Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

U. S. Employees O. C. Federal Credit Union

Oklahoma City, OklahomaCredit UnionKansas City Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$15Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3342. canonical_hint=account_research; text_hash=2ea49663bfa35a843d9e07c6d93be7531fa3774a0a1cbf3708a5af02e9717de4; excerpt="Account Reconciliation | $15/Hour" · Source

Inactive Account Fee$5

At the national median

Knox deterministic extraction from Rosetta artifact #3342. canonical_hint=dormant_account; text_hash=2ea49663bfa35a843d9e07c6d93be7531fa3774a0a1cbf3708a5af02e9717de4; excerpt="Inactive Account Fee | $5/Quarterly (2 years no activity)" · Source

Overdraft & NSFVerified

ACH Overdraft$25Within the typical range ($20–$30 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #3342. canonical_hint=overdraft; text_hash=2ea49663bfa35a843d9e07c6d93be7531fa3774a0a1cbf3708a5af02e9717de4; excerpt="ACH Overdraft | $25/Item" · Source

ATM & CardVerified

Card Replacement$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #3342. canonical_hint=card_replacement; text_hash=2ea49663bfa35a843d9e07c6d93be7531fa3774a0a1cbf3708a5af02e9717de4; excerpt="Card Replacement | $5/Card" · Source
Instant Issue Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3342. canonical_hint=card_replacement; text_hash=2ea49663bfa35a843d9e07c6d93be7531fa3774a0a1cbf3708a5af02e9717de4; excerpt="Instant Issue Card Replacement | $10/Card" · Source

Wire TransfersVerified

Wire Transfer (Incoming)$15Within the typical range ($7.75–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3342. canonical_hint=wire_domestic_incoming; text_hash=2ea49663bfa35a843d9e07c6d93be7531fa3774a0a1cbf3708a5af02e9717de4; excerpt="Wire Transfer (Incoming) | $15/Transfer" · Source
Wire Transfer (Outgoing)$15Below the typical range ($20–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #3342. canonical_hint=wire_domestic_outgoing; text_hash=2ea49663bfa35a843d9e07c6d93be7531fa3774a0a1cbf3708a5af02e9717de4; excerpt="Wire Transfer (Outgoing) | $15/Transfer" · Source

Check ServicesVerified

Money Order$3Within the typical range ($2–$3.50 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #3342. canonical_hint=money_order; text_hash=2ea49663bfa35a843d9e07c6d93be7531fa3774a0a1cbf3708a5af02e9717de4; excerpt="Money Order | $3/Each" · Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #3342. canonical_hint=stop_payment; text_hash=2ea49663bfa35a843d9e07c6d93be7531fa3774a0a1cbf3708a5af02e9717de4; excerpt="Stop Payment | $25/Request" · Source

Digital & ElectronicVerified

Online Bill Pay$0Within the typical range ($0–$12.50 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #3342. canonical_hint=bill_pay; text_hash=2ea49663bfa35a843d9e07c6d93be7531fa3774a0a1cbf3708a5af02e9717de4; excerpt="Online Bill Pay | Free" · Source

Cash & DepositVerified

Deposited Item Return$25Within the typical range ($9.50–$25 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #3342. canonical_hint=deposited_item_return; text_hash=2ea49663bfa35a843d9e07c6d93be7531fa3774a0a1cbf3708a5af02e9717de4; excerpt="Deposited Item Return | $25/Item" · Source

Account ServicesVerified

Garnishment/Levy Fee$25Within the typical range ($25–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #3342. canonical_hint=garnishment_levy; text_hash=2ea49663bfa35a843d9e07c6d93be7531fa3774a0a1cbf3708a5af02e9717de4; excerpt="Garnishment/Levy Fee | $25" · Source

Lending FeesVerified

Loan Late Fee$25Within the typical range ($15–$26.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3342. canonical_hint=late_payment; text_hash=2ea49663bfa35a843d9e07c6d93be7531fa3774a0a1cbf3708a5af02e9717de4; excerpt="Loan Late Fee | $25" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$15Within the typical range ($15–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #3342. canonical_hint=account_research; text_hash=2ea49663bfa35a843d9e07c6d93be7531fa3774a0a1cbf3708a5af02e9717de4; excerpt="Account Reconciliation \| $15/Hour"	Source
Inactive Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3342. canonical_hint=dormant_account; text_hash=2ea49663bfa35a843d9e07c6d93be7531fa3774a0a1cbf3708a5af02e9717de4; excerpt="Inactive Account Fee \| $5/Quarterly (2 years no activity)"	Source
Overdraft & NSFVerified
ACH Overdraft	$25Within the typical range ($20–$30 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #3342. canonical_hint=overdraft; text_hash=2ea49663bfa35a843d9e07c6d93be7531fa3774a0a1cbf3708a5af02e9717de4; excerpt="ACH Overdraft \| $25/Item"	Source
ATM & CardVerified
Card Replacement	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #3342. canonical_hint=card_replacement; text_hash=2ea49663bfa35a843d9e07c6d93be7531fa3774a0a1cbf3708a5af02e9717de4; excerpt="Card Replacement \| $5/Card"	Source
Instant Issue Card Replacement	$10
Wire TransfersVerified
Wire Transfer (Incoming)	$15Within the typical range ($7.75–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3342. canonical_hint=wire_domestic_incoming; text_hash=2ea49663bfa35a843d9e07c6d93be7531fa3774a0a1cbf3708a5af02e9717de4; excerpt="Wire Transfer (Incoming) \| $15/Transfer"	Source
Wire Transfer (Outgoing)
Check ServicesVerified
Money Order	$3Within the typical range ($2–$3.50 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #3342. canonical_hint=money_order; text_hash=2ea49663bfa35a843d9e07c6d93be7531fa3774a0a1cbf3708a5af02e9717de4; excerpt="Money Order \| $3/Each"	Source
Stop Payment	$25
Digital & ElectronicVerified
Online Bill Pay	$0Within the typical range ($0–$12.50 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #3342. canonical_hint=bill_pay; text_hash=2ea49663bfa35a843d9e07c6d93be7531fa3774a0a1cbf3708a5af02e9717de4; excerpt="Online Bill Pay \| Free"	Source
Cash & DepositVerified
Deposited Item Return	$25Within the typical range ($9.50–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #3342. canonical_hint=deposited_item_return; text_hash=2ea49663bfa35a843d9e07c6d93be7531fa3774a0a1cbf3708a5af02e9717de4; excerpt="Deposited Item Return \| $25/Item"	Source
Account ServicesVerified
Garnishment/Levy Fee	$25Within the typical range ($25–$75 nationally)	$25 below the national median	—	Knox deterministic extraction from Rosetta artifact #3342. canonical_hint=garnishment_levy; text_hash=2ea49663bfa35a843d9e07c6d93be7531fa3774a0a1cbf3708a5af02e9717de4; excerpt="Garnishment/Levy Fee \| $25"	Source
Lending FeesVerified
Loan Late Fee	$25Within the typical range ($15–$26.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3342. canonical_hint=late_payment; text_hash=2ea49663bfa35a843d9e07c6d93be7531fa3774a0a1cbf3708a5af02e9717de4; excerpt="Loan Late Fee \| $25"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

11% below the national median overdraft fee

Total fees: 13 — leaner than most institutions

Verified fees

Under review

Assets

$213.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$213.5M

Total deposits

$181.4M

Service charge income (year to date)

$841K

Fee income ratio

12.8%

Return on assets

0.73%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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