Jovia Financial Federal Credit Union

Headquarters: Westbury, New York
Charter: Credit Union
Assets: $4.6B
Fed district: New York

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Non-Network ATM
Jovia Financial Federal Credit Union: $1
Jovia Financial Federal Credit Union: $1
U.S. median: no median
Wire Transfer (Domestic Out)
Jovia Financial Federal Credit Union: $20
Jovia Financial Federal Credit Union: $20
U.S. median: no median
Stop Payment
Jovia Financial Federal Credit Union: $30
Jovia Financial Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Jovia Financial Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Abandoned Property Account Processing$50
Inactive Account Fee$5
per month
Account Research (per hour)$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Research (per hour) | $20.00 |
Paper Statements for EChecking Accounts$5
Bad Name/Address (undeliverable mail returned)$3

ATM & Card

Inquiries at Non-Jovia ATMs (per inquiry)$1
per item
Lost VISA® Debit and Credit Cards$5

Wire Transfers

Wire Transfer (conducted in person) — Outgoing within U.S. (per wire)$20
per item
Wire Transfer (conducted in person) — Outgoing outside U.S. (per wire)$40
per item

Check Services

Teller Check for Less Than $1,000$3
Money Order (per item)$3
per item
Stop Payment (per 6-month request) Personal & Teller Checks, Money Order, ACH, or Bill Payment Check$30
Temporary Counter Checks (aka Starter Checks) (8 FREE at account opening)$2
per item
Foreign Collection Item$35
Incoming Collection Item$15
Copy of Bill Payment Check$5
Copy of Deposited Check or Slip — item deposited more than six months ago OR check amount unknown (per item)$6
per item
Copy of Deposited Check or Slip — item deposited within prior six months AND check amount known (per item)$5
per item
Copy of Money Order (per item)$5
per item
Copy of Teller Check (per copy)$5
per item

Digital & Electronic

ACH Item Returned Unpaid or ACH Stop Payment on a Personal Account$30
Bill PaymentNo charge
Requesting money through Zelle$3
Zelle Payment Dispute[6](#disclaimer6)$35

Cash & Deposit

Deposited Item Returned (per item)$15
per item

Account Services

Notary Public ServiceNo charge
Safe Deposit Box 10 x 10 x 18$185
Safe Deposit Box 3 x 10 x 18$60
Safe Deposit Box 3 x 5 x 18$35
Safe Deposit Box 5 x 10 x 18$95
Safe Deposit Box 5 x 5 x 18$50
Safe Deposit Break-In Fee$200
Safe Deposit Key Replacement$15
Not compared: Box drilling or key fee
Research Subpoena fee$75
Search and process of Subpoena$10
Not compared: Charged per hour; comparison unavailable
per hour · Search and process of Subpoena | $10.00/hr |

Retirement & IRA

IRA Custodial ServiceNo charge
IRA trustee to trustee transfer (outgoing only)$25

Other Fees

Copy of Statement (per statement)$5
Not compared: Charged per statement; comparison unavailable
per statement · Copy of Statement (per statement) | $5.00 |
Statement copy$1
Not compared: Charged per statement; comparison unavailable
per statement · Statement copy | $1.00/statement |
Payoff Letter (Mortgage)$30

Fee	Amount	Basis	Note
Account Maintenance
Abandoned Property Account Processing	$50	Not stated	None
Inactive Account Fee	$5	per month	None
Account Research (per hour)	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Research (per hour) \| $20.00 \|
Paper Statements for EChecking Accounts	$5	Not stated	None
Bad Name/Address (undeliverable mail returned)	$3	Not stated	None
ATM & Card
Inquiries at Non-Jovia ATMs (per inquiry)	$1	per item	None
Lost VISA® Debit and Credit Cards	$5	Not stated	None
Wire Transfers
Wire Transfer (conducted in person) — Outgoing within U.S. (per wire)	$20	per item	None
Wire Transfer (conducted in person) — Outgoing outside U.S. (per wire)	$40	per item	None
Check Services
Teller Check for Less Than $1,000	$3	Not stated	None
Money Order (per item)	$3	per item	None
Stop Payment (per 6-month request) Personal & Teller Checks, Money Order, ACH, or Bill Payment Check	$30	Not stated	None
Temporary Counter Checks (aka Starter Checks) (8 FREE at account opening)	$2	per item	None
Foreign Collection Item	$35	Not stated	None
Incoming Collection Item	$15	Not stated	None
Copy of Bill Payment Check	$5	Not stated	None
Copy of Deposited Check or Slip — item deposited more than six months ago OR check amount unknown (per item)	$6	per item	None
Copy of Deposited Check or Slip — item deposited within prior six months AND check amount known (per item)	$5	per item	None
Copy of Money Order (per item)	$5	per item	None
Copy of Teller Check (per copy)	$5	per item	None
Digital & Electronic
ACH Item Returned Unpaid or ACH Stop Payment on a Personal Account	$30	Not stated	None
Bill Payment	No charge	Not stated	None
Requesting money through Zelle	$3	Not stated	None
Zelle Payment Dispute[6](#disclaimer6)	$35	Not stated	None
Cash & Deposit
Deposited Item Returned (per item)	$15	per item	None
Account Services
Notary Public Service	No charge	Not stated	None
Safe Deposit Box 10 x 10 x 18	$185	Not stated	None
Safe Deposit Box 3 x 10 x 18	$60	Not stated	None
Safe Deposit Box 3 x 5 x 18	$35	Not stated	None
Safe Deposit Box 5 x 10 x 18	$95	Not stated	None
Safe Deposit Box 5 x 5 x 18	$50	Not stated	None
Safe Deposit Break-In Fee	$200	Not stated	None
Safe Deposit Key Replacement	$15Not compared: Box drilling or key fee	Not stated	None
Research Subpoena fee	$75	Not stated	None
Search and process of Subpoena	$10Not compared: Charged per hour; comparison unavailable	per hour	Search and process of Subpoena \| $10.00/hr \|
Retirement & IRA
IRA Custodial Service	No charge	Not stated	None
IRA trustee to trustee transfer (outgoing only)	$25	Not stated	None
Other Fees
Copy of Statement (per statement)	$5Not compared: Charged per statement; comparison unavailable	per statement	Copy of Statement (per statement) \| $5.00 \|
Statement copy	$1Not compared: Charged per statement; comparison unavailable	per statement	Statement copy \| $1.00/statement \|
Payoff Letter (Mortgage)	$30	Not stated	None

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Jovia Financial Federal Credit Union's monthly maintenance changes in our data

We check once a day and send one email covering every change.