Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Buffalo Metropolitan Federal Credit Union

Buffalo, New YorkCredit UnionNew York Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account reconciliation/research$20Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #7114. canonical_hint=account_research; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="Account reconciliation/research $20.00 per hour/1 hr. min | Miscellaneous Fees:" · Source

Overdraft & NSFVerified

ACH non-sufficient funds$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7114. canonical_hint=nsf; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="ACH non-sufficient funds $30.00* | Online bill pay expedited payments:7" · Source
Checks returned non-sufficient funds$30Within the typical range ($25–$31 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #7114. canonical_hint=nsf; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="Checks returned non-sufficient funds $30.00 per item" · Source
CU Service Center returned check$40Above the typical range ($25–$31 nationally)
$10 above the national median
per item · Knox deterministic extraction from Rosetta artifact #7114. canonical_hint=nsf; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="CU Service Center returned check $40.00 per item" · Source

ATM & CardVerified

ATM services are UNLIMITED &$0Below the typical range ($1–$2.50 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #7114. canonical_hint=atm_non_network; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="ATM services are UNLIMITED & FREE" · Source
ATM services at non-Credit Union$2Within the typical range ($1–$2.50 nationally)
$0.50 above the national median
per transaction · Knox deterministic extraction from Rosetta artifact #7114. canonical_hint=atm_non_network; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="ATM services at non-Credit Union $ 2.00 per withdrawal | ▪ Member has an existing (active) loan balance with BMFCU" · Source
closure.5Second request and any thereafter for closure of a share account. | ATM Surcharge$3Above the typical range ($1–$2.50 nationally)
$1.50 above the national median
Knox deterministic extraction from Rosetta artifact #7114. canonical_hint=atm_non_network; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="closure.5Second request and any thereafter for closure of a share account. | ATM Surcharge $3.00 transaction" · Source

Wire TransfersVerified

Incoming Wires$10Within the typical range ($5–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7114. canonical_hint=wire_domestic_incoming; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="Incoming Wires $10.00 per wire" · Source

Check ServicesVerified

Certified check$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7114. canonical_hint=cashiers_check; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="Certified check $ 5.00" · Source
Money order$1.50Below the typical range ($1.75–$3 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #7114. canonical_hint=money_order; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="Money order $ 1.50 | will not receive notice of a change to the check printing fee." · Source

Digital & ElectronicVerified

International wire transfer$50Above the typical range ($0–$11.29 nationally)
$45.03 above the national median
Knox deterministic extraction from Rosetta artifact #7114. canonical_hint=bill_pay; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="International wire transfer $50.00 per wire | 7Fees for expedited payments are assessed by bill pay provider and" · Source

Account ServicesVerified

Non-member notary$2Within the typical range ($0–$5 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #7114. canonical_hint=notary_fee; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="Non-member notary $ 2.00 request" · Source
Restraining notice/subpoena$100Within the typical range ($30–$131.13 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #7114. canonical_hint=legal_process; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="Restraining notice/subpoena $100.00 | Holiday club account early withdrawal $ 4.00 transaction" · Source

Lending FeesVerified

Holiday Skip-A-Pay$15Within the typical range ($15–$25 nationally)
$9.25 below the national median
Knox deterministic extraction from Rosetta artifact #7114. canonical_hint=late_payment; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="Holiday Skip-A-Pay $15.00 per loan" · Source

Gift & Prepaid CardsVerified

Letter of Protest$10Above the typical range ($3–$4.50 nationally)
$6.50 above the national median
Knox deterministic extraction from Rosetta artifact #7114. canonical_hint=gift_card_purchase; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="Letter of Protest $10.00 | Visa gift card activation $ 3.75 per card" · Source

Other FeesVerified

Additional statement copies$2Within the typical range ($2–$5 nationally)
$1 below the national median
per month · Knox deterministic extraction from Rosetta artifact #7114. canonical_hint=document_reproduction; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="Additional statement copies $ 2.00 per month | Share Draft/Checking Account Fees:" · Source
Photocopy$1Below the typical range ($2–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #7114. canonical_hint=document_reproduction; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="Photocopy $ 1.00 per page | Next day (check) $34.95" · Source
Photocopy of draft (check)$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #7114. canonical_hint=document_reproduction; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="Photocopy of draft (check) $ 5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account reconciliation/research	$20Within the typical range ($17.50–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #7114. canonical_hint=account_research; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="Account reconciliation/research $20.00 per hour/1 hr. min \| Miscellaneous Fees:"	Source
Overdraft & NSFVerified
ACH non-sufficient funds	$30Within the typical range ($25–$31 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #7114. canonical_hint=nsf; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="ACH non-sufficient funds $30.00* \| Online bill pay expedited payments:7"	Source
Checks returned non-sufficient funds
ATM & CardVerified
ATM services are UNLIMITED &	$0Below the typical range ($1–$2.50 nationally)	$1.50 below the national median	—	Knox read a free fee from Rosetta artifact #7114. canonical_hint=atm_non_network; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="ATM services are UNLIMITED & FREE"	Source
ATM services at non-Credit Union
Wire TransfersVerified
Incoming Wires	$10Within the typical range ($5–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #7114. canonical_hint=wire_domestic_incoming; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="Incoming Wires $10.00 per wire"	Source
Check ServicesVerified
Certified check	$5Within the typical range ($3–$6 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #7114. canonical_hint=cashiers_check; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="Certified check $ 5.00"	Source
Money order
Digital & ElectronicVerified
International wire transfer	$50Above the typical range ($0–$11.29 nationally)	$45.03 above the national median	—	Knox deterministic extraction from Rosetta artifact #7114. canonical_hint=bill_pay; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="International wire transfer $50.00 per wire \| 7Fees for expedited payments are assessed by bill pay provider and"	Source
Account ServicesVerified
Non-member notary	$2Within the typical range ($0–$5 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #7114. canonical_hint=notary_fee; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="Non-member notary $ 2.00 request"	Source
Restraining notice/subpoena
Lending FeesVerified
Holiday Skip-A-Pay	$15Within the typical range ($15–$25 nationally)	$9.25 below the national median	—	Knox deterministic extraction from Rosetta artifact #7114. canonical_hint=late_payment; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="Holiday Skip-A-Pay $15.00 per loan"	Source
Gift & Prepaid CardsVerified
Letter of Protest	$10Above the typical range ($3–$4.50 nationally)	$6.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #7114. canonical_hint=gift_card_purchase; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="Letter of Protest $10.00 \| Visa gift card activation $ 3.75 per card"	Source
Other FeesVerified
Additional statement copies	$2Within the typical range ($2–$5 nationally)	$1 below the national median	per month	Knox deterministic extraction from Rosetta artifact #7114. canonical_hint=document_reproduction; text_hash=28655b68a830f52ba4a9df58760f0627033932e62184416c480df6c655e039fe; excerpt="Additional statement copies $ 2.00 per month \| Share Draft/Checking Account Fees:"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 18 — leaner than most institutions

Headline fees published

4 of 15

Published fees

Under review

Assets

$143.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$143.9M

Total deposits

$128.5M

Service charge income (year to date)

$616K

Fee income ratio

11.9%

Return on assets

0.24%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 28,880 verified fees from 2,290 institutions

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