National Police Federal Credit Union

Headquarters: Chicago, Illinois
Charter: Credit Union
Assets: $620.7M
Fed district: Chicago

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Premium Checking
National Police Federal Credit Union: $4
National Police Federal Credit Union: $4
U.S. median: no median
NSF / Returned Item
National Police Federal Credit Union: $37
National Police Federal Credit Union: $37
U.S. median: no median
Wire Transfer (Domestic Out)
National Police Federal Credit Union: $25
National Police Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from National Police Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Premium Checking fee$4
per month
Premium Checking Monthly service fee$4
per month
Account research$25
Not compared: Charged per hour; comparison unavailable
per hour
Standard Checking paper statement fee$5
per month

Overdraft & NSF

Non-sufficient funds item$37
per item
Transfer from savings to share draft/checking to cover an overdraft (each occurrence)$10
per item

ATM & Card

Debit card replacement: 2 free annually then (audience not stated, treated as personal)$5
per item
Foreign Transaction fee (audience not stated, treated as personal)1%of the transaction
per transaction

Wire Transfers

Outgoing wire transfer$25
Incoming wire transfer$10

Check Services

Certified Check$5
per item
Stop payment (all items)$37
per item
Temporary Check$5
Not compared: Charged per page; comparison unavailable
per page
Non-Member check cashing fee$15
per item

Digital & Electronic

Bill Payer fee (if applicable)$9.95
per month

Account Services

Legal fees, Garnishments, Attachments, Tax Levies and/or Charge Off (per occurrence)$95
per item
Subordination request fee$100
Verification of deposit$10

Other Fees

Copy of statement$5
Payoff letter for real estate loans$10

Fee	Amount	Basis	Note
Account Maintenance
Premium Checking fee	$4	per month	None
Premium Checking Monthly service fee	$4	per month	None
Account research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Standard Checking paper statement fee	$5	per month	None
Overdraft & NSF
Non-sufficient funds item	$37	per item	None
Transfer from savings to share draft/checking to cover an overdraft (each occurrence)	$10	per item	None
ATM & Card
Debit card replacement: 2 free annually then (audience not stated, treated as personal)	$5	per item	None
Foreign Transaction fee (audience not stated, treated as personal)	1%of the transaction	per transaction	None
Wire Transfers
Outgoing wire transfer	$25	Not stated	None
Incoming wire transfer	$10	Not stated	None
Check Services
Certified Check	$5	per item	None
Stop payment (all items)	$37	per item	None
Temporary Check	$5Not compared: Charged per page; comparison unavailable	per page	None
Non-Member check cashing fee	$15	per item	None
Digital & Electronic
Bill Payer fee (if applicable)	$9.95	per month	None
Account Services
Legal fees, Garnishments, Attachments, Tax Levies and/or Charge Off (per occurrence)	$95	per item	None
Subordination request fee	$100	Not stated	None
Verification of deposit	$10	Not stated	None
Other Fees
Copy of statement	$5	Not stated	None
Payoff letter for real estate loans	$10	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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