Gsa Federal Credit Union

Headquarters: Washington, Washington DC
Charter: Credit Union
Assets: $37.9M
Fed district: Richmond
Regulator: NCUA

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 9, 2026

How these figures are measured

Call-report figures are for Gsa Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Gsa Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 9, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Gsa Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $95K in Q2 2026, 10% below the same quarter a year earlier ($106K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Gsa Federal Credit Union: $30
Gsa Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Gsa Federal Credit Union: $30
Gsa Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Gsa Federal Credit Union: $2.75
Gsa Federal Credit Union: $2.75
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington DC, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington DC: Banks and credit unions headquartered in Washington DC that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 8.7% from Q3 2025 to Q2 2026, to $95K.

Fee income, Q2 2026

$95K

$104KQ3 2025

$96KQ4 2025

$100KQ1 2026

$95KQ2 2026

Against the median

Gsa Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Gsa Federal Credit Union · $38M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Credit unions only
$37M to $39M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Gsa Federal Credit Union(this institution)	Washington, DC	$38M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Aspire Federal Credit Union	Lufkin, TX	$38M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Austin Federal Credit Union	Austin, TX	$38M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Badlands Federal Credit Union	Glendive, MT	$38M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Brightview Federal Credit Union	Ridgeland, MS	$38M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Butte Community Federal Credit Union	Butte, MT	$38M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
City Of Firsts Community Federal Credit Union	Kokomo, IN	$39M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Detour Drummond Community Federal Credit Union	Drummond Island, MI	$39M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Franklin Johnstown Federal Credit Union	Johnstown, PA	$37M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Graco Federal Credit Union	Alma, MI	$38M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Hawaiian Electric Employees Federal Credit Union	Honolulu, HI	$37M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Hometown Federal Credit Union	Peru, IN	$37M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Lakehurst Naval Federal Credit Union	Lakehurst Naec, NJ	$38M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Lutheran Federal Credit Union	Saint Louis, MO	$39M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Maui Teachers Federal Credit Union	Wailuku, HI	$38M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Members Financial Federal Credit Union	Midland, TX	$39M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Minnesota Catholic Federal Credit Union	Little Canada, MN	$39M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Morgantown A E S Federal Credit Union	Morgantown, WV	$38M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
National J. A. C. L. Federal Credit Union	Salt Lake City, UT	$39M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Norwin Teachers Federal Credit Union	North Huntingdon, PA	$39M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Pahranagat Valley Federal Credit Union	Alamo, NV	$38M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Port Arthur Teachers Federal Credit Union	Port Arthur, TX	$38M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Settlers Federal Credit Union	Bruce Crossing, MI	$38M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Social Security Federal Credit Union	Birmingham, AL	$37M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
St. Anthony Of Padua Federal Credit Union	Fall River, MA	$38M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Theory Federal Credit Union	Painesville, OH	$38M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 19 publish this fee(domestic wire)

6 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Domestic wire is $20 (100%) above the median of similar-sized credit unions.

Compared at $40, the middle of its two prices, against a peer median of $20 among 19 publishing peers.

Its two prices are $30 and $50.

$40 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Domestic wire fee in dollars, one mark per institution

Gsa Federal Credit Union: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer median

Against this institution's domestic wire fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Gsa Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $95K
vs prior quarter: −$5K−5.0%; from Q1 2026
vs a year earlier: −$11K−10.4%; from Q2 2025
vs start of range: −$12K−11.2%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Gsa Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$95K	−$5K	−5.0%
Q1 2026	$100K	+$4K	+4.2%
Q4 2025	$96K	−$8K	−7.7%
Q3 2025	$104K	−$2K	−1.9%
Q2 2025	$106K	+$1K	+1.0%
Q1 2025	$105K	+$10K	+10.5%
Q4 2024	$95K	−$12K	−11.2%
Q3 2024	$107K	+$1K	+0.9%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Gsa Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Internet Checking Minimum Balance Fee$10
per month
Dormant Fee$15
Not compared: Annual charge, not monthly
per year
Account Reconciliation Fee$30
Not compared: Charged per hour; comparison unavailable
per hour
Account Research Fee$30
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail Fee$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Advance NSF Fee$30
NSF / Returned Item$30
per item
NSF Fee$30
per item · per returned item

ATM & Card

Withdrawal at non-GSA FCU ATM$2.75
per item

Wire Transfers

Domestic Wire$50
Outgoing Wire Fees$30

Check Services

Official Check Fee$10
per item
Stop Payment Fee$30
per item
Payment By Phone$10
per item
Share Draft Copy Fee$10
per item

Cash & Deposit

Return Deposit Item$30
per item

Account Services

Garnishment/Lien/Levy$75
per item
Subordination Agreement Fee$100

Lending Fees

Late Payment$30

Other Fees

Statement Copy Fee$8
Lien Satisfaction Letter (Dupicate)$40
Loan Modification Fee$35
Payoff Request Fee$10

Fee	Amount	Basis	Note
Account Maintenance
Internet Checking Minimum Balance Fee	$10	per month	None
Dormant Fee	$15Not compared: Annual charge, not monthly	per year	None
Account Reconciliation Fee	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research Fee	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail Fee	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Advance NSF Fee	$30	Not stated	None
NSF / Returned Item	$30	per item	None
NSF Fee	$30	per item	per returned item
ATM & Card
Withdrawal at non-GSA FCU ATM	$2.75	per item	None
Wire Transfers
Domestic Wire	$50	Not stated	None
Outgoing Wire Fees	$30	Not stated	None
Check Services
Official Check Fee	$10	per item	None
Stop Payment Fee	$30	per item	None
Payment By Phone	$10	per item	None
Share Draft Copy Fee	$10	per item	None
Cash & Deposit
Return Deposit Item	$30	per item	None
Account Services
Garnishment/Lien/Levy	$75	per item	None
Subordination Agreement Fee	$100	Not stated	None
Lending Fees
Late Payment	$30	Not stated	None
Other Fees
Statement Copy Fee	$8	Not stated	None
Lien Satisfaction Letter (Dupicate)	$40	Not stated	None
Loan Modification Fee	$35	Not stated	None
Payoff Request Fee	$10	Not stated	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Gsa Federal Credit Union's foreign transaction changes in our data

We check once a day and send one email covering every change.