26 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 26, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 26, 2026
Call-report figures are for Members 1St Of Nj Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Members 1St Of Nj Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 26, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $196K in Q2 2026, 45% below the same quarter a year earlier ($359K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Can be waived with a minimum balance of $500 or more.
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for New Jersey, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income rose 139% from Q3 2025 to Q2 2026, to $196K.
$196K
Members 1St Of Nj Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Members 1St Of Nj Federal Credit Union · $134M in assets
Banks and credit unions in the Vineland, NJ metro
Banks and credit unions with branches in the Vineland, NJ metro: the local competitors for deposits and customers. They range from $50M to $2.7T in assets, so compare prices here, not size.
Banks are counted by their branches in the metro (FDIC Summary of Deposits). Credit unions report no deposits by branch, so a credit union is counted when it has a branch in one of the metro's cities (NCUA branch file).
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Members 1St Of Nj Federal Credit Union(this institution) | Vineland, NJ | $134M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank of America, National Association | Charlotte, NC | $2.7T | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bay Atlantic Federal Credit Union | Vineland, NJ | $97M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Bridgeton Onized Federal Credit Union | Cedarville, NJ | $50M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Century Savings Bank | Vineland, NJ | $635M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First Harvest Federal Credit Union | Deptford, NJ | $484M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Fulton Bank, National Association | Lancaster, PA | $32.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Millville Savings Bank | Millville, NJ | $170M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Newfield National Bank | Newfield, NJ | $889M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| OceanFirst Bank, National Association | Toms River, NJ | $23.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| PNC Bank, National Association | Wilmington, DE | $609.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| TD Bank, National Association | Wilmington, DE | $342.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The First National Bank of Elmer | Elmer, NJ | $408M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Truist Bank | Charlotte, NC | $548.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
13 peers selected · 9 publish this fee(monthly maintenance)
4 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $10, against a peer median of $10 among 9 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Compare local deposit competitors in HamiltonSource: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for Members 1St Of Nj Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $196K | −$9K | −4.4% |
| Q1 2026 | $205K | −$59K | −22.3% |
| Q4 2025 | $264K | +$182K | +222.0% |
| Q3 2025 | $82K | −$277K | −77.2% |
| Q2 2025 | $359K | +$192K | +115.0% |
| Q1 2025 | $167K | −$37K | −18.1% |
| Q4 2024 | $204K | −$14K | −6.4% |
| Q3 2024 | $218K | +$36K | +19.8% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Members 1St Of Nj Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per hour · Account Research $30.00 per hour
per year
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service Fee (if minimum balance is not maintained) | $10 | per month | None |
| Closing within 90 days | $20 | Not stated | None |
| Escheat Fee | $50 | Not stated | None |
| Inactive IRA Account Fee (after 1 year and account balance is under $500.00) | $25Not compared: CD/IRA fee | Not stated | None |
| Monthly Dormant Account (no activity for 1 year on balances below $100) | $5 | per month | None |
| Account Research | $30Not compared: Charged per hour; comparison unavailable | per hour | Account Research $30.00 per hour |
| Paper Statement Fee | $2 | Not stated | None |
| Bad Address Fee | $5 | Not stated | None |
Overdraft & NSF | |||
| ATM Overdraft Fee | $35 | Not stated | None |
| Courtesy pay fee (audience not stated, treated as personal) | $35 | per item | None |
| Courtesy Pay Fee | $35 | Not stated | None |
| NSF Fee | $35 | Not stated | None |
| Overdraft Transfer | $7 | Not stated | None |
ATM & Card | |||
| ATM/Visa Replacement Fee | $10 | Not stated | None |
Wire Transfers | |||
| Domestic Wire Outgoing | $15 | Not stated | None |
| Domestic Wire Incoming | $5 | Not stated | None |
| International Wire Outgoing | $35 | Not stated | None |
| International Wire Incoming | $15 | Not stated | None |
Check Services | |||
| Certified Check | $20 | Not stated | None |
| Money Order Fee | $2 | Not stated | None |
| ACH Stop Payment – available funds | $15 | Not stated | None |
| ACH Stop Payment – unavailable funds | $35 | Not stated | None |
| Bill Pay Item Stop Payment | $25 | Not stated | None |
| Cashier Check Stop Payment | $20 | Not stated | None |
| Money Order Stop Payment | $20 | Not stated | None |
| Stop Payment – available funds | $15 | Not stated | None |
| Stop Payment – unavailable funds | $35 | Not stated | None |
| Temporary Checks | $2 | Not stated | None |
| Foreign Draft Collection | $25 | Not stated | None |
| Check Copy – staff retrieval | $5 | Not stated | None |
| Copy of Cashier Check | $5 | Not stated | None |
Cash & Deposit | |||
| Coin Counting (non-member) | 5% | Not stated | None |
| Return Deposited Item | $17 | Not stated | None |
Account Services | |||
| Notary (non-member) | $20 | Not stated | None |
| Late Fee (over 30 days) | $15Not compared: Box drilling or key fee | Not stated | None |
| Lost Key Fee | $30Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10 x 10 Box Annual Rent | $100 | per year | None |
| Safe Deposit Box 3 x 10 Box Annual Rent | $55 | per year | None |
| Safe Deposit Box 5 x 10 Box Annual Rent | $80 | per year | None |
| Safe Deposit Box 5 x 5 Box Annual Rent | $50 | per year | None |
| Levy Fee | $50 | Not stated | None |
Lending Fees | |||
| Late Payment (after 10 days) | $25 | Not stated | None |
Gift & Prepaid Cards | |||
| Visa Gift Card Fee (over $500.00) | $4 | Not stated | None |
| Visa Gift Card Fee (up to $500.00) | $3 | Not stated | None |
Other Fees | |||
| Document Copy | $5 | Not stated | None |
| Statement Copy – staff retrieval | $5 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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