15 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 9, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Washington DC, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Gsa Federal Credit Union’s own schedules, with a source for each figure.
per month
per year
per hour
per hour
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Internet Checking Minimum Balance Fee | $10 | per month | None |
| Dormant Fee | $15Not compared: Annual charge, not monthly | per year | None |
| Account Reconciliation Fee | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research Fee | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Return Mail Fee | $10Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Overdraft Advance NSF Fee | $30 | Not stated | None |
| NSF / Returned Item | $30 | per item | None |
| NSF Fee | $30 | per item | per returned item |
ATM & Card | |||
| Withdrawal at non-GSA FCU ATM | $2.75 | per item | None |
Wire Transfers | |||
| Domestic Wire | $50 | Not stated | None |
| Outgoing Wire Fees | $30 | Not stated | None |
Check Services | |||
| Official Check Fee | $10 | per item | None |
| Stop Payment Fee | $30 | per item | None |
| Payment By Phone | $10 | per item | None |
| Share Draft Copy Fee | $10 | per item | None |
Cash & Deposit | |||
| Return Deposit Item | $30 | per item | None |
Account Services | |||
| Garnishment/Lien/Levy | $75 | per item | None |
| Subordination Agreement Fee | $100 | Not stated | None |
Lending Fees | |||
| Late Payment | $30 | Not stated | None |
Other Fees | |||
| Statement Copy Fee | $8 | Not stated | None |
| Lien Satisfaction Letter (Dupicate) | $40 | Not stated | None |
| Loan Modification Fee | $35 | Not stated | None |
| Payoff Request Fee | $10 | Not stated | None |
Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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