City Of Firsts Community Federal Credit Union

Headquarters: Kokomo, Indiana
Charter: Credit Union
Assets: $38.5M
Fed district: Chicago

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Apr 20, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Non-Network ATM
City Of Firsts Community Federal Credit Union: $0.75
City Of Firsts Community Federal Credit Union: $0.75
U.S. median: no median
Wire Transfer (Domestic Out)
City Of Firsts Community Federal Credit Union: $20
City Of Firsts Community Federal Credit Union: $20
U.S. median: no median
Wire Transfer (Domestic In)
City Of Firsts Community Federal Credit Union: $10
City Of Firsts Community Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Apr 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from City Of Firsts Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account closure (WITHIN 90 DAYS OF OPENING)$5
Dormant Fee (NO ACTIVITY IN 12 MONTHS)$3
per month
Research, reconciling check book$15
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Account Statement$1
Returned Mail Fee$3
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Auto/Manual Overdraft Transfer$3

ATM & Card

After 8th ATM transaction (IN A MONTH)$0.75
per item
Replacement Card$15
Foreign Transactions1%of the transaction

Wire Transfers

Outgoing Wire$20
Incoming Wire$10

Check Services

Cashiers Check Fee$3
Non-Member Check Cashing (U.S.)$5

Digital & Electronic

Bill Pay ( I PAY) ServiceNo charge

Account Services

Notary Service (MEMBERS ONLY)No charge
Legal Process (LEVY/WARRANT/RECORD REQUEST)$20
Legal order processing fee$30
Deposit Account Verification$5

Retirement & IRA

Check Orders/Accessories: Charges vary by design: IRA Early Withdrawal/Transfer/Closing$25
per item

Other Fees

Copies (PER PAGE)$0.50
per item
Skip-A-Payment fee$25

Fee	Amount	Basis	Note
Account Maintenance
Account closure (WITHIN 90 DAYS OF OPENING)	$5	Not stated	None
Dormant Fee (NO ACTIVITY IN 12 MONTHS)	$3	per month	None
Research, reconciling check book	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Account Statement	$1	Not stated	None
Returned Mail Fee	$3Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Auto/Manual Overdraft Transfer	$3	Not stated	None
ATM & Card
After 8th ATM transaction (IN A MONTH)	$0.75	per item	None
Replacement Card	$15	Not stated	None
Foreign Transactions	1%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire	$20	Not stated	None
Incoming Wire	$10	Not stated	None
Check Services
Cashiers Check Fee	$3	Not stated	None
Non-Member Check Cashing (U.S.)	$5	Not stated	None
Digital & Electronic
Bill Pay ( I PAY) Service	No charge	Not stated	None
Account Services
Notary Service (MEMBERS ONLY)	No charge	Not stated	None
Legal Process (LEVY/WARRANT/RECORD REQUEST)	$20	Not stated	None
Legal order processing fee	$30	Not stated	None
Deposit Account Verification	$5	Not stated	None
Retirement & IRA
Check Orders/Accessories: Charges vary by design: IRA Early Withdrawal/Transfer/Closing	$25	per item	None
Other Fees
Copies (PER PAGE)	$0.50	per item	None
Skip-A-Payment fee	$25	Not stated	None

Correct a fee source

Apr 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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