Aneca Federal Credit Union

Headquarters: Shreveport, Louisiana
Charter: Credit Union
Assets: $274.0M
Fed district: Dallas

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 20, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Aneca Federal Credit Union: No fee
Aneca Federal Credit Union: No fee
U.S. median: no median
Overdraft (OD)
Aneca Federal Credit Union: $29
Aneca Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
Aneca Federal Credit Union: $15
Aneca Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Aneca Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Checking (No Min Balance and No Monthly Service Fee)No charge
per month
Early Closure Fee (if within first three months)$10
Account Reconciliation Fee (one hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research Fee (one hour minimum)$150
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$3
Money Market Excessive Withdrawal (after six per month)$10
per item
Share Savings Excessive Withdrawal (after four per month)$3
per item
Return Mail$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

ACH Overdraft$29
per item
Courtesy Pay$29
per item
Non-sufficient Item$15
per item
Transfer for Overdraft$1
per item

ATM & Card

Non ANECA ATM Withdrawal/Transfer Fee$1
per item
Replacement of Lost/Damaged Debit Card$10
per item
Rush Card Delivery$35
per item

Wire Transfers

Wire Transfer (outgoing)$25
per item

Check Services

Corporate Check (one complimentary check per month)$2
per item
Stop Payment Fee$29
per item
Temporary Checks$2
Not compared: Charged per page; comparison unavailable
per page
Check CashingNo charge
On-Us Check Cashing (Checks over $50.00)$5
per item
Item Sent for Collection$15
per item
Check Copy$3
per item

Cash & Deposit

Deposited Item Returned Fee$20
per item

Account Services

Notary Services (notary service at our discretion)$10
Rental Size Large 5" x 10"$36
per year
Rental Size Medium 5" x 5"$25
per year
Rental Size Small 3" x 5"$15
per year
Rental Size X-Large 10" x 10"$48
per year

Other Fees

Statement Reprint Fee$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Checking (No Min Balance and No Monthly Service Fee)	No charge	per month	None
Early Closure Fee (if within first three months)	$10	Not stated	None
Account Reconciliation Fee (one hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research Fee (one hour minimum)	$150Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$3	Not stated	None
Money Market Excessive Withdrawal (after six per month)	$10	per item	None
Share Savings Excessive Withdrawal (after four per month)	$3	per item	None
Return Mail	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
ACH Overdraft	$29	per item	None
Courtesy Pay	$29	per item	None
Non-sufficient Item	$15	per item	None
Transfer for Overdraft	$1	per item	None
ATM & Card
Non ANECA ATM Withdrawal/Transfer Fee	$1	per item	None
Replacement of Lost/Damaged Debit Card	$10	per item	None
Rush Card Delivery	$35	per item	None
Wire Transfers
Wire Transfer (outgoing)	$25	per item	None
Check Services
Corporate Check (one complimentary check per month)	$2	per item	None
Stop Payment Fee	$29	per item	None
Temporary Checks	$2Not compared: Charged per page; comparison unavailable	per page	None
Check Cashing	No charge	Not stated	None
On-Us Check Cashing (Checks over $50.00)	$5	per item	None
Item Sent for Collection	$15	per item	None
Check Copy	$3	per item	None
Cash & Deposit
Deposited Item Returned Fee	$20	per item	None
Account Services
Notary Services (notary service at our discretion)	$10	Not stated	None
Rental Size Large 5" x 10"	$36	per year	None
Rental Size Medium 5" x 5"	$25	per year	None
Rental Size Small 3" x 5"	$15	per year	None
Rental Size X-Large 10" x 10"	$48	per year	None
Other Fees
Statement Reprint Fee	$5	per item	None

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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