Northside L Federal Credit Union

Headquarters: Broadview, Illinois
Charter: Credit Union
Assets: $5.0M
Fed district: Chicago

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Northside L Federal Credit Union: $35
Northside L Federal Credit Union: $35
U.S. median: no median
Stop Payment
Compared at $29.50, the middle of its prices
Northside L Federal Credit Union: $20 to $39
Northside L Federal Credit Union: $20 to $39
U.S. median: no median
OD Protection Transfer
Northside L Federal Credit Union: $3
Northside L Federal Credit Union: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Northside L Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee (2 years-730 days) (monthly)$10
per month
Statement Reconciliation (1 hour min)$25
Returned Statement/Bad Address$5

Overdraft & NSF

Overdraft by ATM/Debit Card$35
per item
Overdraft Transfer fee from Savings$3

ATM & Card

Replacement ATM/ Debit Plastic Card$5
Visa Platinum Card Rush Fee$40
Foreign Transaction Fee1%of the transaction

Check Services

ACH Stop Payment$20
Stop Payment Request (Teller Check)$39
per item
Draft Copy$5
per item
Teller Check Copy$5

Digital & Electronic

Non-Sufficient Funds (NSF Check or ACH returned to merchant)$35

Account Services

Legal Process Fee (Garnishments & IRS levies)$25
Verification of Deposit$5

Lending Fees

Consumer Loan Late Payment (15 days past due)$15
Late Payment Fee$25

Other Fees

Statement Copy (per cycle)$5
Not compared: Monthly charge, not per item
per month
Visa Platinum Statement Copy$5
Auto Lien Release Letter$10
Loan Application Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee (2 years-730 days) (monthly)	$10	per month	None
Statement Reconciliation (1 hour min)	$25	Not stated	None
Returned Statement/Bad Address	$5	Not stated	None
Overdraft & NSF
Overdraft by ATM/Debit Card	$35	per item	None
Overdraft Transfer fee from Savings	$3	Not stated	None
ATM & Card
Replacement ATM/ Debit Plastic Card	$5	Not stated	None
Visa Platinum Card Rush Fee	$40	Not stated	None
Foreign Transaction Fee	1%of the transaction	Not stated	None
Check Services
ACH Stop Payment	$20	Not stated	None
Stop Payment Request (Teller Check)	$39	per item	None
Draft Copy	$5	per item	None
Teller Check Copy	$5	Not stated	None
Digital & Electronic
Non-Sufficient Funds (NSF Check or ACH returned to merchant)	$35	Not stated	None
Account Services
Legal Process Fee (Garnishments & IRS levies)	$25	Not stated	None
Verification of Deposit	$5	Not stated	None
Lending Fees
Consumer Loan Late Payment (15 days past due)	$15	Not stated	None
Late Payment Fee	$25	Not stated	None
Other Fees
Statement Copy (per cycle)	$5Not compared: Monthly charge, not per item	per month	None
Visa Platinum Statement Copy	$5	Not stated	None
Auto Lien Release Letter	$10	Not stated	None
Loan Application Fee	$25	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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