18 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 11, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
NSF / Returned Item
Wire Transfer (Domestic Out)
Stop Payment
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Tulare County Federal Credit Union’s own schedules, with a source for each figure.
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Below Minimum Balance | $20 | per item | None |
| Health Savings Accounts (With an Average Monthly Balance Under $2,000.00) | $2 | per month | None |
| Early Closing of Account (Within First 2 Months of Opening) | $25 | Not stated | None |
| Escheat Notice Fee | $2 | per item | None |
| Inactive Account Fee | $5 | per month | None |
| Locator Fee (Research Address Change) | $6 | per item | None |
| Research (audience not stated, treated as personal) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Research ($25.00 Minimum Charge, Billed in ½ Hour Increments; Refundable if Credit Union Error) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Verified Non-Fraud Research Fee | $25 | per item | None |
| Paper Statement | $4 | Not stated | None |
| Share Savings Excessive Transfers | $20 | per item | None |
Overdraft & NSF | |||
| Returned ACH Items | $28 | per item | None |
ATM & Card | |||
| Replace Visa Check Card | $5 | per item | None |
Wire Transfers | |||
| Wire Transfer (Domestic – Outgoing) | $35 | per item | None |
Check Services | |||
| Cashier’s Checks | $8 | per item | None |
| Stop Payment Orders | $28 | per item | None |
| Check Copy Fee | $3 | per item | None |
Digital & Electronic | |||
| Check & ACH Returned Unpaid | $28 | per item | None |
Cash & Deposit | |||
| Returned Deposited Items | $28 | per item | None |
Account Services | |||
| Notary (Non-Credit Union Business) | $15 | per item | None |
| Legal Process: Lien and Levy Research/Administration | $75 | per item | None |
| Verification of Deposit or Other Account Status Occasion/Request | $10 | per item | None |
Retirement & IRA | |||
| IRA Administration Fee | $5Not compared: Quarterly charge, not annual | per quarter | None |
Other Fees | |||
| Photocopy of Statement/Account History | $5 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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