Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Affidian Federal Credit Union

Denver, ColoradoCredit UnionKansas City Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

Non-Sufficient Funds (ACH)$28Within the typical range ($15–$32 nationally)

Knox deterministic extraction from Rosetta artifact #2849. canonical_hint=nsf; text_hash=f65cff5a800a95d94e98703e0ff2c760b0cf0de1f40c42d02ddca1734596f5c1; excerpt="Non-Sufficient Funds (ACH)*........................................... $28.00" · Source

Non-Sufficient Funds (Share Draft)$28

At the national median

per transaction · Knox deterministic extraction from Rosetta artifact #2849. canonical_hint=nsf; text_hash=f65cff5a800a95d94e98703e0ff2c760b0cf0de1f40c42d02ddca1734596f5c1; excerpt="Non-Sufficient Funds (Share Draft)* ................................ $28.00 | ATM Transaction Fee ............................... $1.00 per transaction" · Source

ATM & CardVerified

ATM Transaction Fee$1Within the typical range ($1–$3.93 nationally)
$1 below the national median
per transaction · Knox deterministic extraction from Rosetta artifact #2849. canonical_hint=atm_non_network; text_hash=f65cff5a800a95d94e98703e0ff2c760b0cf0de1f40c42d02ddca1734596f5c1; excerpt="Non-Sufficient Funds (Share Draft)* ................................ $28.00 | ATM Transaction Fee ............................... $1.00 per transaction" · Source

Wire TransfersVerified

Wire Transfer (outgoing)$20Within the typical range ($20–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2849. canonical_hint=wire_domestic_outgoing; text_hash=f65cff5a800a95d94e98703e0ff2c760b0cf0de1f40c42d02ddca1734596f5c1; excerpt="Visa late payment .......................................................... $20.00 | Wire Transfer (outgoing).................................................. $20.00" · Source

Check ServicesVerified

Cashier's Check Fee$5Within the typical range ($3–$7.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2849. canonical_hint=cashiers_check; text_hash=f65cff5a800a95d94e98703e0ff2c760b0cf0de1f40c42d02ddca1734596f5c1; excerpt="Cashier's Check Fee ...................................................... $5.00 | 10 x 10............................................................................. $95.00" · Source
Check Printing: ............. Depends on style and quantity ordered | Dormant Account$5Within the typical range ($1–$10 nationally)
At the national median
per month · Knox deterministic extraction from Rosetta artifact #2849. canonical_hint=check_printing; text_hash=f65cff5a800a95d94e98703e0ff2c760b0cf0de1f40c42d02ddca1734596f5c1; excerpt="Check Printing: ............. Depends on style and quantity ordered | Dormant Account.............................................. $5.00 per month" · Source
Check Stop Payment (employee assistance)$20Within the typical range ($20–$30 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #2849. canonical_hint=stop_payment; text_hash=f65cff5a800a95d94e98703e0ff2c760b0cf0de1f40c42d02ddca1734596f5c1; excerpt="Check Stop Payment (employee assistance) .................. $20.00" · Source

Account ServicesVerified

Legal order processing (garnishment/levy)$25Below the typical range ($30–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #2849. canonical_hint=garnishment_levy; text_hash=f65cff5a800a95d94e98703e0ff2c760b0cf0de1f40c42d02ddca1734596f5c1; excerpt="Legal order processing (garnishment/levy)...................... $25.00 | Medallion Stamp……………………………………………..$50.00" · Source

Lending FeesVerified

Loan late payment late$15Within the typical range ($15–$28.25 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #2849. canonical_hint=late_payment; text_hash=f65cff5a800a95d94e98703e0ff2c760b0cf0de1f40c42d02ddca1734596f5c1; excerpt="Loan late payment late ....................... $15.00 or 5% of balance | International wire ............................................................ $35.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
Non-Sufficient Funds (ACH)	$28Within the typical range ($15–$32 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2849. canonical_hint=nsf; text_hash=f65cff5a800a95d94e98703e0ff2c760b0cf0de1f40c42d02ddca1734596f5c1; excerpt="Non-Sufficient Funds (ACH)*........................................... $28.00"	Source
Non-Sufficient Funds (Share Draft)	$28Within the typical range ($15–$32 nationally)	At the national median	per transaction	Knox deterministic extraction from Rosetta artifact #2849. canonical_hint=nsf; text_hash=f65cff5a800a95d94e98703e0ff2c760b0cf0de1f40c42d02ddca1734596f5c1; excerpt="Non-Sufficient Funds (Share Draft)* ................................ $28.00 \| ATM Transaction Fee ............................... $1.00 per transaction"	Source
ATM & CardVerified
ATM Transaction Fee	$1Within the typical range ($1–$3.93 nationally)	$1 below the national median	per transaction	Knox deterministic extraction from Rosetta artifact #2849. canonical_hint=atm_non_network; text_hash=f65cff5a800a95d94e98703e0ff2c760b0cf0de1f40c42d02ddca1734596f5c1; excerpt="Non-Sufficient Funds (Share Draft)* ................................ $28.00 \| ATM Transaction Fee ............................... $1.00 per transaction"	Source
Wire TransfersVerified
Wire Transfer (outgoing)	$20Within the typical range ($20–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2849. canonical_hint=wire_domestic_outgoing; text_hash=f65cff5a800a95d94e98703e0ff2c760b0cf0de1f40c42d02ddca1734596f5c1; excerpt="Visa late payment .......................................................... $20.00 \| Wire Transfer (outgoing).................................................. $20.00"	Source
Check ServicesVerified
Cashier's Check Fee	$5Within the typical range ($3–$7.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2849. canonical_hint=cashiers_check; text_hash=f65cff5a800a95d94e98703e0ff2c760b0cf0de1f40c42d02ddca1734596f5c1; excerpt="Cashier's Check Fee ...................................................... $5.00 \| 10 x 10............................................................................. $95.00"	Source
Account ServicesVerified
Legal order processing (garnishment/levy)	$25Below the typical range ($30–$75 nationally)	$25 below the national median	—	Knox deterministic extraction from Rosetta artifact #2849. canonical_hint=garnishment_levy; text_hash=f65cff5a800a95d94e98703e0ff2c760b0cf0de1f40c42d02ddca1734596f5c1; excerpt="Legal order processing (garnishment/levy)...................... $25.00 \| Medallion Stamp……………………………………………..$50.00"	Source
Lending FeesVerified
Loan late payment late	$15Within the typical range ($15–$28.25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #2849. canonical_hint=late_payment; text_hash=f65cff5a800a95d94e98703e0ff2c760b0cf0de1f40c42d02ddca1734596f5c1; excerpt="Loan late payment late ....................... $15.00 or 5% of balance \| International wire ............................................................ $35.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $28

NSF fee is aligned with the national median

Total fees: 9 — leaner than most institutions

Verified fees

Under review

Assets

$360.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$360.1M

Total deposits

$290.1M

Service charge income (year to date)

$660K

Fee income ratio

5.3%

Return on assets

1.45%

Financial profile · Pro

Performance from regulator filings

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