fee	$195	one time	None
Other Fees
Fax Service (Continental US & Toll Free)	$1	per item	None
Photocopy	$0.25	per item	None
Statement Copy	$3	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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