Union Pacific Streamliner Federal Credit Union

Headquarters: Omaha, Nebraska
Charter: Credit Union
Assets: $20.6M
Fed district: Kansas City

27 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $39, its standard fee, the highest of its prices
Union Pacific Streamliner Federal Credit Union: $35 to $39
Union Pacific Streamliner Federal Credit Union: $35 to $39
U.S. median: no median
NSF / Returned Item
Compared at $37, the middle of its prices
Union Pacific Streamliner Federal Credit Union: $35 to $39
Union Pacific Streamliner Federal Credit Union: $35 to $39
U.S. median: no median
Non-Network ATM
Compared at $2.75, the middle of its prices
Union Pacific Streamliner Federal Credit Union: $2.50 to $3
Union Pacific Streamliner Federal Credit Union: $2.50 to $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Nebraska, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Nebraska: Banks and credit unions headquartered in Nebraska that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Union Pacific Streamliner Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Money Market Low Balance Fee$30
Money Market Low Balance Fee$25
Spending Classic Checking Account Low Balance FeeNo charge
Spending Interest Account Low Balance Fee (Under, per month)$10
per month
Dormant Checking Account (after 6 months, per month)$10
per month
Dormant Membership Fee (12 mo. inactive, per quarter)$25
Not compared: Quarterly charge, not monthly
per quarter
Escheat Fee$45
Escheat Fee$50
Inactive Account Fee (Under $100 and no activity)$5
Account Reconciliation Research (per hour)$35
Not compared: Charged per hour; comparison unavailable
per hour
Account Reconciliation Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Statement Fee (per statement period)$5
per month
Returned Statement Fee - No Forwarding Address$5
Returned Statement Fee - Update Address$5
Returned Statement Fee – No Forwarding Address$6
Returned Statement Fee – Update Address$6

Overdraft & NSF

Courtesy Pay (per item)$39
per item
Courtesy Pay (per item)$35
per item
Overdraft Debit Card Transaction$35
Visa Check/ATM Card Overdraft Fee$39
VISA check/ATM Card Overdraft Fee$35
Non-Sufficient Funds Returned Check (NSF)$39
Non-Sufficient Funds Returned Check (NSF)$35
Automatic Overdraft Transfer Fee$5.40
Automatic Overdraft Transfer Fee$4.50

ATM & Card

ATM Usage Fee (Non Credit Union Owned/MoneyPass)$2.50
ATM Usage Fee (Non-Credit Union Owned/MoneyPass)$3
Debit Card/ ATM Replacement (per card)$15
per item
Visa Debit Card Replacement (per card)$21
per item
Visa Platinum Rewards Replacement (per card)$21
per item
Visa Debit Card Expedited Replacement Fee$70
Visa Debit International Transaction Charge2%of the transaction
Visa Debit International Transaction Charge (audience not stated, treated as personal)2%of the transaction

Wire Transfers

Wire Transfer (outgoing, per transfer)$35
per item
Wire Transfer (outgoing, per transfer)$39
per item
Wire Transfer (incoming, per transfer)$10
per item

Check Services

Official Check$6
per item
Official Check (per check)$7
per item
Money Order (per order)$6
per item
Stop Payment - Checking and/ or ACH (per item or series)$30
per item
Stop Payment – Check and/ or ACH (per item/series)$35
per item
Starter/Temporary Checks (8 checks)$10
per item
Starter/Temporary Checks (8 checks)$8
Non-Member Checking Cashing Fee$5
Member Check Copy (online)No charge
Member Check Copy (printed, per item)$5
per item
Official Check Copy (per item)$6
per item
Official Check Copy (per item)$7
per item

Digital & Electronic

Self-Directed Electronic Bill PaymentNo charge
Remote Check Deposit via Mobile AppNo charge

Cash & Deposit

Deposit Item Returned$21
Deposit Item Returned$15

Account Services

Notary Fee (members)No charge
Notary Fee (non-members, per notarized signature)$15
Notary Fee (non-members)$10
Garnishment/Levy (per occurrence)$50
per item
Written Verification of Account$15
Written Verification of Account$20

Lending Fees

Loan Cancellation Fee$99

Other Fees

Copy of Visa Platinum Rewards Statement$12
Incoming Fax (per page)$1
per item
Outgoing Fax (per page)$1
per item
Statement Copy (Over 12 months, per copy)$10
per item
Statement Copy (Over 12 Months, per copy)$12
per item
Statement Copy (Prior 12 Months, per copy)$7
per item
Statement Copy (Prior 12 Months, per copy)$5
per item
Deed of Reconveyance Fee$25
Duplicate Loan Document Fee (Electronic/Printed)$30
Duplicate Loan Document Fee (Printed per page)$2
per item
Loan Modification Fee$100
Mortgage Subordination Fee$500
Returned Loan Payment$39
Returned Loan Payment$35
Skip-A-Payment Fee$49
Skip-A-Payment Fee$45

Fee	Amount	Basis	Note
Account Maintenance
Money Market Low Balance Fee	$30	Not stated	None
Money Market Low Balance Fee	$25	Not stated	None
Spending Classic Checking Account Low Balance Fee	No charge	Not stated	None
Spending Interest Account Low Balance Fee (Under, per month)	$10	per month	None
Dormant Checking Account (after 6 months, per month)	$10	per month	None
Dormant Membership Fee (12 mo. inactive, per quarter)	$25Not compared: Quarterly charge, not monthly	per quarter	None
Escheat Fee	$45	Not stated	None
Escheat Fee	$50	Not stated	None
Inactive Account Fee (Under $100 and no activity)	$5	Not stated	None
Account Reconciliation Research (per hour)	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Account Reconciliation Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Statement Fee (per statement period)	$5	per month	None
Returned Statement Fee - No Forwarding Address	$5	Not stated	None
Returned Statement Fee - Update Address	$5	Not stated	None
Returned Statement Fee – No Forwarding Address	$6	Not stated	None
Returned Statement Fee – Update Address	$6	Not stated	None
Overdraft & NSF
Courtesy Pay (per item)	$39	per item	None
Courtesy Pay (per item)	$35	per item	None
Overdraft Debit Card Transaction	$35	Not stated	None
Visa Check/ATM Card Overdraft Fee	$39	Not stated	None
VISA check/ATM Card Overdraft Fee	$35	Not stated	None
Non-Sufficient Funds Returned Check (NSF)	$39	Not stated	None
Non-Sufficient Funds Returned Check (NSF)	$35	Not stated	None
Automatic Overdraft Transfer Fee	$5.40	Not stated	None
Automatic Overdraft Transfer Fee	$4.50	Not stated	None
ATM & Card
ATM Usage Fee (Non Credit Union Owned/MoneyPass)	$2.50	Not stated	None
ATM Usage Fee (Non-Credit Union Owned/MoneyPass)	$3	Not stated	None
Debit Card/ ATM Replacement (per card)	$15	per item	None
Visa Debit Card Replacement (per card)	$21	per item	None
Visa Platinum Rewards Replacement (per card)	$21	per item	None
Visa Debit Card Expedited Replacement Fee	$70	Not stated	None
Visa Debit International Transaction Charge	2%of the transaction	Not stated	None
Visa Debit International Transaction Charge (audience not stated, treated as personal)	2%of the transaction	Not stated	None
Wire Transfers
Wire Transfer (outgoing, per transfer)	$35	per item	None
Wire Transfer (outgoing, per transfer)	$39	per item	None
Wire Transfer (incoming, per transfer)	$10	per item	None
Check Services
Official Check	$6	per item	None
Official Check (per check)	$7	per item	None
Money Order (per order)	$6	per item	None
Stop Payment - Checking and/ or ACH (per item or series)	$30	per item	None
Stop Payment – Check and/ or ACH (per item/series)	$35	per item	None
Starter/Temporary Checks (8 checks)	$10	per item	None
Starter/Temporary Checks (8 checks)	$8	Not stated	None
Non-Member Checking Cashing Fee	$5	Not stated	None
Member Check Copy (online)	No charge	Not stated	None
Member Check Copy (printed, per item)	$5	per item	None
Official Check Copy (per item)	$6	per item	None
Official Check Copy (per item)	$7	per item	None
Digital & Electronic
Self-Directed Electronic Bill Payment	No charge	Not stated	None
Remote Check Deposit via Mobile App	No charge	Not stated	None
Cash & Deposit
Deposit Item Returned	$21	Not stated	None
Deposit Item Returned	$15	Not stated	None
Account Services
Notary Fee (members)	No charge	Not stated	None
Notary Fee (non-members, per notarized signature)	$15	Not stated	None
Notary Fee (non-members)	$10	Not stated	None
Garnishment/Levy (per occurrence)	$50	per item	None
Written Verification of Account	$15	Not stated	None
Written Verification of Account	$20	Not stated	None
Lending Fees
Loan Cancellation Fee	$99	Not stated	None
Other Fees
Copy of Visa Platinum Rewards Statement	$12	Not stated	None
Incoming Fax (per page)	$1	per item	None
Outgoing Fax (per page)	$1	per item	None
Statement Copy (Over 12 months, per copy)	$10	per item	None
Statement Copy (Over 12 Months, per copy)	$12	per item	None
Statement Copy (Prior 12 Months, per copy)	$7	per item	None
Statement Copy (Prior 12 Months, per copy)	$5	per item	None
Deed of Reconveyance Fee	$25	Not stated	None
Duplicate Loan Document Fee (Electronic/Printed)	$30	Not stated	None
Duplicate Loan Document Fee (Printed per page)	$2	per item	None
Loan Modification Fee	$100	Not stated	None
Mortgage Subordination Fee	$500	Not stated	None
Returned Loan Payment	$39	Not stated	None
Returned Loan Payment	$35	Not stated	None
Skip-A-Payment Fee	$49	Not stated	None
Skip-A-Payment Fee	$45	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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