Altonized Community Federal Credit Union

Headquarters: Alton, Illinois
Charter: Credit Union
Assets: $53.1M
Fed district: St. Louis

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 24, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Altonized Community Federal Credit Union: $27
Altonized Community Federal Credit Union: $27
U.S. median: no median
NSF / Returned Item
Altonized Community Federal Credit Union: $27
Altonized Community Federal Credit Union: $27
U.S. median: no median
Non-Network ATM
Compared at $0.75, the middle of its prices
Altonized Community Federal Credit Union: $0.50 to $1
Altonized Community Federal Credit Union: $0.50 to $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 24, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Altonized Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Share Acct closed within 3 Months$25
Inactivity Fee (no activity for 24 months, balance under $100.00)$5
per month
Bad Address (returned mail)$5
per month

Overdraft & NSF

Courtesy Pay Fee$27
Nonsufficient Funds: Share Drafts or ACH$27

ATM & Card

ATM Withdraw at other Financial Institution$1
ATM/Debit Rejected Transaction$0.50
Replace Lost ATM/Debit / VISA Card$5

Wire Transfers

Wire Transfer (outgoing)$20

Check Services

Cashiers Check$1
Corporate Checks (for bill paying)$2.50
per item
Money Orders$1
per item
Share Draft / ACH Stop Payment$27
Temporary Checks$0.50
per item
Copy of Paid Share Draft$3

Cash & Deposit

Returned Deposit Check$27

Account Services

Safe Deposit Box Drilled Open$125
Not compared: Box drilling or key fee
Safe Deposit Box Key Lost$20
Not compared: Box drilling or key fee
Garnishment/Levy Administration Fee$50

Lending Fees

Home Equity Late Fee$75
Loan Late Fee$30
Visa Card Late Fee$25

Gift & Prepaid Cards

VISA Gift Card Fee$2

Other Fees

Fed Ex Delivery Charge$30
Copy of Statement$2
Fax Fee$5
Loan Application Fee$5

Fee	Amount	Basis	Note
Account Maintenance
Share Acct closed within 3 Months	$25	Not stated	None
Inactivity Fee (no activity for 24 months, balance under $100.00)	$5	per month	None
Bad Address (returned mail)	$5	per month	None
Overdraft & NSF
Courtesy Pay Fee	$27	Not stated	None
Nonsufficient Funds: Share Drafts or ACH	$27	Not stated	None
ATM & Card
ATM Withdraw at other Financial Institution	$1	Not stated	None
ATM/Debit Rejected Transaction	$0.50	Not stated	None
Replace Lost ATM/Debit / VISA Card	$5	Not stated	None
Wire Transfers
Wire Transfer (outgoing)	$20	Not stated	None
Check Services
Cashiers Check	$1	Not stated	None
Corporate Checks (for bill paying)	$2.50	per item	None
Money Orders	$1	per item	None
Share Draft / ACH Stop Payment	$27	Not stated	None
Temporary Checks	$0.50	per item	None
Copy of Paid Share Draft	$3	Not stated	None
Cash & Deposit
Returned Deposit Check	$27	Not stated	None
Account Services
Safe Deposit Box Drilled Open	$125Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Key Lost	$20Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy Administration Fee	$50	Not stated	None
Lending Fees
Home Equity Late Fee	$75	Not stated	None
Loan Late Fee	$30	Not stated	None
Visa Card Late Fee	$25	Not stated	None
Gift & Prepaid Cards
VISA Gift Card Fee	$2	Not stated	None
Other Fees
Fed Ex Delivery Charge	$30	Not stated	None
Copy of Statement	$2	Not stated	None
Fax Fee	$5	Not stated	None
Loan Application Fee	$5	Not stated	None

Correct a fee source

Oct 24, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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