City Of Firsts Community Federal Credit Union

Headquarters: Kokomo, Indiana
Charter: Credit Union
Assets: $38.5M
Fed district: Chicago

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Apr 20, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Non-Network ATM
City Of Firsts Community Federal Credit Union: $0.75
City Of Firsts Community Federal Credit Union: $0.75
U.S. median: no median
Wire Transfer (Domestic Out)
City Of Firsts Community Federal Credit Union: $20
City Of Firsts Community Federal Credit Union: $20
U.S. median: no median
Wire Transfer (Domestic In)
City Of Firsts Community Federal Credit Union: $10
City Of Firsts Community Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Apr 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

City Of Firsts Community Federal Credit Union · $39M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$38M to $39M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
City Of Firsts Community Federal Credit Union(this institution)	Kokomo, IN	$39M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
600 Atlantic Federal Credit Union	Boston, MA	$39M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
A & S Federal Credit Union	Aliquippa, PA	$39M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Aspire Federal Credit Union	Lufkin, TX	$38M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Austin Federal Credit Union	Austin, TX	$38M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Brightview Federal Credit Union	Ridgeland, MS	$38M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Butte Community Federal Credit Union	Butte, MT	$38M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Detour Drummond Community Federal Credit Union	Drummond Island, MI	$39M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Graco Federal Credit Union	Alma, MI	$38M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Gsa Federal Credit Union	Washington, DC	$38M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Lakehurst Naval Federal Credit Union	Lakehurst Naec, NJ	$38M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Lutheran Federal Credit Union	Saint Louis, MO	$39M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Materion Federal Credit Union	Elmore, OH	$39M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Maui Teachers Federal Credit Union	Wailuku, HI	$38M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Members Financial Federal Credit Union	Midland, TX	$39M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Minnesota Catholic Federal Credit Union	Little Canada, MN	$39M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Morgantown A E S Federal Credit Union	Morgantown, WV	$38M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Nashville Firemen'S Federal Credit Union	Nashville, TN	$39M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
National J. A. C. L. Federal Credit Union	Salt Lake City, UT	$39M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Norwin Teachers Federal Credit Union	North Huntingdon, PA	$39M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Pahranagat Valley Federal Credit Union	Alamo, NV	$38M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Port Arthur Teachers Federal Credit Union	Port Arthur, TX	$38M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Settlers Federal Credit Union	Bruce Crossing, MI	$38M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
St. Anthony Of Padua Federal Credit Union	Fall River, MA	$38M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Theory Federal Credit Union	Painesville, OH	$38M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Twin Rivers Federal Credit Union	Massena, NY	$39M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 19 publish this fee(domestic wire)

6 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Domestic wire is broadly aligned with similar-sized credit unions: within 1% of their median.

Its published price is $20, against a peer median of $20 among 19 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Domestic wire fee in dollars, one mark per institution

City Of Firsts Community…Peer (equal prices stack)Peer median

Against this institution's domestic wire fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from City Of Firsts Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account closure (WITHIN 90 DAYS OF OPENING)$5
Dormant Fee (NO ACTIVITY IN 12 MONTHS)$3
per month
Research, reconciling check book$15
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Account Statement$1
Returned Mail Fee$3
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Auto/Manual Overdraft Transfer$3

ATM & Card

After 8th ATM transaction (IN A MONTH)$0.75
per item
Replacement Card$15
Foreign Transactions1%of the transaction

Wire Transfers

Outgoing Wire$20
Incoming Wire$10

Check Services

Cashiers Check Fee$3
Non-Member Check Cashing (U.S.)$5

Digital & Electronic

Bill Pay ( I PAY) ServiceNo charge

Account Services

Notary Service (MEMBERS ONLY)No charge
Legal Process (LEVY/WARRANT/RECORD REQUEST)$20
Legal order processing fee$30
Deposit Account Verification$5

Retirement & IRA

Check Orders/Accessories: Charges vary by design: IRA Early Withdrawal/Transfer/Closing$25
per item

Other Fees

Copies (PER PAGE)$0.50
per item
Skip-A-Payment fee$25

Fee	Amount	Basis	Note
Account Maintenance
Account closure (WITHIN 90 DAYS OF OPENING)	$5	Not stated	None
Dormant Fee (NO ACTIVITY IN 12 MONTHS)	$3	per month	None
Research, reconciling check book	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Account Statement	$1	Not stated	None
Returned Mail Fee	$3Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Auto/Manual Overdraft Transfer	$3	Not stated	None
ATM & Card
After 8th ATM transaction (IN A MONTH)	$0.75	per item	None
Replacement Card	$15	Not stated	None
Foreign Transactions	1%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire	$20	Not stated	None
Incoming Wire	$10	Not stated	None
Check Services
Cashiers Check Fee	$3	Not stated	None
Non-Member Check Cashing (U.S.)	$5	Not stated	None
Digital & Electronic
Bill Pay ( I PAY) Service	No charge	Not stated	None
Account Services
Notary Service (MEMBERS ONLY)	No charge	Not stated	None
Legal Process (LEVY/WARRANT/RECORD REQUEST)	$20	Not stated	None
Legal order processing fee	$30	Not stated	None
Deposit Account Verification	$5	Not stated	None
Retirement & IRA
Check Orders/Accessories: Charges vary by design: IRA Early Withdrawal/Transfer/Closing	$25	per item	None
Other Fees
Copies (PER PAGE)	$0.50	per item	None
Skip-A-Payment fee	$25	Not stated	None

Correct a fee source

Apr 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when City Of Firsts Community Federal Credit Union's wire transfer changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Non-Network ATM
City Of Firsts Community Federal Credit Union: $0.75
City Of Firsts Community Federal Credit Union: $0.75
U.S. median: no median
Wire Transfer (Domestic Out)
City Of Firsts Community Federal Credit Union: $20
City Of Firsts Community Federal Credit Union: $20
U.S. median: no median
Wire Transfer (Domestic In)
City Of Firsts Community Federal Credit Union: $10
City Of Firsts Community Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Apr 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

City Of Firsts Community Federal Credit Union · $39M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$38M to $39M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
City Of Firsts Community Federal Credit Union(this institution)	Kokomo, IN	$39M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
600 Atlantic Federal Credit Union	Boston, MA	$39M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
A & S Federal Credit Union	Aliquippa, PA	$39M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Aspire Federal Credit Union	Lufkin, TX	$38M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Austin Federal Credit Union	Austin, TX	$38M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Brightview Federal Credit Union	Ridgeland, MS	$38M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Butte Community Federal Credit Union	Butte, MT	$38M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Detour Drummond Community Federal Credit Union	Drummond Island, MI	$39M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Graco Federal Credit Union	Alma, MI	$38M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Gsa Federal Credit Union	Washington, DC	$38M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Lakehurst Naval Federal Credit Union	Lakehurst Naec, NJ	$38M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Lutheran Federal Credit Union	Saint Louis, MO	$39M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Materion Federal Credit Union	Elmore, OH	$39M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Maui Teachers Federal Credit Union	Wailuku, HI	$38M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Members Financial Federal Credit Union	Midland, TX	$39M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Minnesota Catholic Federal Credit Union	Little Canada, MN	$39M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Morgantown A E S Federal Credit Union	Morgantown, WV	$38M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Nashville Firemen'S Federal Credit Union	Nashville, TN	$39M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
National J. A. C. L. Federal Credit Union	Salt Lake City, UT	$39M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Norwin Teachers Federal Credit Union	North Huntingdon, PA	$39M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Pahranagat Valley Federal Credit Union	Alamo, NV	$38M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Port Arthur Teachers Federal Credit Union	Port Arthur, TX	$38M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Settlers Federal Credit Union	Bruce Crossing, MI	$38M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
St. Anthony Of Padua Federal Credit Union	Fall River, MA	$38M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Theory Federal Credit Union	Painesville, OH	$38M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Twin Rivers Federal Credit Union	Massena, NY	$39M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 19 publish this fee(domestic wire)

6 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Domestic wire is broadly aligned with similar-sized credit unions: within 1% of their median.

Its published price is $20, against a peer median of $20 among 19 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Domestic wire fee in dollars, one mark per institution

City Of Firsts Community…Peer (equal prices stack)Peer median

Against this institution's domestic wire fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from City Of Firsts Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account closure (WITHIN 90 DAYS OF OPENING)$5
Dormant Fee (NO ACTIVITY IN 12 MONTHS)$3
per month
Research, reconciling check book$15
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Account Statement$1
Returned Mail Fee$3
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Auto/Manual Overdraft Transfer$3

ATM & Card

After 8th ATM transaction (IN A MONTH)$0.75
per item
Replacement Card$15
Foreign Transactions1%of the transaction

Wire Transfers

Outgoing Wire$20
Incoming Wire$10

Check Services

Cashiers Check Fee$3
Non-Member Check Cashing (U.S.)$5

Digital & Electronic

Bill Pay ( I PAY) ServiceNo charge

Account Services

Notary Service (MEMBERS ONLY)No charge
Legal Process (LEVY/WARRANT/RECORD REQUEST)$20
Legal order processing fee$30
Deposit Account Verification$5

Retirement & IRA

Check Orders/Accessories: Charges vary by design: IRA Early Withdrawal/Transfer/Closing$25
per item

Other Fees

Copies (PER PAGE)$0.50
per item
Skip-A-Payment fee$25

Fee	Amount	Basis	Note
Account Maintenance
Account closure (WITHIN 90 DAYS OF OPENING)	$5	Not stated	None
Dormant Fee (NO ACTIVITY IN 12 MONTHS)	$3	per month	None
Research, reconciling check book	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Account Statement	$1	Not stated	None
Returned Mail Fee	$3Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Auto/Manual Overdraft Transfer	$3	Not stated	None
ATM & Card
After 8th ATM transaction (IN A MONTH)	$0.75	per item	None
Replacement Card	$15	Not stated	None
Foreign Transactions	1%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire	$20	Not stated	None
Incoming Wire	$10	Not stated	None
Check Services
Cashiers Check Fee	$3	Not stated	None
Non-Member Check Cashing (U.S.)	$5	Not stated	None
Digital & Electronic
Bill Pay ( I PAY) Service	No charge	Not stated	None
Account Services
Notary Service (MEMBERS ONLY)	No charge	Not stated	None
Legal Process (LEVY/WARRANT/RECORD REQUEST)	$20	Not stated	None
Legal order processing fee	$30	Not stated	None
Deposit Account Verification	$5	Not stated	None
Retirement & IRA
Check Orders/Accessories: Charges vary by design: IRA Early Withdrawal/Transfer/Closing	$25	per item	None
Other Fees
Copies (PER PAGE)	$0.50	per item	None
Skip-A-Payment fee	$25	Not stated	None

Correct a fee source

Apr 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.