Truity Federal Credit Union

Headquarters: Bartlesville, Oklahoma
Charter: Credit Union
Assets: $1.3B
Fed district: Kansas City

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
Truity Federal Credit Union: $2 to $20
Truity Federal Credit Union: $2 to $20
U.S. median: no median
Overdraft (OD)
Truity Federal Credit Union: $25
Truity Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Truity Federal Credit Union: $25
Truity Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Truity Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Advantage Checking Account Service Charge (audience not stated, treated as personal)$20
per month
Fresh Start Checking Account Service Charge (audience not stated, treated as personal)$10
per month
Performance Plus Service Charge (audience not stated, treated as personal)$10
per month
Preferred Checking Account Service Charge (audience not stated, treated as personal)$5
per month
Service Charge Fee (audience not stated, treated as personal)$2
per month
Savings Account Closing Fee (audience not stated, treated as personal)$10
Dormant Account$6
per month
Account Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$30
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements FeeNo charge
Paper Statements Fee$3
per month
Undeliverable Mail Fee$10

Overdraft & NSF

Courtesy Pay Fee$25
per item
Non-sufficient Funds Fee$25
per item

ATM & Card

ATM Balance Inquiry$2
per item
ATM Surcharge$1
per item
First replacement card is free (audience not stated, treated as personal)$10

Wire Transfers

Domestic Wire Transfer$17
per item
International Wire Transfer$50
per item

Check Services

Money Orders$3
per item
Check Printing (audience not stated, treated as personal)No charge
Stop Payment Fee$28
per item
Temporary Checks (audience not stated, treated as personal)$0.25
per item
Collection Items$15
per item
Check Copy$2
per item

Cash & Deposit

Returned Deposit$10
per item

Account Services

Garnishments / Tax Levy$60
per item
Verification of Deposit$15
per item

Other Fees

Document Copy$0.50
per item
Statement Copy$3
per item

Fee	Amount	Basis	Note
Account Maintenance
Advantage Checking Account Service Charge (audience not stated, treated as personal)	$20	per month	None
Fresh Start Checking Account Service Charge (audience not stated, treated as personal)	$10	per month	None
Performance Plus Service Charge (audience not stated, treated as personal)	$10	per month	None
Preferred Checking Account Service Charge (audience not stated, treated as personal)	$5	per month	None
Service Charge Fee (audience not stated, treated as personal)	$2	per month	None
Savings Account Closing Fee (audience not stated, treated as personal)	$10	Not stated	None
Dormant Account	$6	per month	None
Account Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements Fee	No charge	Not stated	None
Paper Statements Fee	$3	per month	None
Undeliverable Mail Fee	$10	Not stated	None
Overdraft & NSF
Courtesy Pay Fee	$25	per item	None
Non-sufficient Funds Fee	$25	per item	None
ATM & Card
ATM Balance Inquiry	$2	per item	None
ATM Surcharge	$1	per item	None
First replacement card is free (audience not stated, treated as personal)	$10	Not stated	None
Wire Transfers
Domestic Wire Transfer	$17	per item	None
International Wire Transfer	$50	per item	None
Check Services
Money Orders	$3	per item	None
Check Printing (audience not stated, treated as personal)	No charge	Not stated	None
Stop Payment Fee	$28	per item	None
Temporary Checks (audience not stated, treated as personal)	$0.25	per item	None
Collection Items	$15	per item	None
Check Copy	$2	per item	None
Cash & Deposit
Returned Deposit	$10	per item	None
Account Services
Garnishments / Tax Levy	$60	per item	None
Verification of Deposit	$15	per item	None
Other Fees
Document Copy	$0.50	per item	None
Statement Copy	$3	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Business Savings Account Closing Fee$10
Dormant Account$6
per month
Account Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$30
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements FeeNo charge
Paper Statements Fee$3
per month
Undeliverable Mail Fee$10

Overdraft & NSF

Courtesy Pay Fee$25
per item
Non-sufficient Funds Fee$25
per item

ATM & Card

ATM Balance Inquiry$2
per item
ATM Surcharge$1
per item

Wire Transfers

Domestic Wire Transfer$17
per item
International Wire Transfer$50
per item

Check Services

Money Orders$3
per item
Stop Payment Fee$28
per item
Collection Items$15
per item
Check Copy$2
per item

Cash & Deposit

Returned Deposit$10
per item

Account Services

Garnishments / Tax Levy$60
per item
Verification of Deposit$15
per item

Other Fees

Document Copy$0.50
per item
Statement Copy$3
per item

Fee	Amount	Basis	Note
Account Maintenance
Business Savings Account Closing Fee	$10	Not stated	None
Dormant Account	$6	per month	None
Account Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements Fee	No charge	Not stated	None
Paper Statements Fee	$3	per month	None
Undeliverable Mail Fee	$10	Not stated	None
Overdraft & NSF
Courtesy Pay Fee	$25	per item	None
Non-sufficient Funds Fee	$25	per item	None
ATM & Card
ATM Balance Inquiry	$2	per item	None
ATM Surcharge	$1	per item	None
Wire Transfers
Domestic Wire Transfer	$17	per item	None
International Wire Transfer	$50	per item	None
Check Services
Money Orders	$3	per item	None
Stop Payment Fee	$28	per item	None
Collection Items	$15	per item	None
Check Copy	$2	per item	None
Cash & Deposit
Returned Deposit	$10	per item	None
Account Services
Garnishments / Tax Levy	$60	per item	None
Verification of Deposit	$15	per item	None
Other Fees
Document Copy	$0.50	per item	None
Statement Copy	$3	per item	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Truity Federal Credit Union's monthly maintenance changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
Truity Federal Credit Union: $2 to $20
Truity Federal Credit Union: $2 to $20
U.S. median: no median
Overdraft (OD)
Truity Federal Credit Union: $25
Truity Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Truity Federal Credit Union: $25
Truity Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Truity Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Advantage Checking Account Service Charge (audience not stated, treated as personal)$20
per month
Fresh Start Checking Account Service Charge (audience not stated, treated as personal)$10
per month
Performance Plus Service Charge (audience not stated, treated as personal)$10
per month
Preferred Checking Account Service Charge (audience not stated, treated as personal)$5
per month
Service Charge Fee (audience not stated, treated as personal)$2
per month
Savings Account Closing Fee (audience not stated, treated as personal)$10
Dormant Account$6
per month
Account Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$30
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements FeeNo charge
Paper Statements Fee$3
per month
Undeliverable Mail Fee$10

Overdraft & NSF

Courtesy Pay Fee$25
per item
Non-sufficient Funds Fee$25
per item

ATM & Card

ATM Balance Inquiry$2
per item
ATM Surcharge$1
per item
First replacement card is free (audience not stated, treated as personal)$10

Wire Transfers

Domestic Wire Transfer$17
per item
International Wire Transfer$50
per item

Check Services

Money Orders$3
per item
Check Printing (audience not stated, treated as personal)No charge
Stop Payment Fee$28
per item
Temporary Checks (audience not stated, treated as personal)$0.25
per item
Collection Items$15
per item
Check Copy$2
per item

Cash & Deposit

Returned Deposit$10
per item

Account Services

Garnishments / Tax Levy$60
per item
Verification of Deposit$15
per item

Other Fees

Document Copy$0.50
per item
Statement Copy$3
per item

Fee	Amount	Basis	Note
Account Maintenance
Advantage Checking Account Service Charge (audience not stated, treated as personal)	$20	per month	None
Fresh Start Checking Account Service Charge (audience not stated, treated as personal)	$10	per month	None
Performance Plus Service Charge (audience not stated, treated as personal)	$10	per month	None
Preferred Checking Account Service Charge (audience not stated, treated as personal)	$5	per month	None
Service Charge Fee (audience not stated, treated as personal)	$2	per month	None
Savings Account Closing Fee (audience not stated, treated as personal)	$10	Not stated	None
Dormant Account	$6	per month	None
Account Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements Fee	No charge	Not stated	None
Paper Statements Fee	$3	per month	None
Undeliverable Mail Fee	$10	Not stated	None
Overdraft & NSF
Courtesy Pay Fee	$25	per item	None
Non-sufficient Funds Fee	$25	per item	None
ATM & Card
ATM Balance Inquiry	$2	per item	None
ATM Surcharge	$1	per item	None
First replacement card is free (audience not stated, treated as personal)	$10	Not stated	None
Wire Transfers
Domestic Wire Transfer	$17	per item	None
International Wire Transfer	$50	per item	None
Check Services
Money Orders	$3	per item	None
Check Printing (audience not stated, treated as personal)	No charge	Not stated	None
Stop Payment Fee	$28	per item	None
Temporary Checks (audience not stated, treated as personal)	$0.25	per item	None
Collection Items	$15	per item	None
Check Copy	$2	per item	None
Cash & Deposit
Returned Deposit	$10	per item	None
Account Services
Garnishments / Tax Levy	$60	per item	None
Verification of Deposit	$15	per item	None
Other Fees
Document Copy	$0.50	per item	None
Statement Copy	$3	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Business Savings Account Closing Fee$10
Dormant Account$6
per month
Account Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$30
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements FeeNo charge
Paper Statements Fee$3
per month
Undeliverable Mail Fee$10

Overdraft & NSF

Courtesy Pay Fee$25
per item
Non-sufficient Funds Fee$25
per item

ATM & Card

ATM Balance Inquiry$2
per item
ATM Surcharge$1
per item

Wire Transfers

Domestic Wire Transfer$17
per item
International Wire Transfer$50
per item

Check Services

Money Orders$3
per item
Stop Payment Fee$28
per item
Collection Items$15
per item
Check Copy$2
per item

Cash & Deposit

Returned Deposit$10
per item

Account Services

Garnishments / Tax Levy$60
per item
Verification of Deposit$15
per item

Other Fees

Document Copy$0.50
per item
Statement Copy$3
per item

Fee	Amount	Basis	Note
Account Maintenance
Business Savings Account Closing Fee	$10	Not stated	None
Dormant Account	$6	per month	None
Account Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements Fee	No charge	Not stated	None
Paper Statements Fee	$3	per month	None
Undeliverable Mail Fee	$10	Not stated	None
Overdraft & NSF
Courtesy Pay Fee	$25	per item	None
Non-sufficient Funds Fee	$25	per item	None
ATM & Card
ATM Balance Inquiry	$2	per item	None
ATM Surcharge	$1	per item	None
Wire Transfers
Domestic Wire Transfer	$17	per item	None
International Wire Transfer	$50	per item	None
Check Services
Money Orders	$3	per item	None
Stop Payment Fee	$28	per item	None
Collection Items	$15	per item	None
Check Copy	$2	per item	None
Cash & Deposit
Returned Deposit	$10	per item	None
Account Services
Garnishments / Tax Levy	$60	per item	None
Verification of Deposit	$15	per item	None
Other Fees
Document Copy	$0.50	per item	None
Statement Copy	$3	per item	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.