Transportation Federal Credit Union

Headquarters: Alexandria, Virginia
Charter: Credit Union
Assets: $345.6M
Fed district: Richmond

25 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Transportation Federal Credit Union: $25
Transportation Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Transportation Federal Credit Union: $25
Transportation Federal Credit Union: $25
U.S. median: no median
Stop Payment
Transportation Federal Credit Union: $25
Transportation Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Transportation Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account (inactive 3 consecutive years)$25
Inactive Account – Per Month (no activity in 6 months)$10
per month
Account Reconciliation of Research (per hour, 1.2 hr. min)$35
Not compared: Charged per hour; comparison unavailable
per hour
Account Paper Statement$5
Returned Mail Per Instance$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Non-Sufficient Funds (NSF – paid/unpaid per item)$25
per item

ATM & Card

Replacement Debit Card$10
Replacement Debit Card – Overnight Shipping$25
Foreign Transaction Fee1%of the transaction

Wire Transfers

Wire Transfer (domestic)$25
Incoming Wire Non-Writ of Attachment/Levy/Garnishment$5
Incoming Wire Non-Writ of Attachment/Levy/GarnishmentNo charge
Wire Transfer (international)$40

Check Services

Official Checks (third party)$5
Money Orders$1.50
Starter checks (Basic Checking)No charge
one time
Bill Payment Stop Payment Fee$25
Money Orders Stop Payment$25
Official Check Stop Payments$25
per item
Stop Payment (per item or check series)$25
per item
Temporary Checks – Per Checks (4 checks per page)$2
per item
Non-Member Check Cashing Fee$5
Collection Items$15
Cancelled Check Copy$5
Official Check Copies$5

Digital & Electronic

Bill Payment Return$25

Cash & Deposit

Cash AdvanceNo charge

Account Services

Notary Fee (non-member per notary)$5
per item
Writ of Attachment/Levy/Garnishment$75
Subordination Fee$250
Deposit Verification (third party)$20
Verification of Deposit/Mortgage$25

Retirement & IRA

IRA Maintenance (per year if balance is under $250)$35
per year
IRA Early Withdrawal (if less than age 59 ½)$35

Other Fees

Duplicate Lien Release$20
Duplicate Lien Release (Auto, boat, RV, motorcycle, etc.)$10
Real Estate Loan Modification Fee$350
Skip a Payment (applicable loans)$35

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account (inactive 3 consecutive years)	$25	Not stated	None
Inactive Account – Per Month (no activity in 6 months)	$10	per month	None
Account Reconciliation of Research (per hour, 1.2 hr. min)	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Account Paper Statement	$5	Not stated	None
Returned Mail Per Instance	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Non-Sufficient Funds (NSF – paid/unpaid per item)	$25	per item	None
ATM & Card
Replacement Debit Card	$10	Not stated	None
Replacement Debit Card – Overnight Shipping	$25	Not stated	None
Foreign Transaction Fee	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer (domestic)	$25	Not stated	None
Incoming Wire Non-Writ of Attachment/Levy/Garnishment	$5	Not stated	None
Incoming Wire Non-Writ of Attachment/Levy/Garnishment	No charge	Not stated	None
Wire Transfer (international)	$40	Not stated	None
Check Services
Official Checks (third party)	$5	Not stated	None
Money Orders	$1.50	Not stated	None
Starter checks (Basic Checking)	No charge	one time	None
Bill Payment Stop Payment Fee	$25	Not stated	None
Money Orders Stop Payment	$25	Not stated	None
Official Check Stop Payments	$25	per item	None
Stop Payment (per item or check series)	$25	per item	None
Temporary Checks – Per Checks (4 checks per page)	$2	per item	None
Non-Member Check Cashing Fee	$5	Not stated	None
Collection Items	$15	Not stated	None
Cancelled Check Copy	$5	Not stated	None
Official Check Copies	$5	Not stated	None
Digital & Electronic
Bill Payment Return	$25	Not stated	None
Cash & Deposit
Cash Advance	No charge	Not stated	None
Account Services
Notary Fee (non-member per notary)	$5	per item	None
Writ of Attachment/Levy/Garnishment	$75	Not stated	None
Subordination Fee	$250	Not stated	None
Deposit Verification (third party)	$20	Not stated	None
Verification of Deposit/Mortgage	$25	Not stated	None
Retirement & IRA
IRA Maintenance (per year if balance is under $250)	$35	per year	None
IRA Early Withdrawal (if less than age 59 ½)	$35	Not stated	None
Other Fees
Duplicate Lien Release	$20	Not stated	None
Duplicate Lien Release (Auto, boat, RV, motorcycle, etc.)	$10	Not stated	None
Real Estate Loan Modification Fee	$350	Not stated	None
Skip a Payment (applicable loans)	$35	Not stated	None

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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