Affidian Federal Credit Union

Headquarters: Denver, Colorado
Charter: Credit Union
Assets: $360.1M
Fed district: Kansas City

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Affidian Federal Credit Union: $28
Affidian Federal Credit Union: $28
U.S. median: no median
Non-Network ATM
Affidian Federal Credit Union: $1
Affidian Federal Credit Union: $1
U.S. median: no median
Wire Transfer (Domestic Out)
Affidian Federal Credit Union: $20
Affidian Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Colorado, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Colorado: Banks and credit unions headquartered in Colorado that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Affidian Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$5
per month
Bad address$5
per month

Overdraft & NSF

Non-Sufficient Funds (ACH)$28
Non-Sufficient Funds (Share Draft)$28
per transaction

ATM & Card

ATM Transaction Fee$1
per transaction
Visa Card Replacement$10
per item

Wire Transfers

Wire Transfer (outgoing)$20
International wire$35

Check Services

Cashier's Check Fee$5
ACH Stop Payment$20
Check Stop Payment (employee assistance)$20
Check Stop Payment (online banking) $No charge
Stop Pay on Recurring Debit/Credit Card Transactions$20

Digital & Electronic

BillPay Rush Payment$34.95

Account Services

Safe Deposit Box 10 x 10$95
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)$95
Safe Deposit Box 3 x 10$50
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)$50
Safe Deposit Box 3 x 5$20
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)$20
Safe Deposit Box 5 x 10$60
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)$60
Legal order processing (garnishment/levy)$25
Subordination agreement$150

Lending Fees

Loan late payment late$15
Visa late payment$20

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$5	per month	None
Bad address	$5	per month	None
Overdraft & NSF
Non-Sufficient Funds (ACH)	$28	Not stated	None
Non-Sufficient Funds (Share Draft)	$28	per transaction	None
ATM & Card
ATM Transaction Fee	$1	per transaction	None
Visa Card Replacement	$10	per item	None
Wire Transfers
Wire Transfer (outgoing)	$20	Not stated	None
International wire	$35	Not stated	None
Check Services
Cashier's Check Fee	$5	Not stated	None
ACH Stop Payment	$20	Not stated	None
Check Stop Payment (employee assistance)	$20	Not stated	None
Check Stop Payment (online banking) $	No charge	Not stated	None
Stop Pay on Recurring Debit/Credit Card Transactions	$20	Not stated	None
Digital & Electronic
BillPay Rush Payment	$34.95	Not stated	None
Account Services
Safe Deposit Box 10 x 10	$95	Not stated	None
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)	$95	Not stated	None
Safe Deposit Box 3 x 10	$50	Not stated	None
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)	$50	Not stated	None
Safe Deposit Box 3 x 5	$20	Not stated	None
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)	$20	Not stated	None
Safe Deposit Box 5 x 10	$60	Not stated	None
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)	$60	Not stated	None
Legal order processing (garnishment/levy)	$25	Not stated	None
Subordination agreement	$150	Not stated	None
Lending Fees
Loan late payment late	$15	Not stated	None
Visa late payment	$20	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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