Northside L Federal Credit Union

Headquarters: Broadview, Illinois
Charter: Credit Union
Assets: $5.0M
Fed district: Chicago
Regulator: NCUA

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 14, 2026

How these figures are measured

Call-report figures are for Northside L Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Northside L Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 14, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Northside L Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $5K in Q2 2026, 67% above the same quarter a year earlier ($3K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Northside L Federal Credit Union: $35
Northside L Federal Credit Union: $35
U.S. median: no median
Stop Payment
Compared at $29.50, the middle of its prices
Northside L Federal Credit Union: $20 to $39
Northside L Federal Credit Union: $20 to $39
U.S. median: no median
OD Protection Transfer
Northside L Federal Credit Union: $3
Northside L Federal Credit Union: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income was about level from Q3 2025 to Q2 2026, at $5K.

Fee income, Q2 2026

$5K

$5KQ3 2025

$5KQ4 2025

$4KQ1 2026

$5KQ2 2026

Against the median

Northside L Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Northside L Federal Credit Union · $5M in assets

Banks and credit unions in the Chicago-Naperville-Elgin, IL-IN metro

Banks and credit unions with branches in the Chicago-Naperville-Elgin, IL-IN metro: the local competitors for deposits and customers. They range from $1M to $4.1T in assets, so compare prices here, not size.

Banks are counted by their branches in the metro (FDIC Summary of Deposits). Credit unions report no deposits by branch, so a credit union is counted when it has a branch in one of the metro's cities (NCUA branch file).

Banks and credit unions
$1M to $4.1T in assets
Headquartered in 21 states

Showing the 50 closest in assets of 140 peers; medians use all 140.

See the 50 institutions shown

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Northside L Federal Credit Union(this institution)	Broadview, IL	$5M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
1st Equity Bank	Skokie, IL	$130M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
A.A.E.C. Federal Credit Union	Arlington Heights, IL	$119M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Access Federal Credit Union	Broadview, IL	$58M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Acme Continental Federal Credit Union	Riverdale, IL	$62M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Actors Federal Credit Union	New York, NY	$331M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of Wolcott	Wolcott, IN	$280M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Brickyard Bank	Lincolnwood, IL	$159M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Canals & Trails Federal Credit Union	Lockport, IL	$34M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Cbi Federal Credit Union	Plainfield, IL	$17M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Central Credit Union of Illinois	Bellwood, IL	$123M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Chicago Firefighter'S Federal Credit Union	Chicago, IL	$93M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Chicago Post Office Employees Federal Credit Union	Chicago, IL	$28M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Chiphone Federal Credit Union	Elkhart, IN	$112M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Elca Federal Credit Union	Chicago, IL	$30M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Evergreen Park Schools Federal Credit Union	Evergreen Park, IL	$10M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Federated Bank	Onarga, IL	$140M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Fellowship Baptist Church Federal Credit Union	Chicago, IL	$1M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Finans Federal Credit Union	Hammond, IN	$9M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First Bank and Trust Company of Illinois	Palatine, IL	$229M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Bank of Manhattan	Manhattan, IL	$266M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Eagle Federal Credit Union	Owings Mills, MD	$109M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Northern Federal Credit Union	Chicago, IL	$333M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Secure State Bank	Wonder Lake, IL	$306M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Florida Customs Federal Credit Union	Tampa, FL	$7M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Forest Park National Bank and Trust Company	Forest Park, IL	$322M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Fox Valley Federal Credit Union	Aurora, IL	$46M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Gesb Sheet Metal Workers Federal Credit Union	Portage, IN	$12M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Illiana Financial Federal Credit Union	Calumet City, IL	$264M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Joliet Municipal Employees Federal Credit Union	joliet, IL	$11M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Local 697 Federal Credit Union	Merrillville, IN	$49M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Maroon Financial Federal Credit Union	Chicago, IL	$52M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Members Advantage Federal Credit Union	Michigan City, IN	$132M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Members Source Federal Credit Union	Merrillville, IN	$92M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Metro Federal Credit Union	Arlington Heights, IL	$80M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Metropolitan "L" Federal Credit Union	Oak Park, IL	$9M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Midwest Coalition Of Labor Federal Credit Union	Countryside, IL	$77M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Molex Employees Federal Credit Union	Lisle, IL	$7M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Mutual Federal Bank	Chicago, IL	$97M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
New Century Federal Credit Union	Joliet, IL	$60M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
North Side Federal Savings and Loan Association of Chicago	Chicago, IL	$42M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Northern Illinois Federal Credit Union	Dekalb, IL	$18M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northwest Municipal Federal Credit Union	Des Plaines, IL	$41M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
OSB Community Bank	Ottawa, IL	$356M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Planites Federal Credit Union	Chicago, IL	$40M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Prairie Community Bank	Marengo, IL	$188M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Profinance Federal Credit Union	Merrillville, IN	$15M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Regional Federal Credit Union	Winfield, IN	$180M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
South Side Community Federal Credit Union	Chicago, IL	$6M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Town Center Bank	Frankfort, IL	$181M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
U S #1364 Federal Credit Union	Merrillville, IN	$222M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

140 peers selected · 64 publish this fee(monthly maintenance)

76 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Northside L Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $8.50 among 64 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Northside L Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Northside L Federal Credi…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Compare local deposit competitors in Hamilton

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Northside L Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $5K
vs prior quarter: +$1K+25.0%; from Q1 2026
vs a year earlier: +$2K+66.7%; from Q2 2025
vs start of range: −$1K−16.7%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Northside L Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$5K	+$1K	+25.0%
Q1 2026	$4K	−$1K	−20.0%
Q4 2025	$5K	$0	0.0%
Q3 2025	$5K	+$2K	+66.7%
Q2 2025	$3K	−$2K	−40.0%
Q1 2025	$5K	$0	0.0%
Q4 2024	$5K	−$1K	−16.7%
Q3 2024	$6K	+$1K	+20.0%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Northside L Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee (2 years-730 days) (monthly)$10
per month
Statement Reconciliation (1 hour min)$25
Returned Statement/Bad Address$5

Overdraft & NSF

Overdraft by ATM/Debit Card$35
per item
Overdraft Transfer fee from Savings$3

ATM & Card

Replacement ATM/ Debit Plastic Card$5
Visa Platinum Card Rush Fee$40
Foreign Transaction Fee1%of the transaction

Check Services

ACH Stop Payment$20
Stop Payment Request (Teller Check)$39
per item
Draft Copy$5
per item
Teller Check Copy$5

Digital & Electronic

Non-Sufficient Funds (NSF Check or ACH returned to merchant)$35

Account Services

Legal Process Fee (Garnishments & IRS levies)$25
Verification of Deposit$5

Lending Fees

Consumer Loan Late Payment (15 days past due)$15
Late Payment Fee$25

Other Fees

Statement Copy (per cycle)$5
Not compared: Monthly charge, not per item
per month
Visa Platinum Statement Copy$5
Auto Lien Release Letter$10
Loan Application Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee (2 years-730 days) (monthly)	$10	per month	None
Statement Reconciliation (1 hour min)	$25	Not stated	None
Returned Statement/Bad Address	$5	Not stated	None
Overdraft & NSF
Overdraft by ATM/Debit Card	$35	per item	None
Overdraft Transfer fee from Savings	$3	Not stated	None
ATM & Card
Replacement ATM/ Debit Plastic Card	$5	Not stated	None
Visa Platinum Card Rush Fee	$40	Not stated	None
Foreign Transaction Fee	1%of the transaction	Not stated	None
Check Services
ACH Stop Payment	$20	Not stated	None
Stop Payment Request (Teller Check)	$39	per item	None
Draft Copy	$5	per item	None
Teller Check Copy	$5	Not stated	None
Digital & Electronic
Non-Sufficient Funds (NSF Check or ACH returned to merchant)	$35	Not stated	None
Account Services
Legal Process Fee (Garnishments & IRS levies)	$25	Not stated	None
Verification of Deposit	$5	Not stated	None
Lending Fees
Consumer Loan Late Payment (15 days past due)	$15	Not stated	None
Late Payment Fee	$25	Not stated	None
Other Fees
Statement Copy (per cycle)	$5Not compared: Monthly charge, not per item	per month	None
Visa Platinum Statement Copy	$5	Not stated	None
Auto Lien Release Letter	$10	Not stated	None
Loan Application Fee	$25	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where Northside L Federal Credit Union operates, and what regulators and customers have on file.

Branch footprint

1 office in 1 state (June 30, 2026)

Each dot is one office.

This credit unionOther banks and credit unions

Cities with the most offices

Broadview, IL

Largest competitors nearby

Local market: Cook county, IL, around its headquarters.

156 in its local market	Deposit share
JPMorgan Chase Bank, National Association	20.8%
BMO Bank National Association	20.2%
CIBC Bank USA	10.5%
The Northern Trust Company	8.4%
Bank of America, National Association	7.7%

Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.

Fee change alerts

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