Compared with Nebraska
21 of 25
compared fees are above the median.
1 below, 3 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
73rd percentile; peer median 7.2%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Nebraska median
of 25 compared; 1 below, 3 about the same
See the feesFee schedule read Oct 19, 2026
Call-report figures are for Union Pacific Streamliner Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 2,932 credit unions with under $300M in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Nebraska median | Published fees above the Nebraska median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Union Pacific Streamliner Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 19, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 11% of revenue, above the 7.2% median of 2,932 credit unions with under $300M in assets (73rd percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $39K in Q2 2026, 11% below the same quarter a year earlier ($44K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
21 of 25 compared published fees sit above the Nebraska median; 1 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Nebraska medians for fees published by banks and credit unions.
Non-Network ATM
Compared at $2.75, the middle of its prices
Overdraft (OD)
Compared at $39, its standard fee, the highest of its prices
NSF / Returned Item
Compared at $37, the middle of its prices
Each amount links to the fee schedule it was read from. Medians for Nebraska, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 7.1% from Q3 2025 to Q2 2026, to $39K. Its share of revenue, 11%, is above the 7.2% median for credit unions with under $300M in assets.
$39K
Union Pacific Streamliner Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 2,932 credit unions with under $300M in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Overdraft: Listed at $35 to $39; we compare the highest. Non-network ATM: Listed at $2.50 to $3; we compare the midpoint.
Union Pacific Streamliner Federal Credit Union · $21M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Union Pacific Streamliner Federal Credit Union(this institution) | Omaha, NE | $21M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Acadian Federal Credit Union | Lafayette, LA | $21M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Arh Federal Credit Union | Middlesboro, KY | $20M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Blue Water Federal Credit Union | Port Huron, MI | $20M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Community Healthcare Federal Credit Union | Everett, WA | $20M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Corner Stone Federal Credit Union | lancaster, TX | $20M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Crouse Federal Credit Union | Syracuse, NY | $20M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| East Alabama Community Federal Credit Union | Opelika, AL | $21M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| East Orange Va Hospital Federal Credit Union | East Orange, NJ | $20M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Electrical Workers Local 58 Federal Credit Union | Detroit, MI | $21M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Hamilton Horizons Federal Credit Union | Hamilton, NJ | $20M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hutchinson Government Employees Federal Credit Union | Hutchinson, KS | $20M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Kone Employees Federal Credit Union | Moline, IL | $21M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| Lcra Federal Credit Union | Austin, TX | $20M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Le Roy Federal Credit Union | Le Roy, NY | $21M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Locomotive & Control Employees Federal Credit Union | Erie, PA | $20M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Maine Solutions Federal Credit Union | South Portland, ME | $21M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Niagara-Wheatfield Federal Credit Union | Sanborn, NY | $21M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Northern Valley Federal Credit Union | Grand Forks, ND | $20M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Northside Federal Credit Union | Atlanta, GA | $21M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Oshkosh Community Federal Credit Union | Oshkosh, WI | $20M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Port Arthur Community Federal Credit Union | Port Arthur, TX | $20M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Railway Employees Federal Credit Union | Muscle Shoals, AL | $21M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Richmond Virginia Fire Police Credi Federal Credit Union | Richmond, VA | $21M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| St. Louis Policemen`S Federal Credit Union | saint louis, MO | $20M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Temple-Inland Federal Credit Union | Diboll, TX | $20M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 9 publish this fee(out-of-network atm)
16 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $2.75, the middle of its two prices, against a peer median of $1 among 9 publishing peers.
Its two prices are $2.50 and $3.
$2.75 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026.
Out-of-network ATM fee in dollars, one mark per institution
Against this institution's out-of-network atm fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026. Total assets from FDIC and NCUA records.
Call reports for Union Pacific Streamliner Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $39K | $0 | 0.0% |
| Q1 2026 | $39K | −$8K | −17.0% |
| Q4 2025 | $47K | +$5K | +11.9% |
| Q3 2025 | $42K | −$2K | −4.5% |
| Q2 2025 | $44K | +$2K | +4.8% |
| Q1 2025 | $42K | −$5K | −10.6% |
| Q4 2024 | $47K | +$8K | +20.5% |
| Q3 2024 | $39K | $0 | 0.0% |
Financial cohort: 3,250 credit unions with under $300M in assets filing for Q2 2026; 2,932 reported a share above 0% and are counted, Union Pacific Streamliner Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Union Pacific Streamliner Federal Credit Union by share.
Amounts from Union Pacific Streamliner Federal Credit Union’s own schedules, with a source for each figure.
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Money Market Low Balance Fee | $30Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Money Market Low Balance Fee | $25Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Spending Classic Checking Account Low Balance Fee | No chargeBelow the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Spending Interest Account Low Balance Fee (Under, per month) | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Dormant Checking Account (after 6 months, per month) | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Dormant Membership Fee (12 mo. inactive, per quarter) | $25Not compared: Quarterly charge, not monthly | per quarter | None |
| Escheat Fee | $45Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Escheat Fee | $50Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Inactive Account Fee (Under $100 and no activity) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Account Reconciliation Research (per hour) | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Reconciliation Research (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Mailed Statement Fee (per statement period) | $5Above the U.S. middle 50% ($2 to $4.98 nationally) | per month | None |
| Returned Statement Fee - No Forwarding Address | $5Inside the U.S. middle 50% ($5 to $7.50 nationally) | Not stated | None |
| Returned Statement Fee - Update Address | $5Inside the U.S. middle 50% ($5 to $7.50 nationally) | Not stated | None |
| Returned Statement Fee – No Forwarding Address | $6Inside the U.S. middle 50% ($5 to $7.50 nationally) | Not stated | None |
| Returned Statement Fee – Update Address | $6Inside the U.S. middle 50% ($5 to $7.50 nationally) | Not stated | None |
Overdraft & NSF | |||
| Courtesy Pay (per item) | $39Above the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Courtesy Pay (per item) | $35Above the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Overdraft Debit Card Transaction | $35Above the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| Visa Check/ATM Card Overdraft Fee | $39Above the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| VISA check/ATM Card Overdraft Fee | $35Above the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| Non-Sufficient Funds Returned Check (NSF) | $39Above the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| Non-Sufficient Funds Returned Check (NSF) | $35Above the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| Automatic Overdraft Transfer Fee | $5.40Above the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Automatic Overdraft Transfer Fee | $4.50Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
ATM & Card | |||
| ATM Usage Fee (Non Credit Union Owned/MoneyPass) | $2.50Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| ATM Usage Fee (Non-Credit Union Owned/MoneyPass) | $3Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Debit Card/ ATM Replacement (per card) | $15Above the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Visa Debit Card Replacement (per card) | $21Above the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Visa Platinum Rewards Replacement (per card) | $21Above the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Visa Debit Card Expedited Replacement Fee | $70Above the U.S. middle 50% ($30 to $50 nationally) | Not stated | None |
| Visa Debit International Transaction Charge | 2%of the transaction | Not stated | None |
| Visa Debit International Transaction Charge (audience not stated, treated as personal) | 2%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfer (outgoing, per transfer) | $35Above the U.S. middle 50% ($20 to $25 nationally) | per item | None |
| Wire Transfer (outgoing, per transfer) | $39Above the U.S. middle 50% ($20 to $25 nationally) | per item | None |
| Wire Transfer (incoming, per transfer) | $10Inside the U.S. middle 50% ($5 to $15 nationally) | per item | None |
Check Services | |||
| Official Check | $6Inside the U.S. middle 50% ($3 to $6 nationally) | per item | None |
| Official Check (per check) | $7Above the U.S. middle 50% ($3 to $6 nationally) | per item | None |
| Money Order (per order) | $6Above the U.S. middle 50% ($2 to $3 nationally) | per item | None |
| Stop Payment - Checking and/ or ACH (per item or series) | $30Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Stop Payment – Check and/ or ACH (per item/series) | $35Above the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Starter/Temporary Checks (8 checks) | $10Above the U.S. middle 50% ($1 to $4 nationally) | per item | None |
| Starter/Temporary Checks (8 checks) | $8Above the U.S. middle 50% ($1 to $4 nationally) | Not stated | None |
| Non-Member Checking Cashing Fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Member Check Copy (online) | No chargeBelow the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Member Check Copy (printed, per item) | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Official Check Copy (per item) | $6Above the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Official Check Copy (per item) | $7Above the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Digital & Electronic | |||
| Self-Directed Electronic Bill Payment | No chargeInside the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
| Remote Check Deposit via Mobile App | No chargeInside the U.S. middle 50% ($0 to $0 nationally) | Not stated | None |
Cash & Deposit | |||
| Deposit Item Returned | $21Inside the U.S. middle 50% ($9 to $25 nationally) | Not stated | None |
| Deposit Item Returned | $15Inside the U.S. middle 50% ($9 to $25 nationally) | Not stated | None |
Account Services | |||
| Notary Fee (members) | No chargeInside the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
| Notary Fee (non-members, per notarized signature) | $15Above the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
| Notary Fee (non-members) | $10Above the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
| Garnishment/Levy (per occurrence) | $50Inside the U.S. middle 50% ($30 to $85 nationally) | per item | None |
| Written Verification of Account | $15Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| Written Verification of Account | $20Above the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Lending Fees | |||
| Loan Cancellation Fee | $99Above the U.S. middle 50% ($20.15 to $96.25 nationally) | Not stated | None |
Other Fees | |||
| Copy of Visa Platinum Rewards Statement | $12Above the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Incoming Fax (per page) | $1Below the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Outgoing Fax (per page) | $1Below the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Statement Copy (Over 12 months, per copy) | $10Above the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Statement Copy (Over 12 Months, per copy) | $12Above the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Statement Copy (Prior 12 Months, per copy) | $7Above the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Statement Copy (Prior 12 Months, per copy) | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Deed of Reconveyance Fee | $25Inside the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Duplicate Loan Document Fee (Electronic/Printed) | $30Inside the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Duplicate Loan Document Fee (Printed per page) | $2Below the U.S. middle 50% ($20 to $37.50 nationally) | per item | None |
| Loan Modification Fee | $100Above the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Mortgage Subordination Fee | $500Above the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Returned Loan Payment | $39Above the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Returned Loan Payment | $35Inside the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Skip-A-Payment Fee | $49Above the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Skip-A-Payment Fee | $45Above the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Union Pacific Streamliner Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
2 offices in 1 state (June 30, 2026)
Each dot is one office.
Cities with the most offices
| Omaha, NE | 2 |
Largest competitors nearby
Local market: Douglas and Sarpy counties, NE, around its headquarters.
| 69 in its local market | Deposit share |
|---|---|
| First National Bank of Omaha | 39.8% |
| Wells Fargo Bank, National Association | 9.1% |
| Associated Bank, National Association | 7.3% |
| U.S. Bank National Association | 7% |
| Pinnacle Bank | 6.6% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.