Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Hancock Federal Credit Union

Findlay, OhioCredit UnionCleveland Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$35Above the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #6269. canonical_hint=account_research; text_hash=f9e4b84460679dd54f1cb996803eb386c26bbef562780a6674f83ef4bb278465; excerpt="Account Reconciliation | $35.00 per hour" · Source

Dormant Account (Balance less than & no activity for 12 months)$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #6269. canonical_hint=dormant_account; text_hash=f9e4b84460679dd54f1cb996803eb386c26bbef562780a6674f83ef4bb278465; excerpt="Dormant Account (Balance less than $200 & no activity for 12 months) | $5.00 per month" · Source

Overdraft & NSFVerified

Overdrafts (NSF Fee) - includes checks, EFT, ATM, ACH, and debit card transactions$35Above the typical range ($25–$31 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #6269. canonical_hint=nsf; text_hash=f9e4b84460679dd54f1cb996803eb386c26bbef562780a6674f83ef4bb278465; excerpt="Overdrafts (NSF Fee) - includes checks, EFT, ATM, ACH, and debit card transactions | $35.00" · Source

ATM & CardVerified

ATM Withdrawal out-of-network$1Within the typical range ($1–$2.50 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #6269. canonical_hint=atm_non_network; text_hash=f9e4b84460679dd54f1cb996803eb386c26bbef562780a6674f83ef4bb278465; excerpt="ATM Withdrawal out-of-network | $1.00" · Source
Card Replacement Fee - ATM, Debit, VISA$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6269. canonical_hint=card_replacement; text_hash=f9e4b84460679dd54f1cb996803eb386c26bbef562780a6674f83ef4bb278465; excerpt="Card Replacement Fee - ATM, Debit, VISA | $10.00" · Source

Wire TransfersVerified

Wire Transfers - Incoming$15Within the typical range ($5–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #6269. canonical_hint=wire_domestic_incoming; text_hash=f9e4b84460679dd54f1cb996803eb386c26bbef562780a6674f83ef4bb278465; excerpt="Wire Transfers - Incoming | $15.00" · Source
Wire Transfers - Outgoing Domestic$20Within the typical range ($20–$25 nationally)
$2.50 below the national median
Knox deterministic extraction from Rosetta artifact #6269. canonical_hint=wire_domestic_outgoing; text_hash=f9e4b84460679dd54f1cb996803eb386c26bbef562780a6674f83ef4bb278465; excerpt="Wire Transfers - Outgoing Domestic | $20.00" · Source

Check ServicesVerified

Copy of Check$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #6269. canonical_hint=check_image; text_hash=f9e4b84460679dd54f1cb996803eb386c26bbef562780a6674f83ef4bb278465; excerpt="Copy of Check | $5.00" · Source
O cial CU Check/Cashiers Check (made payable to self)$0Below the typical range ($3–$5.50 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #6269. canonical_hint=cashiers_check; text_hash=f9e4b84460679dd54f1cb996803eb386c26bbef562780a6674f83ef4bb278465; excerpt="O cial CU Check/Cashiers Check (made payable to self) | NO FEE" · Source
Stop Payments - Checks, EFTs, and Originations$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #6269. canonical_hint=stop_payment; text_hash=f9e4b84460679dd54f1cb996803eb386c26bbef562780a6674f83ef4bb278465; excerpt="Stop Payments - Checks, EFTs, and Originations | $35.00" · Source

Cash & DepositVerified

Returned Deposit Item - Business/Personal$15Within the typical range ($9–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6269. canonical_hint=deposited_item_return; text_hash=f9e4b84460679dd54f1cb996803eb386c26bbef562780a6674f83ef4bb278465; excerpt="Returned Deposit Item - Business/Personal | $15.00" · Source

Account ServicesVerified

Levy/Garnishment of Account$40Within the typical range ($30–$75 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #6269. canonical_hint=garnishment_levy; text_hash=f9e4b84460679dd54f1cb996803eb386c26bbef562780a6674f83ef4bb278465; excerpt="Levy/Garnishment of Account | $40.00" · Source

Gift & Prepaid CardsVerified

VISA Gift Card$5Above the typical range ($3–$4.50 nationally)
$1.50 above the national median
Knox deterministic extraction from Rosetta artifact #6269. canonical_hint=gift_card_purchase; text_hash=f9e4b84460679dd54f1cb996803eb386c26bbef562780a6674f83ef4bb278465; excerpt="VISA Gift Card | $5.00" · Source

Other FeesVerified

Statement Copies$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #6269. canonical_hint=document_reproduction; text_hash=f9e4b84460679dd54f1cb996803eb386c26bbef562780a6674f83ef4bb278465; excerpt="Statement Copies | $5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$35Above the typical range ($17.50–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #6269. canonical_hint=account_research; text_hash=f9e4b84460679dd54f1cb996803eb386c26bbef562780a6674f83ef4bb278465; excerpt="Account Reconciliation \| $35.00 per hour"	Source
Dormant Account (Balance less than & no activity for 12 months)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #6269. canonical_hint=dormant_account; text_hash=f9e4b84460679dd54f1cb996803eb386c26bbef562780a6674f83ef4bb278465; excerpt="Dormant Account (Balance less than $200 & no activity for 12 months) \| $5.00 per month"	Source
Overdraft & NSFVerified
Overdrafts (NSF Fee) - includes checks, EFT, ATM, ACH, and debit card transactions	$35Above the typical range ($25–$31 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #6269. canonical_hint=nsf; text_hash=f9e4b84460679dd54f1cb996803eb386c26bbef562780a6674f83ef4bb278465; excerpt="Overdrafts (NSF Fee) - includes checks, EFT, ATM, ACH, and debit card transactions \| $35.00"	Source
ATM & CardVerified
ATM Withdrawal out-of-network	$1Within the typical range ($1–$2.50 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #6269. canonical_hint=atm_non_network; text_hash=f9e4b84460679dd54f1cb996803eb386c26bbef562780a6674f83ef4bb278465; excerpt="ATM Withdrawal out-of-network \| $1.00"	Source
Card Replacement Fee - ATM, Debit, VISA
Wire TransfersVerified
Wire Transfers - Incoming	$15Within the typical range ($5–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #6269. canonical_hint=wire_domestic_incoming; text_hash=f9e4b84460679dd54f1cb996803eb386c26bbef562780a6674f83ef4bb278465; excerpt="Wire Transfers - Incoming \| $15.00"	Source
Wire Transfers - Outgoing Domestic
Check ServicesVerified
Copy of Check	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #6269. canonical_hint=check_image; text_hash=f9e4b84460679dd54f1cb996803eb386c26bbef562780a6674f83ef4bb278465; excerpt="Copy of Check \| $5.00"	Source
O cial CU Check/Cashiers Check (made payable to self)
Cash & DepositVerified
Returned Deposit Item - Business/Personal	$15Within the typical range ($9–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6269. canonical_hint=deposited_item_return; text_hash=f9e4b84460679dd54f1cb996803eb386c26bbef562780a6674f83ef4bb278465; excerpt="Returned Deposit Item - Business/Personal \| $15.00"	Source
Account ServicesVerified
Levy/Garnishment of Account	$40Within the typical range ($30–$75 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #6269. canonical_hint=garnishment_levy; text_hash=f9e4b84460679dd54f1cb996803eb386c26bbef562780a6674f83ef4bb278465; excerpt="Levy/Garnishment of Account \| $40.00"	Source
Gift & Prepaid CardsVerified
VISA Gift Card	$5Above the typical range ($3–$4.50 nationally)	$1.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #6269. canonical_hint=gift_card_purchase; text_hash=f9e4b84460679dd54f1cb996803eb386c26bbef562780a6674f83ef4bb278465; excerpt="VISA Gift Card \| $5.00"	Source
Other FeesVerified
Statement Copies	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #6269. canonical_hint=document_reproduction; text_hash=f9e4b84460679dd54f1cb996803eb386c26bbef562780a6674f83ef4bb278465; excerpt="Statement Copies \| $5.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft fee: $35

17% above the national median overdraft fee

Total fees: 14 — leaner than most institutions

Published fees

Under review

Assets

$118.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$118.4M

Total deposits

$105.8M

Service charge income (year to date)

$148K

Fee income ratio

4.1%

Return on assets

0.39%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 25,624 verified fees from 2,223 institutions

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