Virginia State University Federal Credit Union

Headquarters: South Chesterfield, Virginia
Charter: Credit Union
Assets: $13.0M
Fed district: Richmond

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Virginia State University Federal Credit Union: $35
Virginia State University Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Virginia State University Federal Credit Union: $35
Virginia State University Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Virginia State University Federal Credit Union: $15
Virginia State University Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Virginia State University Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Account$10
per month

Overdraft & NSF

Overdraft/NSF$35
per item
Overdraft/NSF$35
per item

ATM & Card

Lost Card$10
per item

Wire Transfers

Outgoing Domestic Wire$15
Incoming Wire$1

Check Services

Teller Check$3
per item
Stop Payment (Share Draft or ACH)$35
per item
Counter Checks (4)$3
Copy of Share Draft$2
per item

Cash & Deposit

Deposited Item Return$35
per item

Retirement & IRA

IRA Share Early Withdrawal$100
per item

Other Fees

Statement Copy$3
per item
Loan Application$10
Skip-A-Payment$35
per item

Fee	Amount	Basis	Note
Account Maintenance
Inactive Account	$10	per month	None
Overdraft & NSF
Overdraft/NSF	$35	per item	None
Overdraft/NSF	$35	per item	None
ATM & Card
Lost Card	$10	per item	None
Wire Transfers
Outgoing Domestic Wire	$15	Not stated	None
Incoming Wire	$1	Not stated	None
Check Services
Teller Check	$3	per item	None
Stop Payment (Share Draft or ACH)	$35	per item	None
Counter Checks (4)	$3	Not stated	None
Copy of Share Draft	$2	per item	None
Cash & Deposit
Deposited Item Return	$35	per item	None
Retirement & IRA
IRA Share Early Withdrawal	$100	per item	None
Other Fees
Statement Copy	$3	per item	None
Loan Application	$10	Not stated	None
Skip-A-Payment	$35	per item	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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