vs. U.S. typical range:LowerTypicalHigher
per month · Knox deterministic extraction from Rosetta artifact #439. canonical_hint=monthly_maintenance; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="A Monthly Fee Will be Assessed on Accounts Clearing the Following Number of Share Drafts: | 75-150 $2.00 151-225 $4.00 Over 225 $6.00" · Source
Knox deterministic extraction from Rosetta artifact #439. canonical_hint=account_research; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="Account Research/ Balancing Assistance | $30.00 / hr $30.00 minimum" · Source
$5.99 below the national median
per month · Knox read a free fee from Rosetta artifact #439. canonical_hint=monthly_maintenance; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="Monthly Fee | None" · Source
Knox deterministic extraction from Rosetta artifact #439. canonical_hint=early_closure; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="Primary Share Account Closed Within 90 Days of Opening | $15.00" · Source
Knox deterministic extraction from Rosetta artifact #439. canonical_hint=od_protection_transfer; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="Overdraft transfer from shares | $5.00" · Source
$0.50 below the national median
per month · Knox deterministic extraction from Rosetta artifact #439. canonical_hint=atm_non_network; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="ATM card usage fee – first 3 foreign transactions free per month, thereafter | $1.00" · Source
$1.50 above the national median
per month · Knox deterministic extraction from Rosetta artifact #439. canonical_hint=atm_non_network; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="ATM card usage fee – first 3 foreign transactions free per month, thereafter | $3.00" · Source
Knox deterministic extraction from Rosetta artifact #439. canonical_hint=card_replacement; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="Card replacement | $15.00" · Source
Knox deterministic extraction from Rosetta artifact #439. canonical_hint=check_image; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="Copy of Share Draft | $5.00" · Source
Knox deterministic extraction from Rosetta artifact #439. canonical_hint=money_order; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="Money Order | $3.00" · Source
Knox deterministic extraction from Rosetta artifact #439. canonical_hint=stop_payment; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="Stop Payment Order or Renewal | $10.00/member’s check" · Source
$4.95 below the national median
Knox read a free fee from Rosetta artifact #439. canonical_hint=bill_pay; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="Bill Pay | No Charge" · Source
Knox deterministic extraction from Rosetta artifact #439. canonical_hint=deposited_item_return; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="Deposited Checks Returned Unpaid | $10.00" · Source
$13.50 below the national median
Knox read a free fee from Rosetta artifact #439. canonical_hint=night_deposit; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="Night Deposit | No Charge" · Source
Knox deterministic extraction from Rosetta artifact #439. canonical_hint=garnishment_levy; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="Garnishment, Levy, or Execution | $50.00" · Source
$2.50 below the national median
Knox read a free fee from Rosetta artifact #439. canonical_hint=notary_fee; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="Notary Service | No Charge" · Source
Swipe for source and notes →
| Fee | Amount | vs national median | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| A Monthly Fee Will be Assessed on Accounts Clearing the Following Number of Share Drafts: | 75-150 | $2Below the typical range ($3–$10 nationally) | $3.99 below the national median | per month | Knox deterministic extraction from Rosetta artifact #439. canonical_hint=monthly_maintenance; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="A Monthly Fee Will be Assessed on Accounts Clearing the Following Number of Share Drafts: | 75-150 $2.00 151-225 $4.00 Over 225 $6.00" | Source |
| Account Research/ Balancing Assistance | $30Above the typical range ($17.50–$25 nationally) | $5 above the national median | — | Knox deterministic extraction from Rosetta artifact #439. canonical_hint=account_research; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="Account Research/ Balancing Assistance | $30.00 / hr $30.00 minimum" | Source |
| Monthly Fee | $0Below the typical range ($3–$10 nationally) | $5.99 below the national median | per month | Knox read a free fee from Rosetta artifact #439. canonical_hint=monthly_maintenance; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="Monthly Fee | None" | Source |
| Primary Share Account Closed Within 90 Days of Opening | $15Within the typical range ($10–$25 nationally) | At the national median | — | Knox deterministic extraction from Rosetta artifact #439. canonical_hint=early_closure; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="Primary Share Account Closed Within 90 Days of Opening | $15.00" | Source |
Overdraft & NSFVerified | |||||
| Overdraft transfer from shares | $5Within the typical range ($2.88–$5 nationally) | At the national median | — | Knox deterministic extraction from Rosetta artifact #439. canonical_hint=od_protection_transfer; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="Overdraft transfer from shares | $5.00" | Source |
ATM & CardVerified | |||||
| ATM card usage fee – first 3 foreign transactions free per month, thereafter | $1Within the typical range ($1–$2.50 nationally) | $0.50 below the national median | per month | Knox deterministic extraction from Rosetta artifact #439. canonical_hint=atm_non_network; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="ATM card usage fee – first 3 foreign transactions free per month, thereafter | $1.00" | Source |
Check ServicesVerified | |||||
| Copy of Share Draft | $5Within the typical range ($2–$5 nationally) | $2 above the national median | — | Knox deterministic extraction from Rosetta artifact #439. canonical_hint=check_image; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="Copy of Share Draft | $5.00" | Source |
| Money Order | $3 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay | $0Within the typical range ($0–$10 nationally) | $4.95 below the national median | — | Knox read a free fee from Rosetta artifact #439. canonical_hint=bill_pay; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="Bill Pay | No Charge" | Source |
Cash & DepositVerified | |||||
| Deposited Checks Returned Unpaid | $10Within the typical range ($10–$25 nationally) | $5 below the national median | — | Knox deterministic extraction from Rosetta artifact #439. canonical_hint=deposited_item_return; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="Deposited Checks Returned Unpaid | $10.00" | Source |
| Night Deposit | |||||
Account ServicesVerified | |||||
| Garnishment, Levy, or Execution | $50Within the typical range ($30–$75 nationally) | At the national median | — | Knox deterministic extraction from Rosetta artifact #439. canonical_hint=garnishment_levy; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="Garnishment, Levy, or Execution | $50.00" | Source |
| Notary Service | |||||
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Work at Richland Federal Credit Union? Benchmark it against peers, free
Headline fees published
6 of 15
Published fees
16
Under review
0
Assets
$118.9M
Work at Richland Federal Credit Union? See every fee vs. your peers.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$118.9M
Total deposits
$101.1M
Service charge income (year to date)
$92K
Fee income ratio
3.2%
Return on assets
1.24%
Financial profile · Pro
| $3Above the typical range ($1–$2.50 nationally) |
| $1.50 above the national median |
| per month |
| Knox deterministic extraction from Rosetta artifact #439. canonical_hint=atm_non_network; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="ATM card usage fee – first 3 foreign transactions free per month, thereafter | $3.00" |
| Source |
| Card replacement | $15Above the typical range ($5–$10 nationally) | $5 above the national median | — | Knox deterministic extraction from Rosetta artifact #439. canonical_hint=card_replacement; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="Card replacement | $15.00" | Source |
| $1 above the national median |
| — |
| Knox deterministic extraction from Rosetta artifact #439. canonical_hint=money_order; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="Money Order | $3.00" |
| Source |
| Stop Payment Order or Renewal | $10Below the typical range ($20–$30 nationally) | $17 below the national median | — | Knox deterministic extraction from Rosetta artifact #439. canonical_hint=stop_payment; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="Stop Payment Order or Renewal | $10.00/member’s check" | Source |
| $0Below the typical range ($5–$20 nationally) |
| $13.50 below the national median |
| — |
| Knox read a free fee from Rosetta artifact #439. canonical_hint=night_deposit; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="Night Deposit | No Charge" |
| Source |
| $0Within the typical range ($0–$5 nationally) |
| $2.50 below the national median |
| — |
| Knox read a free fee from Rosetta artifact #439. canonical_hint=notary_fee; text_hash=2c8095135c26332235095f8da024c1d12b877a058124bdc5a27168c15ae08996; excerpt="Notary Service | No Charge" |
| Source |
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